Company Name:
AMERICAN BANKERS INSURANCE COMPANY OF FLORIDACompany Address:
701 Waterford Way
Miami, FL 33126Mailing Address:
PO Box 979199
Miami, FL 33197-9199Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1949-02-11
| Line |
Authorized Date |
| Accident and Health |
1949-02-11 |
| Fidelity and Surety |
1949-02-11 |
| Liability |
1949-02-11 |
| Miscellaneous |
1949-02-11 |
| Property |
1949-02-11 |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$341,469 |
$163,707 |
$273,726 |
$309,170 |
188.86% |
| Missouri Total |
100.00% |
$623,078,795 |
$617,289,195 |
$781,102,405 |
$1,024,996,965 |
166.05% |
Credit Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$127 |
$127 |
$551 |
$239 |
188.19% |
| Missouri Total |
100.00% |
$2,387,033 |
$2,510,808 |
$329,853 |
$1,033,641 |
41.17% |
Credit Property (Excluding V.S.I.)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.36% |
$1,368,186 |
$1,436,252 |
$642,919 |
$632,002 |
44.00% |
| Missouri Total |
100.00% |
$31,345,174 |
$27,838,263 |
$23,228,069 |
$20,961,083 |
75.30% |
Credit Unemployment
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
23.65% |
$810,146 |
$810,216 |
$149,614 |
$122,282 |
15.09% |
| Missouri Total |
100.00% |
$3,425,801 |
$3,313,910 |
$687,598 |
$534,083 |
16.12% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,144 |
$131,311 |
$-70,094 |
$-120,305 |
-91.62% |
| Missouri Total |
100.00% |
$139,620,953 |
$136,011,190 |
$126,172,719 |
$134,786,825 |
99.10% |
Group Long Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.47% |
70 |
$12,703 |
$12,630 |
$0 |
$0 |
$-678 |
-5.37% |
| Missouri Total |
100.00% |
1,430 |
$513,600 |
$494,369 |
$0 |
$412,139 |
$234,644 |
47.46% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$127 |
$127 |
$0 |
$551 |
$239 |
188.19% |
| Missouri Total |
100.00% |
133,852 |
$13,404,416 |
$14,917,008 |
$0 |
$6,243,141 |
$4,711,093 |
31.58% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$1,845,403 |
$1,563,369 |
$1,160,937 |
$1,099,798 |
70.35% |
| Missouri Total |
100.00% |
$1,426,884,946 |
$1,400,473,159 |
$1,677,051,921 |
$1,777,377,738 |
126.91% |
Individual Long Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$2 |
$0 |
$0 |
$-320 |
-16,000.00% |
| Missouri Total |
100.00% |
0 |
$-475 |
$14,811 |
$0 |
$4,012 |
$10,205 |
68.90% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.38% |
$851,475 |
$1,245,958 |
$366,868 |
$458,625 |
36.81% |
| Missouri Total |
100.00% |
$225,757,245 |
$224,301,660 |
$95,502,294 |
$102,810,977 |
45.84% |
National Flood Insurance Program
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.00% |
$2,200,709 |
$2,182,158 |
$5,646,554 |
$6,921,607 |
317.19% |
| Missouri Total |
100.00% |
$16,925,722 |
$16,626,137 |
$27,704,459 |
$32,690,433 |
196.62% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$17,560 |
$0 |
$-1,268 |
-7.22% |
| Missouri Total |
100.00% |
$27,459,940 |
$25,797,383 |
$15,034,458 |
$6,398,527 |
24.80% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
$1,328,819 |
$1,070,712 |
$436,464 |
$475,802 |
44.44% |
| Missouri Total |
100.00% |
$539,738,707 |
$507,441,650 |
$290,505,798 |
$277,999,437 |
54.78% |
Other Liability - Warranty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.37% |
$62,133 |
$71,844 |
$20,874 |
$24,006 |
33.41% |
| Missouri Total |
100.00% |
$16,738,477 |
$27,333,708 |
$18,834,231 |
$18,890,142 |
69.11% |
Other Specific
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.46% |
$95,241 |
$95,241 |
$7,066 |
$6,620 |
6.95% |
| Missouri Total |
100.00% |
$6,542,321 |
$5,525,681 |
$677,489 |
$379,434 |
6.87% |
Private Passenger Accidential Death & Disab/Dism
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$12 |
$12 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$2,772,275 |
$2,797,792 |
$874,400 |
$1,213,416 |
43.37% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$289,775 |
$275,842 |
$-11,250 |
$-12,268 |
-4.45% |
| Missouri Total |
100.00% |
$756,602,300 |
$752,143,000 |
$479,689,059 |
$481,789,069 |
64.06% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$96,592 |
$96,918 |
$67,499 |
$94,052 |
97.04% |
| Missouri Total |
100.00% |
$496,575,111 |
$497,303,449 |
$418,009,502 |
$419,888,774 |
84.43% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$49,722 |
$46,765 |
$1,468 |
$33,277 |
71.16% |
| Missouri Total |
100.00% |
$770,311,841 |
$768,571,810 |
$454,875,540 |
$467,789,744 |
60.86% |
Private Passenger Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$8,031 |
$7,663 |
$1,000 |
$22,668 |
295.81% |
| Missouri Total |
100.00% |
$87,435,498 |
$88,221,044 |
$54,137,672 |
$52,876,571 |
59.94% |
Private Passenger Underinsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$19,664 |
$18,004 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$67,094,465 |
$67,273,367 |
$45,747,643 |
$43,204,316 |
64.22% |
Private Passenger Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$21,847 |
$20,162 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$114,021,907 |
$112,604,712 |
$64,217,691 |
$60,580,629 |
53.80% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$119,604 |
$118,082 |
$44,723 |
$43,922 |
37.20% |
| Missouri Total |
100.00% |
$71,331,983 |
$75,857,806 |
$915,821 |
$2,823,594 |
3.72% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
70 |
$12,830 |
$12,759 |
$0 |
$551 |
$-759 |
-5.95% |
| Missouri Total |
100.00% |
11,785,508 |
$7,733,794,910 |
$7,669,980,899 |
$6,519,910 |
$5,911,322,986 |
$5,976,131,069 |
77.92% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
70 |
$12,830 |
$12,757 |
$0 |
$551 |
$-439 |
-3.44% |
| Missouri Total |
100.00% |
9,396,116 |
$5,486,190,042 |
$5,454,628,664 |
$205,369 |
$4,263,189,480 |
$4,288,010,354 |
78.61% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$1,845,403 |
$1,563,369 |
$1,160,937 |
$1,099,798 |
70.35% |
| Missouri Total |
100.00% |
$1,494,611,987 |
$1,467,364,577 |
$1,753,431,046 |
$1,859,883,340 |
126.75% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$2 |
$0 |
$0 |
$-320 |
-16,000.00% |
| Missouri Total |
100.00% |
2,389,392 |
$2,247,604,868 |
$2,215,352,235 |
$6,314,541 |
$1,648,133,506 |
$1,688,120,715 |
76.20% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$485,643 |
$465,366 |
$58,717 |
$137,729 |
29.60% |
| Missouri Total |
100.00% |
$2,886,086,443 |
$2,878,296,685 |
$1,905,391,573 |
$1,913,115,970 |
66.47% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$9,510,099 |
$9,371,903 |
$8,738,919 |
$10,110,229 |
107.88% |
| Missouri Total |
100.00% |
$8,596,852,003 |
$8,512,987,529 |
$7,215,311,579 |
$8,060,392,321 |
94.68% |