Company Name:
COMBINED INSURANCE CO OF AMERICACompany Address:
8750 W. Bryn Mawr Avenue
Chicago, IL 60631Mailing Address:
8750 W. Bryn Mawr Avenue
Chicago, IL 60631Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1939-01-09
| Line |
Authorized Date |
| Accident and Health |
1939-01-09 |
| Life, annuities and endowments |
1939-01-09 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
2,370 |
$137,296 |
$135,509 |
$0 |
$30,212 |
$34,470 |
25.44% |
| Missouri Total |
100.00% |
4,501,659 |
$105,142,951 |
$105,661,993 |
$0 |
$47,992,224 |
$49,741,908 |
47.08% |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.51% |
464 |
$241,809 |
$238,650 |
$0 |
$109,401 |
$107,340 |
44.98% |
| Missouri Total |
100.00% |
3,080 |
$6,885,212 |
$6,967,687 |
$0 |
$3,499,606 |
$3,090,662 |
44.36% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$16,549 |
$24,285 |
|
| Missouri Total |
100.00% |
1,061,393 |
$243,294,314 |
$241,790,431 |
$79,672 |
$161,498,969 |
$188,529,874 |
77.97% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.26% |
76,105 |
$2,157,302 |
$2,129,129 |
$0 |
$1,305,828 |
$1,285,777 |
60.39% |
| Missouri Total |
100.00% |
13,789,610 |
$171,032,545 |
$170,947,087 |
$0 |
$78,730,474 |
$83,312,347 |
48.74% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
23 |
$37,522 |
$37,725 |
$0 |
$80,896 |
$79,173 |
209.87% |
| Missouri Total |
100.00% |
138,878 |
$200,256,992 |
$198,891,302 |
$0 |
$159,444,458 |
$201,655,337 |
101.39% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.75% |
6,328 |
$606,477 |
$596,747 |
$0 |
$186,046 |
$212,266 |
35.57% |
| Missouri Total |
100.00% |
80,364 |
$10,554,160 |
$10,421,575 |
$0 |
$3,432,381 |
$4,060,827 |
38.97% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.01% |
1,585 |
$1,190,446 |
$1,174,897 |
$0 |
$1,241,945 |
$1,218,556 |
103.72% |
| Missouri Total |
100.00% |
1,214,997 |
$117,584,904 |
$117,788,867 |
$0 |
$90,581,960 |
$98,006,992 |
83.21% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
295 |
$55,560 |
$0 |
$537 |
$1,052 |
0.97% |
| Missouri Total |
100.00% |
3,204,953 |
$429,762,613 |
$1,551,526 |
$358,404,593 |
$158,027,674 |
83.40% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.85% |
1,558 |
$282,770 |
$0 |
$16,338 |
$78,740 |
5.78% |
| Missouri Total |
100.00% |
73,030 |
$33,344,915 |
$64,850 |
$195,331,633 |
$1,564,130 |
585.79% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
11.03% |
51,192 |
$5,288,082 |
$5,314,283 |
$-910 |
$1,422,630 |
$537,768 |
10.12% |
| Missouri Total |
100.00% |
649,269 |
$47,939,093 |
$47,857,335 |
$-910 |
$20,627,176 |
$20,900,265 |
43.67% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
30 |
$7,119 |
$7,230 |
$0 |
$1,462 |
$-143 |
-1.98% |
| Missouri Total |
100.00% |
184,960 |
$328,970,770 |
$336,358,147 |
$1,926 |
$232,737,475 |
$232,951,409 |
69.26% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.15% |
4,924 |
$1,065,194 |
$1,068,848 |
$0 |
$302,075 |
$81,450 |
7.62% |
| Missouri Total |
100.00% |
148,751 |
$93,012,778 |
$95,149,424 |
$1,698,808 |
$50,660,961 |
$56,931,860 |
59.83% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
13 |
$991 |
$0 |
$0 |
$40 |
0.00% |
| Missouri Total |
100.00% |
41,453 |
$8,937,343 |
$162,029 |
$8,483,380 |
$429,255 |
94.92% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.80% |
30,621 |
$2,831,528 |
$2,869,816 |
$0 |
$1,031,194 |
$196,597 |
6.85% |
| Missouri Total |
100.00% |
172,748 |
$32,183,626 |
$32,426,875 |
$7,650 |
$15,128,450 |
$13,588,842 |
41.91% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
674 |
$468,742 |
$456,522 |
$0 |
$82,907 |
$212,302 |
46.50% |
| Missouri Total |
100.00% |
127,793 |
$185,431,140 |
$170,254,845 |
$1,392 |
$86,279,415 |
$112,634,563 |
66.16% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.87% |
2,701 |
$5,803,235 |
$5,966,251 |
$0 |
$4,575,937 |
$4,587,948 |
76.90% |
| Missouri Total |
100.00% |
166,488 |
$310,399,602 |
$315,122,856 |
$0 |
$236,360,609 |
$238,049,670 |
75.54% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
9 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
308,596 |
$1,089,198,163 |
$852,692 |
$1,374,264,980 |
$0 |
126.17% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.51% |
11,714 |
$2,960,176 |
$2,666,868 |
$0 |
$734,769 |
$284,940 |
10.68% |
| Missouri Total |
100.00% |
229,187 |
$53,675,196 |
$53,568,411 |
$0 |
$24,403,828 |
$25,131,162 |
46.91% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
2,178 |
$16,647 |
$0 |
$0 |
$21,828 |
0.00% |
| Missouri Total |
100.00% |
709,882 |
$324,914,256 |
$9,376,107 |
$205,976,421 |
$115,558,833 |
63.39% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
44 |
$55,571 |
$0 |
$0 |
$6,623 |
0.00% |
| Missouri Total |
100.00% |
427,506 |
$507,239,598 |
$4,264,290 |
$394,254,964 |
$43,970,188 |
77.73% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
12,661 |
$1,859,268 |
$0 |
$1,761,973 |
$88,527 |
94.77% |
| Missouri Total |
100.00% |
2,148,119 |
$725,236,838 |
$310,866,850 |
$788,864,126 |
$62,974,366 |
108.77% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
188,731 |
$22,794,928 |
$22,662,475 |
$-910 |
$11,121,851 |
$8,862,729 |
39.11% |
| Missouri Total |
100.00% |
25,120,145 |
$5,683,250,070 |
$5,707,913,156 |
$1,836,464 |
$4,303,077,735 |
$4,449,351,407 |
77.95% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
86,875 |
$4,370,852 |
$4,312,657 |
$0 |
$2,970,877 |
$2,961,867 |
68.68% |
| Missouri Total |
100.00% |
23,039,788 |
$4,163,211,436 |
$4,199,721,128 |
$127,598 |
$3,300,392,701 |
$3,367,830,249 |
80.19% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,853 |
$338,330 |
$0 |
$16,875 |
$79,792 |
4.99% |
| Missouri Total |
100.00% |
4,463,867 |
$3,969,383,796 |
$7,189,017 |
$4,059,025,938 |
$167,425,236 |
102.26% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.21% |
101,856 |
$18,424,076 |
$18,349,818 |
$-910 |
$8,150,974 |
$5,900,862 |
32.16% |
| Missouri Total |
100.00% |
2,080,357 |
$1,520,038,634 |
$1,508,192,028 |
$1,708,866 |
$1,002,685,034 |
$1,081,521,158 |
71.71% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
14,905 |
$1,932,477 |
$0 |
$1,761,973 |
$117,018 |
91.18% |
| Missouri Total |
100.00% |
4,114,754 |
$5,106,846,887 |
$374,495,582 |
$4,765,365,152 |
$251,807,234 |
93.31% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
16,758 |
$2,270,807 |
$0 |
$1,778,848 |
$196,810 |
78.34% |
| Missouri Total |
100.00% |
8,578,621 |
$9,076,230,683 |
$381,684,599 |
$8,824,391,090 |
$419,232,470 |
97.23% |