Company Name:
COLONIAL LIFE & ACCIDENT INSURANCE COMPANYCompany Address:
1200 COLONIAL LIFE BLVD
COLUMBIA, SC 29210Mailing Address:
1200 COLONIAL LIFE BOULEVARD
COLUMBIA, SC 29210Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1946-06-25
| Line |
Authorized Date |
| Accident and Health |
1946-06-25 |
| Life, annuities and endowments |
1946-06-25 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
764 |
$160,057 |
$174,018 |
$0 |
$46,455 |
$68,413 |
39.31% |
| Missouri Total |
100.00% |
4,764,204 |
$109,907,195 |
$110,792,405 |
$10,104 |
$45,080,334 |
$46,424,218 |
41.90% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
303 |
$115,488 |
$127,416 |
$0 |
$95,395 |
$42,619 |
33.45% |
| Missouri Total |
100.00% |
1,242,706 |
$269,201,441 |
$268,290,961 |
$442,749 |
$212,951,954 |
$217,048,128 |
80.90% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
1,021 |
$472,329 |
$480,433 |
$0 |
$207,220 |
$264,295 |
55.01% |
| Missouri Total |
100.00% |
2,523,566 |
$146,851,719 |
$148,179,250 |
$20,292 |
$111,278,930 |
$114,894,376 |
77.54% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.91% |
822 |
$225,931 |
$236,842 |
$0 |
$65,720 |
$118,873 |
50.19% |
| Missouri Total |
100.00% |
154,080 |
$24,961,891 |
$25,118,528 |
$0 |
$8,637,135 |
$9,396,049 |
37.41% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
673 |
$180,548 |
$0 |
$175,000 |
$44,844 |
96.93% |
| Missouri Total |
100.00% |
1,960,314 |
$473,735,764 |
$1,702,453 |
$378,880,189 |
$192,404,864 |
79.98% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.69% |
10,274 |
$3,726,489 |
$3,741,404 |
$0 |
$1,146,404 |
$1,145,893 |
30.63% |
| Missouri Total |
100.00% |
442,807 |
$55,711,052 |
$55,621,306 |
$8 |
$24,198,483 |
$25,209,434 |
45.32% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.88% |
6,044 |
$3,129,750 |
$3,154,023 |
$0 |
$1,649,921 |
$1,642,515 |
52.08% |
| Missouri Total |
100.00% |
128,681 |
$108,615,001 |
$108,036,016 |
$7,113,549 |
$75,711,689 |
$79,531,085 |
73.62% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.34% |
2,424 |
$818,681 |
$818,827 |
$0 |
$395,073 |
$394,483 |
48.18% |
| Missouri Total |
100.00% |
323,598 |
$35,038,403 |
$35,201,561 |
$4,218 |
$14,762,555 |
$15,150,216 |
43.04% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
243,314 |
$760,899,614 |
$39,970,327 |
$1,314,658,911 |
$0 |
172.78% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.68% |
8,999 |
$3,577,907 |
$3,583,772 |
$0 |
$2,540,973 |
$2,590,526 |
72.28% |
| Missouri Total |
100.00% |
264,759 |
$76,499,285 |
$76,551,105 |
$2,986 |
$36,941,017 |
$38,240,202 |
49.95% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.31% |
3,734 |
$1,507,605 |
$0 |
$441,253 |
$258,420 |
29.27% |
| Missouri Total |
100.00% |
762,096 |
$484,969,357 |
$8,678,012 |
$303,835,016 |
$186,292,908 |
62.65% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
3,790 |
$918,586 |
$0 |
$760,415 |
$113,391 |
82.78% |
| Missouri Total |
100.00% |
423,707 |
$657,668,471 |
$10,606,141 |
$852,420,020 |
$63,658,596 |
129.61% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
1,011 |
$385,088 |
$0 |
$98,348 |
$16,614 |
25.54% |
| Missouri Total |
100.00% |
1,678,099 |
$729,180,975 |
$281,953,922 |
$818,993,472 |
$56,367,252 |
112.32% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
30,651 |
$12,226,632 |
$12,316,735 |
$0 |
$6,147,161 |
$6,267,617 |
50.89% |
| Missouri Total |
100.00% |
14,394,900 |
$8,566,352,456 |
$8,594,581,451 |
$7,646,916 |
$6,859,950,647 |
$6,979,857,319 |
81.21% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
2,910 |
$973,805 |
$1,018,709 |
$0 |
$414,790 |
$494,200 |
48.51% |
| Missouri Total |
100.00% |
12,161,229 |
$5,912,472,999 |
$5,932,467,478 |
$486,577 |
$4,734,684,568 |
$4,729,106,823 |
79.72% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
673 |
$180,548 |
$0 |
$175,000 |
$44,844 |
96.93% |
| Missouri Total |
100.00% |
3,054,590 |
$4,614,088,058 |
$8,964,127 |
$3,564,863,224 |
$217,436,264 |
77.26% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.42% |
27,741 |
$11,252,827 |
$11,298,026 |
$0 |
$5,732,371 |
$5,773,417 |
51.10% |
| Missouri Total |
100.00% |
2,233,671 |
$2,653,879,457 |
$2,662,113,973 |
$7,160,339 |
$2,125,266,079 |
$2,250,750,496 |
84.55% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
8,536 |
$2,811,279 |
$0 |
$1,300,016 |
$388,425 |
46.24% |
| Missouri Total |
100.00% |
3,690,685 |
$7,919,867,331 |
$346,319,695 |
$7,100,893,798 |
$330,489,165 |
89.66% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
9,209 |
$2,991,827 |
$0 |
$1,475,016 |
$433,269 |
49.30% |
| Missouri Total |
100.00% |
6,745,275 |
$12,533,955,389 |
$355,283,822 |
$10,665,757,022 |
$547,925,429 |
85.09% |