Company Name:
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANYCompany Address:
1 FOUNTAIN SQUARE
CHATTANOOGA, TN 37402-1389Mailing Address:
1 FOUNTAIN SQUARE
CHATTANOOGA, TN 37402-1330Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1917-01-02
| Line |
Authorized Date |
| Accident and Health |
1917-01-02 |
| Life, annuities and endowments |
1917-01-02 |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
125,423 |
$857,318,280 |
$0 |
$121,690,165 |
$0 |
14.19% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
17 |
$1,101 |
$1,009 |
$0 |
$491,088 |
$121,199 |
12,011.79% |
| Missouri Total |
100.00% |
1,328,376 |
$303,329,965 |
$302,330,839 |
$380,940 |
$229,521,732 |
$238,471,048 |
78.88% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
37 |
$27,054 |
$27,054 |
$0 |
$74,616 |
$104,577 |
386.55% |
| Missouri Total |
100.00% |
48,132 |
$36,275,466 |
$32,199,954 |
$0 |
$21,314,430 |
$24,045,363 |
74.68% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
928 |
$0 |
$0 |
$2,442,953 |
$0 |
|
| Missouri Total |
100.00% |
253,953 |
$1,195,012,181 |
$6,638,324 |
$632,679,012 |
$0 |
52.94% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$63 |
$63 |
$0 |
$27,741 |
$27,580 |
43,777.78% |
| Missouri Total |
100.00% |
158,240 |
$27,245,712 |
$27,300,439 |
$0 |
$9,509,880 |
$9,934,267 |
36.39% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
263 |
$26,917 |
$0 |
$98,675 |
$4,740 |
366.59% |
| Missouri Total |
100.00% |
2,015,033 |
$484,429,841 |
$1,322,907 |
$376,373,301 |
$196,889,474 |
77.69% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$1,430 |
$0 |
$0 |
$90 |
0.00% |
| Missouri Total |
100.00% |
51,833 |
$114,894,398 |
$31,604 |
$203,011,137 |
$8,265,342 |
176.69% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.49% |
5,494 |
$1,458,892 |
$1,423,539 |
$0 |
$196,269 |
$176,104 |
12.37% |
| Missouri Total |
100.00% |
405,271 |
$58,683,332 |
$59,637,947 |
$0 |
$27,509,679 |
$36,494,147 |
61.19% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.91% |
19,592 |
$11,655,075 |
$12,127,140 |
$0 |
$9,509,412 |
$9,108,593 |
75.11% |
| Missouri Total |
100.00% |
126,487 |
$106,818,978 |
$106,351,018 |
$7,336,331 |
$67,848,508 |
$50,847,245 |
47.81% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
17 |
$7,406 |
$7,167 |
$0 |
$4,005 |
$2,992 |
41.75% |
| Missouri Total |
100.00% |
138,823 |
$36,727,590 |
$36,735,278 |
$4,219 |
$16,052,832 |
$17,324,879 |
47.16% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
276 |
$570,329 |
$587,573 |
$0 |
$134,317 |
$308,999 |
52.59% |
| Missouri Total |
100.00% |
154,272 |
$226,180,312 |
$219,939,917 |
$-871 |
$174,251,668 |
$218,484,815 |
99.34% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$65 |
$0 |
|
| Missouri Total |
100.00% |
236,044 |
$1,010,352,796 |
$37,848,313 |
$1,417,074,100 |
$0 |
140.26% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.44% |
5,288 |
$1,152,652 |
$1,145,725 |
$0 |
$352,400 |
$334,310 |
29.18% |
| Missouri Total |
100.00% |
280,185 |
$79,941,706 |
$79,734,988 |
$2,813 |
$38,936,168 |
$41,851,725 |
52.49% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
253 |
$93,773 |
$0 |
$83,047 |
$9,825 |
88.56% |
| Missouri Total |
100.00% |
779,959 |
$511,193,270 |
$8,441,483 |
$339,538,182 |
$191,086,436 |
66.42% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
7,004 |
$565,182 |
$0 |
$857,711 |
$156,915 |
151.76% |
| Missouri Total |
100.00% |
420,148 |
$705,749,417 |
$9,782,936 |
$839,767,533 |
$66,480,297 |
118.99% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
26 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
279,664 |
$2,880,957,952 |
$623,014 |
$2,641,997,771 |
$0 |
91.71% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.03% |
12,078 |
$7,507,817 |
$0 |
$1,590,575 |
$751,856 |
21.19% |
| Missouri Total |
100.00% |
1,600,687 |
$728,998,826 |
$288,003,675 |
$792,816,948 |
$58,180,996 |
108.75% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
30,722 |
$14,872,572 |
$15,319,270 |
$0 |
$10,789,848 |
$10,184,354 |
66.48% |
| Missouri Total |
100.00% |
15,593,126 |
$9,193,669,241 |
$9,149,411,973 |
$7,762,668 |
$7,311,042,491 |
$7,398,322,417 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
55 |
$28,218 |
$28,126 |
$0 |
$593,445 |
$253,356 |
900.79% |
| Missouri Total |
100.00% |
13,218,120 |
$6,176,375,862 |
$6,146,129,592 |
$417,598 |
$4,911,623,434 |
$4,896,386,298 |
79.67% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1,193 |
$28,347 |
$0 |
$2,541,628 |
$4,830 |
8,966.13% |
| Missouri Total |
100.00% |
3,105,041 |
$4,329,100,005 |
$8,046,707 |
$3,461,892,842 |
$222,960,300 |
79.97% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.49% |
30,667 |
$14,844,354 |
$15,291,144 |
$0 |
$10,196,403 |
$9,930,998 |
64.95% |
| Missouri Total |
100.00% |
2,375,006 |
$3,017,293,379 |
$3,003,282,381 |
$7,345,070 |
$2,399,419,057 |
$2,501,936,119 |
83.31% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
19,362 |
$8,166,772 |
$0 |
$2,531,398 |
$918,596 |
31.00% |
| Missouri Total |
100.00% |
3,634,694 |
$7,270,162,708 |
$349,323,071 |
$6,828,527,072 |
$338,347,826 |
93.93% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
20,555 |
$8,195,119 |
$0 |
$5,073,026 |
$923,426 |
61.90% |
| Missouri Total |
100.00% |
6,739,735 |
$11,599,262,713 |
$357,369,778 |
$10,290,419,914 |
$561,308,126 |
88.72% |