Company Name:
MEGA LIFE AND HEALTH INSURANCE COMPANY THECompany Address:
1833 SOUTH MORGAN ROAD
OKLAHOMA CITY, OK 73128Mailing Address:
9151 BOULEVARD 26
NORTH RICHLAND HILLS, TX 76180Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2014-12-30
| Line |
Authorized Date |
| Accident and Health |
1983-11-28 |
| Life, annuities and endowments |
1983-11-28 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
16 |
$196 |
$196 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
2,639,946 |
$91,674,208 |
$91,840,794 |
$-16,009 |
$43,387,500 |
$52,021,220 |
56.64% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.91% |
788 |
$2,347,273 |
$2,351,808 |
$0 |
$1,956,307 |
$1,777,624 |
75.59% |
| Missouri Total |
100.00% |
83,391 |
$80,534,150 |
$78,635,871 |
$33,578 |
$59,676,149 |
$62,363,872 |
79.31% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
1,235 |
$1,036,987 |
$861,466 |
$0 |
$792,027 |
$1,305,217 |
151.51% |
| Missouri Total |
100.00% |
498,787 |
$687,354,789 |
$685,685,907 |
$2,253,280 |
$611,901,329 |
$610,611,078 |
89.05% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
55 |
$-182 |
$0 |
$0 |
$48 |
0.00% |
| Missouri Total |
100.00% |
756,763 |
$59,966,043 |
$99,903 |
$22,088,449 |
$3,655,658 |
36.83% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
6 |
$10,857 |
$10,897 |
$0 |
$5,657 |
$5,140 |
47.17% |
| Missouri Total |
100.00% |
592,892 |
$111,025,001 |
$110,370,493 |
$310,704 |
$85,784,941 |
$87,924,029 |
79.66% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
1,145 |
$603,482 |
$603,157 |
$0 |
$333,845 |
$321,200 |
53.25% |
| Missouri Total |
100.00% |
2,028,031 |
$128,005,635 |
$128,348,189 |
$0 |
$30,255,339 |
$34,460,876 |
26.85% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
11 |
$-17 |
$3,321 |
$0 |
$3,754 |
$3,279 |
98.74% |
| Missouri Total |
100.00% |
601,420 |
$46,133,629 |
$39,155,579 |
$0 |
$15,281,991 |
$16,644,048 |
42.51% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
55 |
$10,800 |
$10,849 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
690,563 |
$9,841,895 |
$9,787,508 |
$0 |
$7,218,266 |
$6,335,010 |
64.73% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.93% |
5 |
$718,254 |
$681,647 |
$0 |
$657,342 |
$645,088 |
94.64% |
| Missouri Total |
100.00% |
509,729 |
$77,200,089 |
$77,222,145 |
$0 |
$58,090,154 |
$61,001,697 |
79.00% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
2,558 |
$296,673 |
$0 |
$253,653 |
$64,103 |
85.50% |
| Missouri Total |
100.00% |
2,704,263 |
$281,091,200 |
$2,974,685 |
$321,445,911 |
$103,181,799 |
114.36% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.46% |
525 |
$106,983 |
$115,400 |
$0 |
$48,801 |
$26,764 |
23.19% |
| Missouri Total |
100.00% |
304,367 |
$23,295,746 |
$24,019,940 |
$-473 |
$9,636,438 |
$11,731,816 |
48.84% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
301 |
$47,055 |
$50,757 |
$0 |
$21,464 |
$11,772 |
23.19% |
| Missouri Total |
100.00% |
111,019 |
$66,490,592 |
$66,946,605 |
$420,599 |
$32,121,787 |
$48,494,601 |
72.44% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
81 |
$27,838 |
$30,028 |
$0 |
$12,698 |
$6,963 |
23.19% |
| Missouri Total |
100.00% |
163,820 |
$23,020,770 |
$23,131,172 |
$11,646 |
$12,896,225 |
$13,813,527 |
59.72% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
6 |
$7,232 |
$7,232 |
$0 |
$5,395 |
$5,395 |
74.60% |
| Missouri Total |
100.00% |
240,423 |
$306,889,507 |
$315,689,351 |
$0 |
$234,062,536 |
$236,918,393 |
75.05% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
92 |
$3,120 |
$0 |
$14,554 |
$0 |
466.47% |
| Missouri Total |
100.00% |
215,037 |
$407,245,440 |
$3,527,055 |
$779,679,935 |
$0 |
191.45% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
186 |
$24,238 |
$26,146 |
$0 |
$11,057 |
$6,064 |
23.19% |
| Missouri Total |
100.00% |
154,667 |
$30,619,082 |
$31,023,371 |
$0 |
$14,308,840 |
$14,935,114 |
48.14% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
350 |
$88,176 |
$0 |
$64,843 |
$16,141 |
73.54% |
| Missouri Total |
100.00% |
596,499 |
$200,973,899 |
$9,856,079 |
$124,310,754 |
$57,428,341 |
61.85% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
338 |
$149,168 |
$0 |
$652,845 |
$21,790 |
437.66% |
| Missouri Total |
100.00% |
522,617 |
$392,321,964 |
$6,557,565 |
$318,771,594 |
$43,427,542 |
81.25% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
1,104 |
$298,152 |
$21,083 |
$209,536 |
$51,285 |
77.35% |
| Missouri Total |
100.00% |
2,561,613 |
$769,291,874 |
$302,475,773 |
$861,967,438 |
$64,157,643 |
112.05% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
4,360 |
$4,941,178 |
$4,752,904 |
$0 |
$3,848,347 |
$4,114,506 |
86.57% |
| Missouri Total |
100.00% |
10,151,451 |
$2,793,902,774 |
$2,800,205,649 |
$3,104,630 |
$2,014,518,017 |
$2,096,480,234 |
74.87% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
3,261 |
$4,727,832 |
$4,523,341 |
$0 |
$3,748,932 |
$4,057,548 |
89.70% |
| Missouri Total |
100.00% |
8,801,770 |
$1,996,109,505 |
$1,993,545,540 |
$2,668,013 |
$1,512,053,831 |
$1,560,282,504 |
78.27% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
2,613 |
$296,491 |
$0 |
$253,653 |
$64,151 |
85.55% |
| Missouri Total |
100.00% |
4,458,036 |
$2,846,664,874 |
$4,145,555 |
$2,544,304,360 |
$127,434,464 |
89.38% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
1,099 |
$213,346 |
$229,563 |
$0 |
$99,415 |
$56,958 |
24.81% |
| Missouri Total |
100.00% |
1,349,681 |
$797,793,269 |
$806,660,109 |
$436,617 |
$502,464,186 |
$536,197,730 |
66.47% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,884 |
$538,616 |
$21,083 |
$941,778 |
$89,216 |
178.77% |
| Missouri Total |
100.00% |
4,593,141 |
$3,922,881,923 |
$323,615,018 |
$3,371,242,434 |
$192,419,185 |
85.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
4,497 |
$835,107 |
$21,083 |
$1,195,431 |
$153,367 |
145.67% |
| Missouri Total |
100.00% |
9,051,177 |
$6,769,546,797 |
$327,760,573 |
$5,915,546,794 |
$319,853,649 |
87.38% |