Company Name:
COMBINED INSURANCE CO OF AMERICACompany Address:
8750 W. Bryn Mawr Avenue
Chicago, IL 60631Mailing Address:
8750 W. Bryn Mawr Avenue
Chicago, IL 60631Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1939-01-09
| Line |
Authorized Date |
| Accident and Health |
1939-01-09 |
| Life, annuities and endowments |
1939-01-09 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
1,433 |
$142,866 |
$129,781 |
$0 |
$1,259 |
$1,560 |
1.20% |
| Missouri Total |
100.00% |
3,812,798 |
$101,315,087 |
$102,239,760 |
$213 |
$51,619,501 |
$61,942,309 |
60.59% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$86,193 |
$117,065 |
|
| Missouri Total |
100.00% |
1,158,172 |
$228,531,900 |
$227,368,945 |
$28,467 |
$151,603,491 |
$309,579,612 |
136.16% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.18% |
1,076 |
$240,022 |
$0 |
$38,648 |
$3,010 |
16.10% |
| Missouri Total |
100.00% |
26,812 |
$5,742,761 |
$0 |
$5,271,944 |
$126,435 |
91.80% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.58% |
70,401 |
$2,377,312 |
$2,389,643 |
$0 |
$1,697,542 |
$1,357,890 |
56.82% |
| Missouri Total |
100.00% |
9,482,211 |
$150,748,936 |
$150,704,720 |
$0 |
$62,675,376 |
$61,233,285 |
40.63% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
29 |
$49,956 |
$48,905 |
$0 |
$42,519 |
$45,359 |
92.75% |
| Missouri Total |
100.00% |
133,973 |
$187,377,965 |
$187,114,339 |
$0 |
$150,829,407 |
$152,474,384 |
81.49% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.26% |
1,364 |
$191,205 |
$173,690 |
$0 |
$359,736 |
$446,060 |
256.81% |
| Missouri Total |
100.00% |
61,037 |
$8,464,678 |
$8,420,389 |
$0 |
$3,566,439 |
$5,007,284 |
59.47% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.03% |
3,610 |
$1,252,686 |
$1,176,945 |
$0 |
$806,733 |
$986,001 |
83.78% |
| Missouri Total |
100.00% |
604,305 |
$122,060,010 |
$121,995,529 |
$0 |
$85,468,808 |
$89,851,650 |
73.65% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
334 |
$22,743 |
$0 |
$3,778 |
$1,885 |
16.61% |
| Missouri Total |
100.00% |
3,096,295 |
$376,714,634 |
$1,296,566 |
$397,857,704 |
$154,105,306 |
105.61% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
622 |
$100,037 |
$0 |
$76,281 |
$104,862 |
76.25% |
| Missouri Total |
100.00% |
74,096 |
$48,687,415 |
$75,575 |
$79,016,263 |
$1,723,593 |
162.29% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
12.41% |
56,244 |
$5,430,873 |
$5,613,222 |
$0 |
$1,893,259 |
$1,891,157 |
33.69% |
| Missouri Total |
100.00% |
589,261 |
$43,749,097 |
$43,869,645 |
$0 |
$18,631,600 |
$20,020,395 |
45.64% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
35 |
$7,942 |
$8,199 |
$0 |
$3,890 |
$4,865 |
59.34% |
| Missouri Total |
100.00% |
179,692 |
$322,885,920 |
$319,913,653 |
$3 |
$223,475,978 |
$215,428,857 |
67.34% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.22% |
3,224 |
$1,045,062 |
$1,058,146 |
$0 |
$270,757 |
$289,070 |
27.32% |
| Missouri Total |
100.00% |
145,217 |
$85,801,427 |
$87,912,057 |
$1,572,791 |
$51,589,954 |
$61,528,374 |
69.99% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
13 |
$991 |
$0 |
$0 |
$40 |
0.00% |
| Missouri Total |
100.00% |
42,664 |
$9,615,705 |
$179,856 |
$8,308,272 |
$424,740 |
86.40% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.41% |
32,024 |
$3,140,258 |
$3,232,897 |
$0 |
$1,234,041 |
$1,636,121 |
50.61% |
| Missouri Total |
100.00% |
174,117 |
$30,162,088 |
$30,152,895 |
$7,059 |
$14,329,780 |
$14,855,245 |
49.27% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
378 |
$422,659 |
$423,827 |
$0 |
$31,452 |
$602,346 |
142.12% |
| Missouri Total |
100.00% |
126,551 |
$174,773,182 |
$158,458,592 |
$9,209 |
$76,403,147 |
$88,928,188 |
56.12% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.82% |
3,128 |
$5,901,591 |
$6,095,619 |
$0 |
$4,690,671 |
$4,731,219 |
77.62% |
| Missouri Total |
100.00% |
164,410 |
$324,518,087 |
$326,964,025 |
$0 |
$238,360,551 |
$240,450,847 |
73.54% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
9 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
344,720 |
$1,212,579,611 |
$849,961 |
$1,133,952,482 |
$0 |
93.52% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.28% |
10,617 |
$2,699,284 |
$3,160,696 |
$0 |
$1,024,535 |
$1,613,474 |
51.05% |
| Missouri Total |
100.00% |
220,147 |
$51,162,276 |
$52,122,674 |
$0 |
$25,486,371 |
$27,790,296 |
53.32% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
2,275 |
$16,551 |
$0 |
$0 |
$21,749 |
0.00% |
| Missouri Total |
100.00% |
733,500 |
$346,852,356 |
$8,750,340 |
$259,159,296 |
$116,833,543 |
74.72% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
48 |
$55,571 |
$0 |
$0 |
$7,233 |
0.00% |
| Missouri Total |
100.00% |
443,699 |
$504,117,494 |
$5,165,009 |
$348,497,145 |
$44,044,631 |
69.13% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.27% |
12,964 |
$1,877,716 |
$0 |
$1,691,621 |
$85,516 |
90.09% |
| Missouri Total |
100.00% |
2,159,798 |
$701,647,462 |
$308,194,063 |
$1,237,629,495 |
$61,494,557 |
176.39% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
182,487 |
$22,661,694 |
$23,511,570 |
$0 |
$12,142,587 |
$13,722,187 |
58.36% |
| Missouri Total |
100.00% |
19,163,590 |
$4,740,626,481 |
$4,736,978,690 |
$1,646,924 |
$3,444,966,965 |
$3,686,629,220 |
77.83% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
76,837 |
$4,014,025 |
$3,918,964 |
$0 |
$2,993,982 |
$2,953,935 |
75.38% |
| Missouri Total |
100.00% |
17,483,371 |
$3,695,172,901 |
$3,705,281,883 |
$57,862 |
$2,790,711,236 |
$3,011,485,171 |
81.28% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
2,032 |
$362,802 |
$0 |
$118,707 |
$109,757 |
32.72% |
| Missouri Total |
100.00% |
4,551,531 |
$3,375,832,231 |
$6,360,207 |
$3,171,102,415 |
$174,222,232 |
93.94% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.78% |
105,650 |
$18,647,669 |
$19,592,606 |
$0 |
$9,148,605 |
$10,768,252 |
54.96% |
| Missouri Total |
100.00% |
1,680,219 |
$1,045,453,580 |
$1,031,696,807 |
$1,589,062 |
$654,255,729 |
$675,144,049 |
65.44% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
15,309 |
$1,950,829 |
$0 |
$1,691,621 |
$114,538 |
86.71% |
| Missouri Total |
100.00% |
4,244,892 |
$4,981,733,225 |
$374,531,162 |
$4,855,471,916 |
$253,154,063 |
97.47% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
17,341 |
$2,313,631 |
$0 |
$1,810,328 |
$224,295 |
78.25% |
| Missouri Total |
100.00% |
8,796,423 |
$8,357,565,456 |
$380,891,369 |
$8,026,574,331 |
$427,376,295 |
96.04% |