Company Name:
COLONIAL LIFE & ACCIDENT INSURANCE COMPANYCompany Address:
1200 COLONIAL LIFE BLVD
COLUMBIA, SC 29210Mailing Address:
1200 COLONIAL LIFE BOULEVARD
COLUMBIA, SC 29210Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1946-06-25
| Line |
Authorized Date |
| Accident and Health |
1946-06-25 |
| Life, annuities and endowments |
1946-06-25 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
1,947 |
$505,364 |
$525,408 |
$0 |
$242,550 |
$291,167 |
55.42% |
| Missouri Total |
100.00% |
6,067,185 |
$106,534,521 |
$105,209,625 |
$6,428 |
$47,178,677 |
$50,921,510 |
48.40% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
907 |
$492,828 |
$511,460 |
$0 |
$311,404 |
$272,179 |
53.22% |
| Missouri Total |
100.00% |
1,195,670 |
$310,429,682 |
$313,941,460 |
$352,546 |
$227,859,519 |
$224,332,084 |
71.46% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.46% |
1,289 |
$970,406 |
$990,505 |
$0 |
$551,125 |
$506,047 |
51.09% |
| Missouri Total |
100.00% |
3,343,635 |
$212,700,682 |
$212,419,098 |
$9,582 |
$139,844,105 |
$141,432,022 |
66.58% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.36% |
1,363 |
$422,871 |
$436,231 |
$0 |
$120,058 |
$108,954 |
24.98% |
| Missouri Total |
100.00% |
192,458 |
$31,175,502 |
$31,822,360 |
$0 |
$11,331,417 |
$9,873,753 |
31.03% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
1,381 |
$333,486 |
$0 |
$657,757 |
$79,705 |
197.24% |
| Missouri Total |
100.00% |
2,099,550 |
$507,813,492 |
$1,660,330 |
$385,781,284 |
$204,449,653 |
75.97% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.04% |
9,946 |
$3,676,630 |
$3,740,214 |
$0 |
$1,256,453 |
$1,222,195 |
32.68% |
| Missouri Total |
100.00% |
393,021 |
$60,851,889 |
$60,538,383 |
$0 |
$25,153,595 |
$26,631,367 |
43.99% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
224 |
$114,391 |
$121,029 |
$0 |
$21,815 |
$23,470 |
19.39% |
| Missouri Total |
100.00% |
107,309 |
$35,222,379 |
$34,784,887 |
$0 |
$20,310,084 |
$20,275,754 |
58.29% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.76% |
5,860 |
$3,033,131 |
$3,098,346 |
$0 |
$1,529,101 |
$1,506,636 |
48.63% |
| Missouri Total |
100.00% |
127,227 |
$110,062,683 |
$108,945,005 |
$8,849,510 |
$68,673,653 |
$85,142,628 |
78.15% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.81% |
1,954 |
$717,563 |
$724,628 |
$0 |
$375,406 |
$383,295 |
52.90% |
| Missouri Total |
100.00% |
145,191 |
$39,645,578 |
$39,900,226 |
$5,138 |
$15,485,140 |
$15,608,594 |
39.12% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
205,610 |
$808,264,043 |
$35,759,816 |
$1,135,245,412 |
$0 |
140.45% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.97% |
8,870 |
$3,566,137 |
$3,619,329 |
$0 |
$2,457,289 |
$2,485,329 |
68.67% |
| Missouri Total |
100.00% |
287,470 |
$89,910,995 |
$90,168,382 |
$3,469 |
$47,598,763 |
$50,559,722 |
56.07% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
4,042 |
$1,670,514 |
$0 |
$578,931 |
$270,369 |
34.66% |
| Missouri Total |
100.00% |
795,249 |
$525,385,950 |
$8,845,988 |
$339,675,856 |
$203,596,900 |
64.65% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
3,323 |
$836,526 |
$0 |
$769,402 |
$99,473 |
91.98% |
| Missouri Total |
100.00% |
406,253 |
$660,286,496 |
$8,499,156 |
$943,715,575 |
$69,951,763 |
142.93% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
1,393 |
$539,501 |
$0 |
$98,313 |
$27,723 |
18.22% |
| Missouri Total |
100.00% |
1,592,541 |
$775,630,125 |
$276,746,998 |
$771,374,555 |
$56,539,870 |
99.45% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
32,360 |
$13,499,321 |
$13,767,150 |
$0 |
$6,865,201 |
$6,799,272 |
49.39% |
| Missouri Total |
100.00% |
16,482,012 |
$10,499,610,539 |
$10,421,638,811 |
$9,249,439 |
$8,012,819,707 |
$8,027,300,051 |
77.03% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
5,506 |
$2,391,469 |
$2,463,604 |
$0 |
$1,225,137 |
$1,178,347 |
47.83% |
| Missouri Total |
100.00% |
14,217,095 |
$6,943,037,395 |
$6,881,941,443 |
$389,093 |
$5,393,230,226 |
$5,400,281,309 |
78.47% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,381 |
$333,486 |
$0 |
$657,757 |
$79,705 |
197.24% |
| Missouri Total |
100.00% |
3,221,793 |
$4,528,316,816 |
$9,988,567 |
$3,617,917,486 |
$238,585,539 |
79.90% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
26,854 |
$11,107,852 |
$11,303,546 |
$0 |
$5,640,064 |
$5,620,925 |
49.73% |
| Missouri Total |
100.00% |
2,264,917 |
$3,556,573,144 |
$3,539,697,368 |
$8,860,346 |
$2,619,589,481 |
$2,627,018,742 |
74.22% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
8,759 |
$3,046,541 |
$0 |
$1,446,646 |
$397,565 |
47.48% |
| Missouri Total |
100.00% |
3,623,481 |
$5,943,949,765 |
$335,416,271 |
$7,663,891,933 |
$351,896,788 |
128.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
10,140 |
$3,380,027 |
$0 |
$2,104,403 |
$477,270 |
62.26% |
| Missouri Total |
100.00% |
6,845,274 |
$10,472,266,581 |
$345,404,838 |
$11,281,809,419 |
$590,482,327 |
107.73% |