Company Name:
COMBINED INSURANCE CO OF AMERICACompany Address:
8750 W. Bryn Mawr Avenue
Chicago, IL 60631Mailing Address:
8750 W. Bryn Mawr Avenue
Chicago, IL 60631Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1939-01-09
| Line |
Authorized Date |
| Accident and Health |
1939-01-09 |
| Life, annuities and endowments |
1939-01-09 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
1,630 |
$217,517 |
$196,576 |
$0 |
$3,390 |
$2,713 |
1.38% |
| Missouri Total |
100.00% |
3,112,785 |
$96,313,011 |
$96,004,545 |
$103,738 |
$49,204,603 |
$51,379,533 |
53.52% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$133,586 |
$111,266 |
|
| Missouri Total |
100.00% |
1,120,380 |
$216,398,030 |
$216,750,400 |
$37,513 |
$147,429,402 |
$174,125,247 |
80.33% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.73% |
1,129 |
$195,686 |
$0 |
$130,122 |
$3,226 |
66.50% |
| Missouri Total |
100.00% |
32,854 |
$7,165,366 |
$0 |
$4,885,565 |
$128,203 |
68.18% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.40% |
38,280 |
$2,643,455 |
$2,445,570 |
$0 |
$2,263,352 |
$986,987 |
40.36% |
| Missouri Total |
100.00% |
6,264,867 |
$189,400,158 |
$189,152,886 |
$0 |
$46,587,157 |
$50,775,087 |
26.84% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.47% |
1,462 |
$274,693 |
$248,246 |
$0 |
$573,829 |
$458,984 |
184.89% |
| Missouri Total |
100.00% |
74,821 |
$7,920,812 |
$7,937,783 |
$0 |
$2,669,080 |
$2,485,075 |
31.31% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
5,210 |
$1,111,192 |
$1,045,611 |
$0 |
$801,364 |
$607,252 |
58.08% |
| Missouri Total |
100.00% |
827,624 |
$232,404,579 |
$232,951,401 |
$0 |
$86,691,187 |
$189,878,256 |
81.51% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
180 |
$77,228 |
$0 |
$12,721 |
$574 |
16.47% |
| Missouri Total |
100.00% |
3,195,709 |
$340,509,430 |
$2,662,813 |
$375,549,371 |
$154,098,346 |
110.29% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.28% |
525 |
$135,625 |
$0 |
$256,827 |
$37,850 |
189.37% |
| Missouri Total |
100.00% |
69,115 |
$47,766,867 |
$72,074 |
$159,350,495 |
$2,656,326 |
333.60% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.23% |
62,063 |
$5,407,961 |
$5,478,800 |
$175 |
$1,701,233 |
$1,579,524 |
28.83% |
| Missouri Total |
100.00% |
778,791 |
$40,880,088 |
$40,573,682 |
$175 |
$18,717,124 |
$19,492,689 |
48.04% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
39 |
$8,505 |
$8,560 |
$0 |
$4,720 |
$4,107 |
47.98% |
| Missouri Total |
100.00% |
182,728 |
$303,237,042 |
$296,093,330 |
$709 |
$206,151,024 |
$205,452,502 |
69.39% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.27% |
4,054 |
$1,046,119 |
$1,076,886 |
$0 |
$366,737 |
$251,324 |
23.34% |
| Missouri Total |
100.00% |
136,980 |
$82,139,891 |
$82,487,795 |
$1,259,941 |
$46,835,397 |
$53,586,832 |
64.96% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
14 |
$1,851 |
$0 |
$0 |
$51 |
0.00% |
| Missouri Total |
100.00% |
44,896 |
$10,223,158 |
$190,529 |
$7,853,757 |
$419,043 |
76.82% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
11.73% |
35,462 |
$3,305,317 |
$3,342,611 |
$0 |
$1,407,035 |
$1,359,536 |
40.67% |
| Missouri Total |
100.00% |
150,444 |
$28,173,993 |
$27,922,148 |
$7,077 |
$13,925,642 |
$14,162,998 |
50.72% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.27% |
376 |
$442,170 |
$446,082 |
$0 |
$0 |
$517,636 |
116.04% |
| Missouri Total |
100.00% |
125,238 |
$165,476,602 |
$158,127,812 |
$9,628 |
$67,127,857 |
$90,850,534 |
57.45% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.00% |
3,442 |
$6,470,344 |
$6,766,923 |
$0 |
$4,665,922 |
$4,816,460 |
71.18% |
| Missouri Total |
100.00% |
192,204 |
$323,256,706 |
$336,472,253 |
$0 |
$241,760,172 |
$240,258,015 |
71.41% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
10 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
343,929 |
$1,208,751,601 |
$1,418,229 |
$1,005,859,160 |
$0 |
83.21% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.42% |
10,523 |
$2,168,897 |
$1,792,706 |
$0 |
$635,113 |
$1,097,329 |
61.21% |
| Missouri Total |
100.00% |
217,469 |
$49,088,053 |
$48,694,411 |
$0 |
$23,964,793 |
$25,558,105 |
52.49% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
2,046 |
$18,216 |
$0 |
$31,000 |
$18,678 |
170.18% |
| Missouri Total |
100.00% |
694,064 |
$347,382,114 |
$9,263,420 |
$212,249,288 |
$108,608,536 |
61.10% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
46 |
$54,154 |
$0 |
$200,000 |
$8,035 |
369.32% |
| Missouri Total |
100.00% |
453,561 |
$552,152,498 |
$4,442,311 |
$479,281,007 |
$45,190,056 |
86.80% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
13,479 |
$1,930,384 |
$0 |
$1,632,581 |
$85,620 |
84.57% |
| Missouri Total |
100.00% |
2,254,309 |
$760,946,118 |
$311,864,185 |
$860,216,353 |
$58,567,813 |
113.05% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.54% |
162,541 |
$23,096,170 |
$22,848,571 |
$175 |
$12,556,281 |
$11,793,118 |
51.61% |
| Missouri Total |
100.00% |
15,325,488 |
$4,295,618,608 |
$4,290,144,267 |
$1,485,559 |
$3,002,308,121 |
$3,208,218,965 |
74.78% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
46,582 |
$4,246,857 |
$3,936,003 |
$0 |
$3,775,521 |
$2,167,202 |
55.06% |
| Missouri Total |
100.00% |
13,467,585 |
$3,292,621,915 |
$3,288,067,459 |
$208,057 |
$2,379,030,650 |
$2,553,729,227 |
77.67% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,834 |
$408,539 |
$0 |
$399,670 |
$41,650 |
97.83% |
| Missouri Total |
100.00% |
4,689,528 |
$3,414,637,016 |
$8,065,165 |
$2,380,137,400 |
$176,276,564 |
69.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.88% |
115,959 |
$18,849,313 |
$18,912,568 |
$175 |
$8,780,760 |
$9,625,916 |
50.90% |
| Missouri Total |
100.00% |
1,857,903 |
$1,002,996,693 |
$1,002,076,808 |
$1,277,502 |
$623,277,471 |
$654,489,738 |
65.31% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
15,595 |
$2,004,605 |
$0 |
$1,863,581 |
$112,384 |
92.96% |
| Missouri Total |
100.00% |
4,285,396 |
$5,150,758,634 |
$383,562,866 |
$4,123,058,017 |
$245,622,119 |
80.05% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
17,429 |
$2,413,144 |
$0 |
$2,263,251 |
$154,034 |
93.79% |
| Missouri Total |
100.00% |
8,974,924 |
$8,565,395,650 |
$391,628,031 |
$6,503,195,417 |
$421,898,683 |
75.92% |