Company Name:
COLONIAL LIFE & ACCIDENT INSURANCE COMPANYCompany Address:
1200 COLONIAL LIFE BLVD
COLUMBIA, SC 29210Mailing Address:
1200 COLONIAL LIFE BOULEVARD
COLUMBIA, SC 29210Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1946-06-25
| Line |
Authorized Date |
| Accident and Health |
1946-06-25 |
| Life, annuities and endowments |
1946-06-25 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
1,629 |
$401,556 |
$413,332 |
$0 |
$115,255 |
$115,132 |
27.85% |
| Missouri Total |
100.00% |
5,229,711 |
$99,625,472 |
$99,977,796 |
$5,712 |
$38,745,037 |
$42,554,006 |
42.56% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
647 |
$228,082 |
$238,703 |
$0 |
$189,806 |
$159,949 |
67.01% |
| Missouri Total |
100.00% |
1,171,344 |
$295,990,569 |
$296,296,097 |
$439,953 |
$230,257,414 |
$237,201,404 |
80.06% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
1,462 |
$843,158 |
$850,753 |
$0 |
$365,275 |
$280,866 |
33.01% |
| Missouri Total |
100.00% |
2,756,811 |
$178,579,137 |
$178,814,462 |
$7,424 |
$123,573,149 |
$122,784,216 |
68.67% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.07% |
1,310 |
$320,427 |
$326,085 |
$0 |
$109,350 |
$150,434 |
46.13% |
| Missouri Total |
100.00% |
182,380 |
$29,828,883 |
$29,889,532 |
$0 |
$10,221,604 |
$11,676,526 |
39.07% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
1,230 |
$323,830 |
$0 |
$125,000 |
$79,217 |
38.60% |
| Missouri Total |
100.00% |
1,918,046 |
$475,230,911 |
$1,169,131 |
$297,520,323 |
$186,923,255 |
62.61% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.61% |
10,353 |
$3,776,946 |
$3,793,392 |
$0 |
$1,114,503 |
$1,099,244 |
28.98% |
| Missouri Total |
100.00% |
411,969 |
$67,266,401 |
$65,069,690 |
$0 |
$31,770,058 |
$29,555,834 |
45.42% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
198 |
$79,014 |
$86,922 |
$0 |
$8,560 |
$27,618 |
31.77% |
| Missouri Total |
100.00% |
101,838 |
$34,348,959 |
$33,888,563 |
$0 |
$19,272,543 |
$19,798,837 |
58.42% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.93% |
6,121 |
$3,190,415 |
$3,215,222 |
$0 |
$1,362,795 |
$1,350,334 |
42.00% |
| Missouri Total |
100.00% |
126,827 |
$109,033,931 |
$108,891,589 |
$8,337,569 |
$64,970,401 |
$67,798,163 |
62.26% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.09% |
2,184 |
$745,109 |
$743,857 |
$0 |
$379,755 |
$373,197 |
50.17% |
| Missouri Total |
100.00% |
134,699 |
$35,588,944 |
$35,722,622 |
$3,968 |
$14,356,005 |
$14,053,329 |
39.34% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
221,465 |
$789,558,816 |
$42,145,400 |
$1,088,175,289 |
$0 |
137.82% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.22% |
8,931 |
$3,542,647 |
$3,549,403 |
$0 |
$1,937,075 |
$1,927,799 |
54.31% |
| Missouri Total |
100.00% |
281,583 |
$83,865,775 |
$84,153,719 |
$3,505 |
$38,676,703 |
$40,913,514 |
48.62% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
4,031 |
$1,648,118 |
$0 |
$517,188 |
$269,311 |
31.38% |
| Missouri Total |
100.00% |
794,218 |
$515,043,648 |
$8,464,889 |
$287,841,564 |
$197,226,328 |
55.89% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
3,466 |
$850,093 |
$0 |
$604,729 |
$103,743 |
71.14% |
| Missouri Total |
100.00% |
414,709 |
$676,787,654 |
$8,804,115 |
$819,081,062 |
$70,130,895 |
121.02% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
1,143 |
$446,246 |
$0 |
$177,894 |
$20,941 |
39.86% |
| Missouri Total |
100.00% |
1,596,148 |
$764,184,981 |
$289,185,492 |
$790,506,056 |
$55,276,908 |
103.44% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
32,835 |
$13,127,354 |
$13,217,669 |
$0 |
$5,582,374 |
$5,484,573 |
41.49% |
| Missouri Total |
100.00% |
15,958,589 |
$9,793,285,565 |
$9,792,090,859 |
$8,815,939 |
$7,649,653,511 |
$7,702,672,467 |
78.66% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
5,048 |
$1,793,223 |
$1,828,873 |
$0 |
$779,686 |
$706,381 |
38.62% |
| Missouri Total |
100.00% |
13,662,000 |
$6,332,888,871 |
$6,317,328,365 |
$468,349 |
$4,902,320,338 |
$4,924,983,653 |
77.96% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,230 |
$323,830 |
$0 |
$125,000 |
$79,217 |
38.60% |
| Missouri Total |
100.00% |
3,169,198 |
$4,565,571,004 |
$10,988,424 |
$3,163,010,445 |
$232,278,928 |
69.28% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
27,787 |
$11,334,131 |
$11,388,796 |
$0 |
$4,802,688 |
$4,778,192 |
41.96% |
| Missouri Total |
100.00% |
2,296,589 |
$3,460,396,694 |
$3,474,762,494 |
$8,347,590 |
$2,747,333,173 |
$2,777,688,814 |
79.94% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
8,641 |
$2,944,457 |
$0 |
$1,299,811 |
$393,995 |
44.14% |
| Missouri Total |
100.00% |
3,646,026 |
$6,559,153,965 |
$353,522,566 |
$6,561,952,336 |
$344,146,391 |
100.04% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
9,871 |
$3,268,287 |
$0 |
$1,424,811 |
$473,212 |
43.60% |
| Missouri Total |
100.00% |
6,815,224 |
$11,124,724,969 |
$364,510,990 |
$9,724,962,781 |
$576,425,319 |
87.42% |