Company Name:
AMERICAN BANKERS INSURANCE COMPANY OF FLORIDACompany Address:
701 Waterford Way
Miami, FL 33126Mailing Address:
PO Box 979199
Miami, FL 33197-9199Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1949-02-11
| Line |
Authorized Date |
| Accident and Health |
1949-02-11 |
| Fidelity and Surety |
1949-02-11 |
| Liability |
1949-02-11 |
| Miscellaneous |
1949-02-11 |
| Property |
1949-02-11 |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$368,970 |
$385,441 |
$134,825 |
$164,047 |
42.56% |
| Missouri Total |
100.00% |
$691,235,498 |
$678,287,560 |
$466,032,773 |
$327,522,304 |
48.29% |
Credit Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$114 |
$114 |
$-1 |
$17 |
14.91% |
| Missouri Total |
100.00% |
$8,919,651 |
$8,763,284 |
$4,610,756 |
$1,996,376 |
22.78% |
Credit Property (Excluding V.S.I.)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
11.91% |
$1,182,081 |
$1,237,817 |
$493,725 |
$467,891 |
37.80% |
| Missouri Total |
100.00% |
$9,927,745 |
$10,585,906 |
$3,900,413 |
$3,358,699 |
31.73% |
Credit Unemployment
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
21.20% |
$618,854 |
$618,924 |
$101,189 |
$61,880 |
10.00% |
| Missouri Total |
100.00% |
$2,918,862 |
$2,746,974 |
$439,552 |
$437,702 |
15.93% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-347 |
|
| Missouri Total |
100.00% |
$157,064,012 |
$152,148,952 |
$82,956,034 |
$79,749,665 |
52.42% |
Group Long Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.64% |
40 |
$7,102 |
$7,115 |
$0 |
$0 |
$-857 |
-12.04% |
| Missouri Total |
100.00% |
986 |
$268,879 |
$319,070 |
$0 |
$352,003 |
$322,439 |
101.06% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$114 |
$114 |
$0 |
$0 |
$-1 |
-0.88% |
| Missouri Total |
100.00% |
99,883 |
$13,323,245 |
$13,282,084 |
$0 |
$4,749,199 |
$3,675,444 |
27.67% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.28% |
$4,427,011 |
$4,190,239 |
$1,737,557 |
$2,030,586 |
48.46% |
| Missouri Total |
100.00% |
$1,607,428,787 |
$1,566,510,080 |
$747,842,575 |
$674,631,214 |
43.07% |
Individual Long Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$8 |
|
| Missouri Total |
100.00% |
211 |
$16,742 |
$36,016 |
$0 |
$26,972 |
$44,998 |
124.94% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
$1,058,729 |
$1,125,005 |
$519,611 |
$437,470 |
38.89% |
| Missouri Total |
100.00% |
$269,318,307 |
$269,204,255 |
$108,428,992 |
$109,184,866 |
40.56% |
National Flood Insurance Program
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.44% |
$2,387,125 |
$2,226,580 |
$1,839,921 |
$1,611,626 |
72.38% |
| Missouri Total |
100.00% |
$17,763,199 |
$17,484,173 |
$12,518,179 |
$12,333,655 |
70.54% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.83% |
$4,115,482 |
$2,334,052 |
$774,890 |
$844,120 |
36.17% |
| Missouri Total |
100.00% |
$498,061,411 |
$476,078,725 |
$197,983,441 |
$251,260,209 |
52.78% |
Other Liability - Warranty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.03% |
$-7,156 |
$72,423 |
$23,638 |
$21,788 |
30.08% |
| Missouri Total |
100.00% |
$27,070,813 |
$6,708,899 |
$17,840,647 |
$18,574,374 |
276.86% |
Other Specific
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.45% |
$26,763 |
$26,763 |
$500 |
$73 |
0.27% |
| Missouri Total |
100.00% |
$5,888,683 |
$6,122,010 |
$1,115,261 |
$2,199,075 |
35.92% |
Private Passenger Accidential Death & Disab/Dism
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$10 |
$10 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$2,510,694 |
$2,569,950 |
$914,697 |
$926,300 |
36.04% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$105,382 |
$104,027 |
$41,287 |
$99,026 |
95.19% |
| Missouri Total |
100.00% |
$800,954,415 |
$793,565,402 |
$482,384,706 |
$486,066,310 |
61.25% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$299,933 |
$296,078 |
$48,468 |
$126,033 |
42.57% |
| Missouri Total |
100.00% |
$540,136,506 |
$528,591,224 |
$273,583,115 |
$271,741,548 |
51.41% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$57,172 |
$55,807 |
$3,155 |
$10,045 |
18.00% |
| Missouri Total |
100.00% |
$807,845,220 |
$802,808,573 |
$468,588,623 |
$477,815,927 |
59.52% |
Private Passenger Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$8,980 |
$8,785 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$84,291,193 |
$84,419,031 |
$50,706,224 |
$50,465,425 |
59.78% |
Private Passenger Underinsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$23,100 |
$22,327 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$70,201,076 |
$68,639,634 |
$54,264,180 |
$67,836,138 |
98.83% |
Private Passenger Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$25,300 |
$24,584 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$114,534,616 |
$113,507,102 |
$72,359,373 |
$76,313,279 |
67.23% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.53% |
$387,332 |
$380,573 |
$217,784 |
$215,988 |
56.75% |
| Missouri Total |
100.00% |
$73,751,876 |
$75,123,457 |
$7,447,328 |
$-2,125,136 |
-2.83% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
40 |
$7,216 |
$7,229 |
$0 |
$0 |
$-850 |
-11.76% |
| Missouri Total |
100.00% |
13,433,428 |
$8,132,271,026 |
$8,147,875,452 |
$7,435,705 |
$6,452,592,964 |
$6,519,529,872 |
80.02% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
40 |
$7,216 |
$7,229 |
$0 |
$0 |
$-858 |
-11.87% |
| Missouri Total |
100.00% |
11,283,330 |
$5,727,050,370 |
$5,749,461,436 |
$286,975 |
$4,597,497,313 |
$4,611,181,967 |
80.20% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
$4,427,011 |
$4,190,239 |
$1,737,557 |
$2,030,586 |
48.46% |
| Missouri Total |
100.00% |
$1,693,772,754 |
$1,649,534,329 |
$780,990,543 |
$704,057,160 |
42.68% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$8 |
|
| Missouri Total |
100.00% |
2,150,098 |
$2,405,220,656 |
$2,398,414,016 |
$7,148,730 |
$1,855,095,651 |
$1,908,347,905 |
79.57% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$519,877 |
$511,618 |
$92,910 |
$235,104 |
45.95% |
| Missouri Total |
100.00% |
$3,050,835,935 |
$3,017,981,285 |
$1,804,278,707 |
$1,835,654,434 |
60.82% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
$15,085,182 |
$13,109,549 |
$5,936,549 |
$6,090,243 |
46.46% |
| Missouri Total |
100.00% |
$9,281,403,597 |
$9,110,397,202 |
$5,326,875,791 |
$4,962,116,395 |
54.47% |