Company Name:
FIDELITY AND GUARANTY INSURANCE COMPANYCompany Address:
One Tower Square
Hartford, CT 06183Mailing Address:
One Tower Square
Hartford, CT 06183Mailing Phone:
8339032382Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1979-09-26
| Line |
Authorized Date |
| Accident and Health |
1979-09-26 |
| Fidelity and Surety |
1979-09-26 |
| Liability |
1979-09-26 |
| Miscellaneous |
1979-09-26 |
| Property |
1979-09-26 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$18,700 |
$11,406 |
$1,387 |
$5,098 |
44.70% |
| Missouri Total |
100.00% |
$14,261,342 |
$12,932,220 |
$3,317,833 |
$-2,469,296 |
-19.09% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$500 |
$360 |
$0 |
$-76 |
-21.11% |
| Missouri Total |
100.00% |
$3,081,965 |
$2,918,589 |
$634,670 |
$671,980 |
23.02% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$73,915 |
$76,877 |
$85,819 |
$83,860 |
109.08% |
| Missouri Total |
100.00% |
$78,903,780 |
$78,036,336 |
$54,827,878 |
$55,171,473 |
70.70% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$40,588 |
$44,964 |
$62,470 |
$68,046 |
151.33% |
| Missouri Total |
100.00% |
$49,974,077 |
$48,409,225 |
$28,598,278 |
$29,317,786 |
60.56% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.27% |
$495,141 |
$491,237 |
$450,195 |
$259,791 |
52.89% |
| Missouri Total |
100.00% |
$182,720,638 |
$178,571,521 |
$132,016,621 |
$146,759,872 |
82.19% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$38,838 |
$17,213 |
|
| Missouri Total |
100.00% |
$70,556,568 |
$67,819,849 |
$53,660,974 |
$55,232,918 |
81.44% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$10,009 |
$10,059 |
$0 |
$1,287 |
12.79% |
| Missouri Total |
100.00% |
$5,452,319 |
$5,319,882 |
$1,711,001 |
$1,686,721 |
31.71% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
$34,319 |
$35,587 |
$0 |
$8,200 |
23.04% |
| Missouri Total |
100.00% |
$15,270,078 |
$13,888,371 |
$8,594,383 |
$14,283,705 |
102.85% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.37% |
$316,735 |
$377,267 |
$40,400 |
$33,771 |
8.95% |
| Missouri Total |
100.00% |
$85,196,187 |
$78,925,410 |
$54,616,098 |
$53,136,883 |
67.33% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$616,612 |
$593,877 |
$4,484,793 |
$187,353 |
31.55% |
| Missouri Total |
100.00% |
$409,174,258 |
$392,477,924 |
$247,870,965 |
$264,005,456 |
67.27% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
$960,383 |
$978,963 |
$2,396,321 |
$3,247,909 |
331.77% |
| Missouri Total |
100.00% |
$613,705,746 |
$581,917,625 |
$427,500,616 |
$491,690,747 |
84.49% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$76,281 |
$78,976 |
$0 |
$-41 |
-0.05% |
| Missouri Total |
100.00% |
$45,492,094 |
$44,748,028 |
$13,005 |
$208,496 |
0.47% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$6,412 |
$6,876 |
$0 |
$896 |
13.03% |
| Missouri Total |
100.00% |
$15,509,294 |
$14,880,294 |
$3,830,017 |
$10,920,874 |
73.39% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$321,300 |
$377,349 |
$117,240 |
$274,303 |
72.69% |
| Missouri Total |
100.00% |
$608,385,777 |
$593,299,496 |
$376,385,467 |
$397,966,691 |
67.08% |
Individual Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.10% |
0 |
$-466 |
$-466 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
12 |
$479,988 |
$479,896 |
$0 |
$547,595 |
$254,948 |
53.13% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$119,395 |
$96,096 |
$12,692 |
$10,649 |
11.08% |
| Missouri Total |
100.00% |
$141,526,491 |
$142,015,672 |
$73,335,863 |
$78,325,790 |
55.15% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-218 |
|
| Missouri Total |
100.00% |
$23,051,320 |
$27,860,652 |
$27,444,428 |
$27,046,287 |
97.08% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.18% |
$7,005,903 |
$2,156,113 |
$71,875 |
$807,552 |
37.45% |
| Missouri Total |
100.00% |
$320,750,663 |
$294,336,758 |
$208,370,573 |
$235,093,535 |
79.87% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-2 |
|
| Missouri Total |
100.00% |
$680,511,713 |
$673,852,841 |
$437,468,761 |
$447,521,657 |
66.41% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1 |
|
| Missouri Total |
100.00% |
$364,645,586 |
$362,479,868 |
$207,401,164 |
$212,909,222 |
58.74% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-243 |
|
| Missouri Total |
100.00% |
$623,565,090 |
$626,953,600 |
$365,644,038 |
$378,369,614 |
60.35% |
Private Passenger Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1 |
|
| Missouri Total |
100.00% |
$95,175,027 |
$95,770,797 |
$47,269,403 |
$48,793,029 |
50.95% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$11,150 |
$14,269 |
$71,057 |
$78,167 |
547.81% |
| Missouri Total |
100.00% |
$28,874,322 |
$28,271,157 |
$23,927,719 |
$23,316,430 |
82.47% |
Professional Liability (Excl Medical Malpractice)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$3,173 |
$2,305 |
$0 |
$720 |
31.24% |
| Missouri Total |
100.00% |
$9,177,476 |
$7,805,405 |
$2,124,486 |
$1,107,341 |
14.19% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
$220,115 |
$260,450 |
$0 |
$-11,618 |
-4.46% |
| Missouri Total |
100.00% |
$47,048,523 |
$44,606,734 |
$7,316,590 |
$8,531,677 |
19.13% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$-466 |
$-466 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
10,595,728 |
$2,867,258,416 |
$2,851,116,962 |
$11,927,589 |
$2,028,543,088 |
$2,098,142,746 |
73.59% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
$653,972 |
$658,724 |
$637,322 |
$438,397 |
66.55% |
| Missouri Total |
100.00% |
$402,877,460 |
$392,045,184 |
$279,409,135 |
$302,452,475 |
77.15% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
$316,735 |
$377,267 |
$40,400 |
$33,771 |
8.95% |
| Missouri Total |
100.00% |
$133,143,929 |
$126,685,225 |
$85,117,779 |
$88,074,407 |
69.52% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$321,300 |
$377,349 |
$117,240 |
$274,303 |
72.69% |
| Missouri Total |
100.00% |
$639,232,684 |
$624,417,209 |
$397,113,457 |
$420,905,995 |
67.41% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$-466 |
$-466 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
1,361,797 |
$765,268,369 |
$769,901,920 |
$546,254 |
$488,894,247 |
$530,495,443 |
68.90% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-247 |
|
| Missouri Total |
100.00% |
$2,277,993,949 |
$2,270,889,022 |
$1,470,621,691 |
$1,520,036,661 |
66.94% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$10,330,631 |
$5,613,031 |
$7,833,087 |
$5,072,615 |
90.37% |
| Missouri Total |
100.00% |
$5,624,624,221 |
$5,478,219,001 |
$3,552,012,020 |
$3,657,853,635 |
66.77% |