Company Name:
COMBINED INSURANCE CO OF AMERICACompany Address:
8750 W. Bryn Mawr Avenue
Chicago, IL 60631Mailing Address:
8750 W. Bryn Mawr Avenue
Chicago, IL 60631Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1939-01-09
| Line |
Authorized Date |
| Accident and Health |
1939-01-09 |
| Life, annuities and endowments |
1939-01-09 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
1,749 |
$76,619 |
$76,633 |
$0 |
$277,190 |
$27,675 |
36.11% |
| Missouri Total |
100.00% |
3,423,140 |
$96,106,857 |
$90,078,603 |
$13,545 |
$45,609,772 |
$44,700,512 |
49.62% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$0 |
$0 |
$0 |
$5,861 |
$4,843 |
|
| Missouri Total |
100.00% |
1,225,093 |
$254,728,387 |
$256,219,166 |
$178,870 |
$190,611,485 |
$208,123,252 |
81.23% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.17% |
49,278 |
$2,644,031 |
$2,644,700 |
$0 |
$1,899,916 |
$1,833,601 |
69.33% |
| Missouri Total |
100.00% |
873,111 |
$121,571,940 |
$121,543,614 |
$2,131 |
$90,947,812 |
$85,136,915 |
70.05% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.61% |
1,063 |
$131,092 |
$131,117 |
$0 |
$38,724 |
$31,996 |
24.40% |
| Missouri Total |
100.00% |
71,547 |
$21,585,485 |
$21,516,226 |
$0 |
$8,919,286 |
$9,472,882 |
44.03% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$17,363 |
$16,851 |
|
| Missouri Total |
100.00% |
788,966 |
$148,663,632 |
$147,405,469 |
$0 |
$108,076,042 |
$117,972,833 |
80.03% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
125 |
$19,700 |
$0 |
$9,041 |
$559 |
45.89% |
| Missouri Total |
100.00% |
2,424,579 |
$385,905,526 |
$1,057,661 |
$439,920,936 |
$158,090,482 |
114.00% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
702 |
$48,976 |
$0 |
$63,048 |
$3,417 |
128.73% |
| Missouri Total |
100.00% |
362,616 |
$73,423,631 |
$827,390 |
$214,052,894 |
$23,063,161 |
291.53% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.28% |
31,784 |
$3,583,935 |
$3,702,446 |
$0 |
$774,506 |
$1,383,479 |
37.37% |
| Missouri Total |
100.00% |
697,874 |
$57,040,268 |
$57,342,016 |
$8 |
$25,743,539 |
$26,501,210 |
46.22% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.89% |
2,708 |
$908,556 |
$919,251 |
$0 |
$156,511 |
$53,962 |
5.87% |
| Missouri Total |
100.00% |
134,110 |
$101,661,837 |
$101,823,091 |
$5,730,793 |
$59,575,581 |
$67,168,757 |
65.97% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
10 |
$600 |
$0 |
$0 |
$23 |
0.00% |
| Missouri Total |
100.00% |
61,178 |
$9,644,719 |
$40,640 |
$8,060,521 |
$535,018 |
83.57% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.99% |
9,662 |
$2,930,087 |
$2,936,308 |
$0 |
$440,538 |
$615,901 |
20.98% |
| Missouri Total |
100.00% |
142,909 |
$32,607,359 |
$32,557,670 |
$9,676 |
$14,486,339 |
$15,171,764 |
46.60% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
423 |
$466,484 |
$464,452 |
$0 |
$141,224 |
$228,122 |
49.12% |
| Missouri Total |
100.00% |
125,959 |
$204,002,042 |
$194,597,847 |
$189,422 |
$118,750,667 |
$159,793,788 |
82.11% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.15% |
1,752 |
$4,096,718 |
$4,172,297 |
$0 |
$3,359,442 |
$-2,928,827 |
-70.20% |
| Missouri Total |
100.00% |
167,331 |
$355,636,160 |
$349,586,468 |
$260 |
$262,414,053 |
$257,477,133 |
73.65% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
6 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
269,495 |
$1,309,778,605 |
$31,444,836 |
$1,144,776,801 |
$0 |
87.40% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.22% |
14,899 |
$2,835,727 |
$2,878,714 |
$0 |
$683,581 |
$2,392,062 |
83.09% |
| Missouri Total |
100.00% |
258,481 |
$67,234,847 |
$67,528,994 |
$0 |
$29,771,505 |
$33,107,946 |
49.03% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
1,598 |
$180,934 |
$0 |
$53,703 |
$26,062 |
29.68% |
| Missouri Total |
100.00% |
763,466 |
$439,557,425 |
$9,068,723 |
$297,048,781 |
$165,483,150 |
67.58% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
33 |
$55,571 |
$0 |
$0 |
$6,038 |
0.00% |
| Missouri Total |
100.00% |
413,325 |
$565,873,745 |
$4,768,418 |
$539,744,964 |
$52,701,531 |
95.38% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.22% |
11,048 |
$1,651,701 |
$0 |
$1,517,085 |
$79,911 |
91.85% |
| Missouri Total |
100.00% |
1,843,304 |
$758,778,596 |
$303,342,750 |
$816,380,870 |
$61,995,381 |
107.59% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
113,320 |
$17,673,249 |
$17,925,918 |
$0 |
$7,794,856 |
$3,659,665 |
20.42% |
| Missouri Total |
100.00% |
11,102,573 |
$7,586,272,242 |
$7,567,880,063 |
$6,265,933 |
$5,759,414,503 |
$5,811,825,025 |
76.80% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
52,092 |
$2,851,742 |
$2,852,450 |
$0 |
$2,239,054 |
$1,914,966 |
67.13% |
| Missouri Total |
100.00% |
8,926,271 |
$5,277,397,178 |
$5,271,709,298 |
$335,774 |
$4,103,463,028 |
$4,123,830,018 |
78.23% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
827 |
$68,676 |
$0 |
$72,089 |
$3,976 |
104.97% |
| Missouri Total |
100.00% |
4,088,624 |
$2,661,864,262 |
$5,616,733 |
$2,903,676,683 |
$200,039,495 |
109.08% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.64% |
61,228 |
$14,821,507 |
$15,073,468 |
$0 |
$5,555,802 |
$1,744,699 |
11.57% |
| Missouri Total |
100.00% |
2,176,302 |
$2,308,875,064 |
$2,296,170,765 |
$5,930,159 |
$1,655,951,475 |
$1,687,995,007 |
73.51% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
12,695 |
$1,888,806 |
$0 |
$1,570,788 |
$112,034 |
83.16% |
| Missouri Total |
100.00% |
3,825,232 |
$6,554,945,707 |
$353,015,946 |
$4,898,709,389 |
$304,103,906 |
74.73% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
13,522 |
$1,957,482 |
$0 |
$1,642,877 |
$116,010 |
83.93% |
| Missouri Total |
100.00% |
7,913,856 |
$9,216,809,969 |
$358,632,679 |
$7,802,386,072 |
$504,143,401 |
84.65% |