Company Name:
AMERICAN BANKERS INSURANCE COMPANY OF FLORIDACompany Address:
701 Waterford Way
Miami, FL 33126Mailing Address:
PO Box 979199
Miami, FL 33197-9199Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1949-02-11
| Line |
Authorized Date |
| Accident and Health |
1949-02-11 |
| Fidelity and Surety |
1949-02-11 |
| Liability |
1949-02-11 |
| Miscellaneous |
1949-02-11 |
| Property |
1949-02-11 |
Credit Property (Excluding V.S.I.)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
51.96% |
$2,401,258 |
$2,527,457 |
$759,811 |
$808,551 |
31.99% |
| Missouri Total |
100.00% |
$4,621,586 |
$4,579,044 |
$1,303,384 |
$1,243,883 |
27.16% |
Credit Unemployment
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
33.82% |
$4,035,609 |
$4,055,459 |
$245,473 |
$192,376 |
4.74% |
| Missouri Total |
100.00% |
$11,931,556 |
$10,557,170 |
$783,341 |
$921,028 |
8.72% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$114 |
$362 |
$0 |
$-53 |
-14.64% |
| Missouri Total |
100.00% |
$44,867,048 |
$44,644,098 |
$29,268,786 |
$33,345,600 |
74.69% |
Dwelling Owners Multi-Peril (ACV)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.55% |
$168,645 |
$146,918 |
$-46,367 |
$-49,060 |
-33.39% |
| Missouri Total |
100.00% |
$30,846,907 |
$31,117,713 |
$20,727,990 |
$22,939,304 |
73.72% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$125,134 |
$136,593 |
$149,865 |
$147,441 |
107.94% |
| Missouri Total |
100.00% |
$68,740,833 |
$67,476,269 |
$44,299,377 |
$49,241,230 |
72.98% |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
304 |
$34,296 |
$34,296 |
$0 |
$3,809 |
$5,506 |
16.05% |
| Missouri Total |
100.00% |
3,399,383 |
$81,852,863 |
$80,994,534 |
$-5,908 |
$31,854,876 |
$32,835,362 |
40.54% |
Group Long Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
85.88% |
35 |
$169,770 |
$164,792 |
$0 |
$41,646 |
$61,694 |
37.44% |
| Missouri Total |
100.00% |
190 |
$197,680 |
$194,237 |
$0 |
$106,075 |
$100,257 |
51.62% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$24 |
$26 |
$0 |
$0 |
$1 |
3.85% |
| Missouri Total |
100.00% |
433,445 |
$28,663,061 |
$28,439,386 |
$18,459 |
$9,478,209 |
$10,755,430 |
37.82% |
Individual Long Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.76% |
3 |
$-198 |
$-198 |
$0 |
$-49 |
$-72 |
36.36% |
| Missouri Total |
100.00% |
300 |
$26,217 |
$153,068 |
$0 |
$8,463 |
$-4,249 |
-2.78% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.02% |
$1,446,074 |
$1,585,955 |
$168,393 |
$41,355 |
2.61% |
| Missouri Total |
100.00% |
$141,526,491 |
$142,015,672 |
$73,335,863 |
$78,325,790 |
55.15% |
National Flood Insurance Program
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
14.47% |
$1,128,577 |
$1,234,586 |
$1,194,115 |
$1,188,249 |
96.25% |
| Missouri Total |
100.00% |
$7,798,273 |
$7,963,507 |
$5,093,561 |
$5,360,502 |
67.31% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$6,959 |
$6,959 |
$0 |
$447 |
6.42% |
| Missouri Total |
100.00% |
$23,051,320 |
$27,860,652 |
$27,444,428 |
$27,046,287 |
97.08% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$27,578 |
$37,143 |
$0 |
$-7,517 |
-20.24% |
| Missouri Total |
100.00% |
$320,750,663 |
$294,336,758 |
$208,370,573 |
$235,093,535 |
79.87% |
Other Liability - Warranty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.81% |
$687,447 |
$1,106,751 |
$749,063 |
$799,637 |
72.25% |
| Missouri Total |
100.00% |
$38,028,257 |
$25,972,899 |
$21,262,702 |
$21,887,063 |
84.27% |
Other Specific
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.30% |
$261,295 |
$261,295 |
$10,833 |
$123,104 |
47.11% |
| Missouri Total |
100.00% |
$2,536,931 |
$2,983,503 |
$252,626 |
$-2,871,365 |
-96.24% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$37,099 |
$-6,375 |
$-2,937 |
$-1,208 |
18.95% |
| Missouri Total |
100.00% |
$680,511,713 |
$673,852,841 |
$437,468,761 |
$447,521,657 |
66.41% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$67,280 |
$131,081 |
$23,347 |
$11,562 |
8.82% |
| Missouri Total |
100.00% |
$364,645,586 |
$362,479,868 |
$207,401,164 |
$212,909,222 |
58.74% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$19,464 |
$19,606 |
$6,500 |
$-13,110 |
-66.87% |
| Missouri Total |
100.00% |
$623,565,090 |
$626,953,600 |
$365,644,038 |
$378,369,614 |
60.35% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$300 |
$-6,390 |
|
| Missouri Total |
100.00% |
$409,501,544 |
$406,752,043 |
$338,975,612 |
$349,636,212 |
85.96% |
Private Passenger Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$5,854 |
$5,635 |
$1,539 |
$1,838 |
32.62% |
| Missouri Total |
100.00% |
$73,531,229 |
$74,181,934 |
$56,429,206 |
$78,022,733 |
105.18% |
Private Passenger Underinsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$1,661 |
$1,558 |
$0 |
$53 |
3.40% |
| Missouri Total |
100.00% |
$28,245,682 |
$28,070,928 |
$16,531,400 |
$3,850,480 |
13.72% |
Private Passenger Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$8,044 |
$8,367 |
$-528 |
$-17,684 |
-211.35% |
| Missouri Total |
100.00% |
$95,175,027 |
$95,770,797 |
$47,269,403 |
$48,793,029 |
50.95% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,385 |
$7,222 |
$0 |
$-2,950 |
-40.85% |
| Missouri Total |
100.00% |
$47,048,523 |
$44,606,734 |
$7,316,590 |
$8,531,677 |
19.13% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
343 |
$203,892 |
$198,916 |
$0 |
$45,406 |
$67,129 |
33.75% |
| Missouri Total |
100.00% |
10,595,728 |
$2,867,258,416 |
$2,851,116,962 |
$11,927,589 |
$2,028,543,088 |
$2,098,142,746 |
73.59% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$114 |
$362 |
$0 |
$-53 |
-14.64% |
| Missouri Total |
100.00% |
$133,143,929 |
$126,685,225 |
$85,117,779 |
$88,074,407 |
69.52% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
339 |
$204,066 |
$199,088 |
$0 |
$45,455 |
$67,200 |
33.75% |
| Missouri Total |
100.00% |
9,233,931 |
$2,101,990,047 |
$2,081,215,042 |
$11,381,335 |
$1,539,648,841 |
$1,567,647,303 |
75.32% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$168,645 |
$146,918 |
$-46,367 |
$-49,060 |
-33.39% |
| Missouri Total |
100.00% |
$639,232,684 |
$624,417,209 |
$397,113,457 |
$420,905,995 |
67.41% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
4 |
$-174 |
$-172 |
$0 |
$-49 |
$-71 |
41.28% |
| Missouri Total |
100.00% |
1,361,797 |
$765,268,369 |
$769,901,920 |
$546,254 |
$488,894,247 |
$530,495,443 |
68.90% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$139,402 |
$159,872 |
$28,221 |
$-24,939 |
-15.60% |
| Missouri Total |
100.00% |
$2,277,993,949 |
$2,270,889,022 |
$1,470,621,691 |
$1,520,036,661 |
66.94% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
$10,429,477 |
$11,266,572 |
$3,259,407 |
$3,216,641 |
28.55% |
| Missouri Total |
100.00% |
$5,624,624,221 |
$5,478,219,001 |
$3,552,012,020 |
$3,657,853,635 |
66.77% |