Company Name:
COMBINED INSURANCE CO OF AMERICACompany Address:
8750 W. Bryn Mawr Avenue
Chicago, IL 60631Mailing Address:
8750 W. Bryn Mawr Avenue
Chicago, IL 60631Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1939-01-09
| Line |
Authorized Date |
| Accident and Health |
1939-01-09 |
| Life, annuities and endowments |
1939-01-09 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
861 |
$95,024 |
$95,867 |
$0 |
$55,147 |
$31,123 |
32.46% |
| Missouri Total |
100.00% |
4,212,201 |
$87,160,796 |
$87,586,505 |
$0 |
$51,632,494 |
$56,380,230 |
64.37% |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.92% |
531 |
$703,056 |
$691,140 |
$0 |
$297,197 |
$276,690 |
40.03% |
| Missouri Total |
100.00% |
22,679 |
$36,690,261 |
$36,569,867 |
$0 |
$26,512,256 |
$27,028,469 |
73.91% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.04% |
44,326 |
$1,972,412 |
$1,939,294 |
$0 |
$1,329,947 |
$1,339,091 |
69.05% |
| Missouri Total |
100.00% |
3,668,323 |
$189,102,059 |
$189,147,382 |
$0 |
$89,172,031 |
$87,528,860 |
46.28% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
17 |
$25,323 |
$25,061 |
$0 |
$58,090 |
$55,791 |
222.62% |
| Missouri Total |
100.00% |
215,564 |
$226,491,723 |
$225,782,304 |
$0 |
$174,595,822 |
$175,866,146 |
77.89% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.61% |
993 |
$148,353 |
$149,668 |
$0 |
$48,964 |
$36,886 |
24.65% |
| Missouri Total |
100.00% |
72,239 |
$9,211,447 |
$9,155,550 |
$0 |
$4,482,990 |
$4,904,814 |
53.57% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.75% |
1,321 |
$1,038,326 |
$1,020,727 |
$0 |
$1,018,794 |
$948,493 |
92.92% |
| Missouri Total |
100.00% |
643,992 |
$138,403,489 |
$138,339,711 |
$0 |
$101,010,079 |
$105,913,017 |
76.56% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
148 |
$22,667 |
$0 |
$28,116 |
$647 |
124.04% |
| Missouri Total |
100.00% |
2,937,935 |
$441,547,932 |
$1,921,557 |
$389,417,306 |
$196,767,469 |
88.19% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.17% |
813 |
$59,013 |
$0 |
$109,676 |
$4,140 |
185.85% |
| Missouri Total |
100.00% |
88,436 |
$34,361,533 |
$269,837 |
$143,596,796 |
$1,604,005 |
417.90% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.73% |
46,653 |
$5,385,933 |
$5,120,174 |
$0 |
$1,758,850 |
$1,861,437 |
36.35% |
| Missouri Total |
100.00% |
581,728 |
$55,364,139 |
$56,011,512 |
$0 |
$25,146,994 |
$24,885,905 |
44.43% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
25 |
$5,645 |
$5,447 |
$0 |
$375 |
$-559 |
-10.26% |
| Missouri Total |
100.00% |
167,382 |
$370,646,228 |
$370,337,030 |
$2,300 |
$269,723,548 |
$264,857,277 |
71.52% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.02% |
3,278 |
$1,003,630 |
$962,954 |
$0 |
$374,640 |
$433,362 |
45.00% |
| Missouri Total |
100.00% |
154,304 |
$98,855,646 |
$99,404,881 |
$3,529,493 |
$54,171,917 |
$62,204,792 |
62.58% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
11 |
$600 |
$0 |
$0 |
$27 |
0.00% |
| Missouri Total |
100.00% |
58,230 |
$8,864,756 |
$29,669 |
$7,687,584 |
$617,390 |
86.72% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.88% |
24,290 |
$2,424,009 |
$2,305,810 |
$0 |
$875,753 |
$752,263 |
32.62% |
| Missouri Total |
100.00% |
136,386 |
$35,223,506 |
$36,046,099 |
$8,586 |
$17,334,385 |
$16,536,022 |
45.87% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
456 |
$496,990 |
$487,316 |
$0 |
$266,168 |
$992,992 |
203.77% |
| Missouri Total |
100.00% |
131,680 |
$201,668,862 |
$188,620,115 |
$122,674 |
$99,526,786 |
$127,448,974 |
67.57% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.52% |
2,020 |
$5,043,497 |
$5,007,653 |
$0 |
$3,919,877 |
$-3,075,366 |
-61.41% |
| Missouri Total |
100.00% |
167,168 |
$332,402,036 |
$336,104,792 |
$147 |
$251,031,533 |
$246,271,450 |
73.27% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
6 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
279,053 |
$1,631,861,118 |
$51,748,396 |
$1,466,679,173 |
$0 |
89.88% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.18% |
11,517 |
$3,176,585 |
$3,049,456 |
$0 |
$939,835 |
$2,597,149 |
85.17% |
| Missouri Total |
100.00% |
239,225 |
$61,270,452 |
$61,653,241 |
$0 |
$29,411,244 |
$31,827,291 |
51.62% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
2,036 |
$66,155 |
$0 |
$33,008 |
$33,356 |
49.89% |
| Missouri Total |
100.00% |
765,781 |
$395,958,904 |
$8,651,368 |
$290,161,126 |
$154,906,413 |
73.28% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
38 |
$55,571 |
$0 |
$0 |
$6,181 |
0.00% |
| Missouri Total |
100.00% |
417,017 |
$506,318,432 |
$4,688,405 |
$538,538,821 |
$47,011,494 |
106.36% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
11,970 |
$1,585,776 |
$0 |
$1,674,704 |
$82,569 |
105.61% |
| Missouri Total |
100.00% |
1,919,642 |
$748,386,360 |
$338,046,133 |
$736,372,964 |
$59,266,757 |
98.39% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
136,288 |
$21,518,783 |
$20,860,567 |
$0 |
$10,943,637 |
$6,249,352 |
29.96% |
| Missouri Total |
100.00% |
14,659,481 |
$6,922,016,805 |
$6,923,691,877 |
$3,843,365 |
$5,312,904,301 |
$5,378,359,740 |
77.68% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
48,049 |
$3,982,494 |
$3,921,757 |
$0 |
$2,808,139 |
$2,688,074 |
68.54% |
| Missouri Total |
100.00% |
12,534,552 |
$4,930,311,792 |
$4,938,575,867 |
$180,165 |
$3,845,987,952 |
$3,880,443,746 |
78.57% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
961 |
$81,680 |
$0 |
$137,792 |
$4,787 |
168.70% |
| Missouri Total |
100.00% |
4,279,291 |
$3,835,498,700 |
$10,857,272 |
$2,877,637,120 |
$218,222,847 |
75.03% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.88% |
88,239 |
$17,536,289 |
$16,938,810 |
$0 |
$8,135,498 |
$3,561,278 |
21.02% |
| Missouri Total |
100.00% |
2,124,929 |
$1,991,705,013 |
$1,985,116,010 |
$3,663,200 |
$1,466,916,349 |
$1,497,915,994 |
75.46% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
14,061 |
$1,708,102 |
$0 |
$1,707,712 |
$122,133 |
99.98% |
| Missouri Total |
100.00% |
3,872,877 |
$6,092,339,866 |
$410,027,588 |
$4,978,545,607 |
$291,073,483 |
81.72% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
15,022 |
$1,789,782 |
$0 |
$1,845,504 |
$126,920 |
103.11% |
| Missouri Total |
100.00% |
8,152,168 |
$9,927,838,566 |
$420,884,860 |
$7,856,182,727 |
$509,296,330 |
79.13% |