Company Name:
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANYCompany Address:
1 FOUNTAIN SQUARE
CHATTANOOGA, TN 37402-1389Mailing Address:
1 FOUNTAIN SQUARE
CHATTANOOGA, TN 37402-1330Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1917-01-02
| Line |
Authorized Date |
| Accident and Health |
1917-01-02 |
| Life, annuities and endowments |
1917-01-02 |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
305,987 |
$586,885,644 |
$0 |
$172,738,118 |
$0 |
29.43% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$227 |
$167 |
$0 |
$118,734 |
$21,389 |
12,807.78% |
| Missouri Total |
100.00% |
1,426,585 |
$355,664,414 |
$355,935,208 |
$344,752 |
$263,047,903 |
$287,828,265 |
80.87% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
25 |
$12,906 |
$12,906 |
$0 |
$13,424 |
$17,110 |
132.57% |
| Missouri Total |
100.00% |
42,810 |
$38,914,899 |
$36,166,316 |
$0 |
$27,489,592 |
$22,894,600 |
63.30% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
763 |
$0 |
$0 |
$2,216,334 |
$0 |
|
| Missouri Total |
100.00% |
492,708 |
$1,342,427,179 |
$6,783,407 |
$798,290,193 |
$0 |
59.47% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$63 |
$63 |
$0 |
$2,668 |
$2,609 |
4,141.27% |
| Missouri Total |
100.00% |
244,668 |
$44,426,994 |
$44,857,845 |
$0 |
$15,379,136 |
$15,622,709 |
34.83% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
241 |
$18,758 |
$0 |
$130,849 |
$3,146 |
697.56% |
| Missouri Total |
100.00% |
2,065,848 |
$605,945,752 |
$1,096,314 |
$550,629,913 |
$3,874,977,441 |
90.87% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1 |
$3,278 |
$0 |
$0 |
$90 |
0.00% |
| Missouri Total |
100.00% |
50,951 |
$36,609,553 |
$0 |
$-644,224,352 |
$365,024,573 |
-1,759.72% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.38% |
705 |
$234,551 |
$228,071 |
$0 |
$17,115 |
$15,746 |
6.90% |
| Missouri Total |
100.00% |
310,192 |
$62,526,346 |
$62,376,544 |
$7,617 |
$19,314,887 |
$19,737,230 |
31.64% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
13 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
36,575 |
$91,645,557 |
$0 |
$57,203,456 |
$0 |
62.42% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.31% |
12,152 |
$9,365,429 |
$9,524,382 |
$0 |
$6,465,167 |
$5,386,977 |
56.56% |
| Missouri Total |
100.00% |
113,456 |
$112,662,320 |
$110,611,772 |
$11,319,832 |
$66,347,028 |
$55,056,329 |
49.77% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
3 |
$1,427 |
$1,445 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
158,188 |
$67,960,776 |
$67,925,836 |
$3,084 |
$28,694,707 |
$29,240,804 |
43.05% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
216 |
$442,782 |
$455,928 |
$0 |
$142,808 |
$179,454 |
39.36% |
| Missouri Total |
100.00% |
106,276 |
$207,548,649 |
$211,856,320 |
$37 |
$190,154,744 |
$194,051,268 |
91.60% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$53 |
$0 |
|
| Missouri Total |
100.00% |
195,812 |
$1,556,881,060 |
$28,950,012 |
$1,263,912,510 |
$0 |
81.18% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
646 |
$209,532 |
$207,319 |
$0 |
$48,552 |
$53,700 |
25.90% |
| Missouri Total |
100.00% |
300,444 |
$103,159,184 |
$102,922,829 |
$2,927 |
$45,952,310 |
$45,728,893 |
44.43% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
65 |
$28,220 |
$0 |
$0 |
$5,720 |
0.00% |
| Missouri Total |
100.00% |
849,107 |
$608,898,381 |
$8,532,070 |
$448,760,979 |
$2,003,867,920 |
73.70% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.29% |
1,223 |
$2,288,786 |
$0 |
$1,036,058 |
$476,408 |
45.27% |
| Missouri Total |
100.00% |
364,184 |
$796,038,412 |
$5,570,618 |
$705,700,881 |
$1,280,812,226 |
88.65% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.46% |
15,850 |
$4,054,742 |
$0 |
$1,570,387 |
$236,956 |
38.73% |
| Missouri Total |
100.00% |
1,522,534 |
$879,876,012 |
$276,707,732 |
$956,198,611 |
$593,175,264 |
108.67% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
13,750 |
$10,266,917 |
$10,430,281 |
$0 |
$6,808,468 |
$5,676,985 |
54.43% |
| Missouri Total |
100.00% |
19,306,788 |
$12,117,109,089 |
$12,162,834,670 |
$12,444,904 |
$10,542,214,819 |
$10,004,580,052 |
82.26% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
28 |
$13,196 |
$13,136 |
$0 |
$134,826 |
$41,108 |
312.94% |
| Missouri Total |
100.00% |
17,248,675 |
$7,594,911,339 |
$7,618,085,733 |
$1,103,538 |
$6,951,838,739 |
$6,341,675,193 |
83.24% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1,006 |
$22,036 |
$0 |
$2,347,183 |
$3,236 |
10,651.58% |
| Missouri Total |
100.00% |
3,674,408 |
$4,401,545,614 |
$7,901,906 |
$4,690,598,033 |
$4,453,509,867 |
106.57% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
13,722 |
$10,253,721 |
$10,417,145 |
$0 |
$6,673,642 |
$5,635,877 |
54.10% |
| Missouri Total |
100.00% |
2,058,113 |
$4,522,197,750 |
$4,544,748,937 |
$11,341,366 |
$3,590,376,080 |
$3,662,904,859 |
80.60% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
17,152 |
$6,371,748 |
$0 |
$2,606,498 |
$719,084 |
40.91% |
| Missouri Total |
100.00% |
3,493,020 |
$7,861,614,955 |
$324,199,464 |
$9,610,942,390 |
$4,042,006,290 |
122.25% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
18,158 |
$6,393,784 |
$0 |
$4,953,681 |
$722,320 |
77.48% |
| Missouri Total |
100.00% |
7,167,428 |
$12,263,160,569 |
$332,101,370 |
$14,301,540,423 |
$8,495,516,157 |
116.62% |