Company Name:
AMERICAN BANKERS INSURANCE COMPANY OF FLORIDACompany Address:
701 Waterford Way
Miami, FL 33126Mailing Address:
PO Box 979199
Miami, FL 33197-9199Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1949-02-11
| Line |
Authorized Date |
| Accident and Health |
1949-02-11 |
| Fidelity and Surety |
1949-02-11 |
| Liability |
1949-02-11 |
| Miscellaneous |
1949-02-11 |
| Property |
1949-02-11 |
Credit Property (Excluding V.S.I.)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
65.76% |
$2,644,799 |
$2,459,206 |
$717,070 |
$735,361 |
29.90% |
| Missouri Total |
100.00% |
$4,022,127 |
$3,770,438 |
$995,437 |
$922,850 |
24.48% |
Credit Unemployment
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
37.39% |
$4,589,225 |
$4,538,458 |
$310,397 |
$211,592 |
4.66% |
| Missouri Total |
100.00% |
$12,273,404 |
$10,340,093 |
$813,808 |
$785,889 |
7.60% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,043 |
$1,564 |
$0 |
$13 |
0.83% |
| Missouri Total |
100.00% |
$44,577,659 |
$45,424,025 |
$23,036,935 |
$18,742,593 |
41.26% |
Dwelling Owners Multi-Peril (ACV)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.51% |
$160,448 |
$121,275 |
$-8,671 |
$5,944 |
4.90% |
| Missouri Total |
100.00% |
$31,188,779 |
$30,344,557 |
$17,852,039 |
$16,008,307 |
52.76% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.27% |
$181,683 |
$204,992 |
$308,570 |
$68,277 |
33.31% |
| Missouri Total |
100.00% |
$67,519,112 |
$66,438,600 |
$45,805,319 |
$42,442,952 |
63.88% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
228 |
$9,139 |
$9,129 |
$0 |
$2,704 |
$3,656 |
40.05% |
| Missouri Total |
100.00% |
601,420 |
$46,133,629 |
$39,155,579 |
$0 |
$15,281,991 |
$16,644,048 |
42.51% |
Individual Long Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.45% |
1,885 |
$113,078 |
$114,472 |
$0 |
$10,324 |
$18,163 |
15.87% |
| Missouri Total |
100.00% |
6,142 |
$1,081,683 |
$1,056,912 |
$0 |
$474,763 |
$460,566 |
43.58% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
38.44% |
36,873 |
$4,609,095 |
$4,551,743 |
$0 |
$309,788 |
$234,323 |
5.15% |
| Missouri Total |
100.00% |
100,079 |
$11,991,865 |
$18,327,635 |
$0 |
$4,897,102 |
$3,909,127 |
21.33% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.95% |
$1,416,039 |
$1,484,618 |
$195,847 |
$312,450 |
21.05% |
| Missouri Total |
100.00% |
$148,917,484 |
$132,937,634 |
$105,945,056 |
$99,785,009 |
75.06% |
National Flood Insurance Program
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
15.62% |
$1,166,547 |
$1,313,407 |
$1,705,460 |
$784,021 |
59.69% |
| Missouri Total |
100.00% |
$7,468,216 |
$7,126,133 |
$6,034,590 |
$3,144,371 |
44.12% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$2,205 |
$2,205 |
$9,976 |
$10,037 |
455.19% |
| Missouri Total |
100.00% |
$32,668,295 |
$33,531,531 |
$27,426,984 |
$34,814,162 |
103.83% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$54,975 |
$54,627 |
$6,705 |
$1,035 |
1.89% |
| Missouri Total |
100.00% |
$313,534,451 |
$323,619,328 |
$184,569,615 |
$206,394,248 |
63.78% |
Other Liability - Warranty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.95% |
$2,367,241 |
$859,773 |
$434,087 |
$499,628 |
58.11% |
| Missouri Total |
100.00% |
$34,049,672 |
$48,721,985 |
$21,654,951 |
$18,278,070 |
37.52% |
Other Specific
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$4,391 |
$2,730 |
$0 |
$272 |
9.96% |
| Missouri Total |
100.00% |
$7,468,656 |
$8,020,608 |
$510,319 |
$4,418,353 |
55.09% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$27,490 |
$6,673 |
$21,491 |
$19,574 |
293.33% |
| Missouri Total |
100.00% |
$659,157,259 |
$643,519,443 |
$409,537,080 |
$399,431,024 |
62.07% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$127,932 |
$185,420 |
$26,351 |
$10,693 |
5.77% |
| Missouri Total |
100.00% |
$357,919,833 |
$353,138,409 |
$237,584,072 |
$239,784,932 |
67.90% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$19,197 |
$17,652 |
$37,481 |
$-2,891 |
-16.38% |
| Missouri Total |
100.00% |
$633,874,722 |
$628,682,407 |
$345,722,635 |
$366,746,670 |
58.34% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$17,776 |
$7,356 |
|
| Missouri Total |
100.00% |
$401,764,230 |
$393,888,660 |
$331,948,988 |
$331,926,099 |
84.27% |
Private Passenger Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$5,774 |
$5,074 |
$0 |
$-14,069 |
-277.28% |
| Missouri Total |
100.00% |
$76,164,635 |
$76,222,080 |
$52,647,024 |
$49,228,140 |
64.59% |
Private Passenger Underinsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$1,639 |
$1,402 |
$0 |
$128 |
9.13% |
| Missouri Total |
100.00% |
$28,804,169 |
$28,778,445 |
$18,264,277 |
$21,213,961 |
73.71% |
Private Passenger Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$7,934 |
$7,533 |
$42,800 |
$15,556 |
206.50% |
| Missouri Total |
100.00% |
$98,401,171 |
$98,096,785 |
$49,757,593 |
$52,269,422 |
53.28% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$8,168 |
$15,191 |
$4,062 |
$10,911 |
71.83% |
| Missouri Total |
100.00% |
$44,715,951 |
$45,065,164 |
$13,763,343 |
$13,579,751 |
30.13% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
38,986 |
$4,731,312 |
$4,675,344 |
$0 |
$322,816 |
$256,142 |
5.48% |
| Missouri Total |
100.00% |
10,151,451 |
$2,793,902,774 |
$2,800,205,649 |
$3,104,630 |
$2,014,518,017 |
$2,096,480,234 |
74.87% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,043 |
$1,564 |
$0 |
$13 |
0.83% |
| Missouri Total |
100.00% |
$121,454,178 |
$120,310,513 |
$58,719,514 |
$47,234,718 |
39.26% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
228 |
$9,139 |
$9,129 |
$0 |
$2,704 |
$3,656 |
40.05% |
| Missouri Total |
100.00% |
8,801,770 |
$1,996,109,505 |
$1,993,545,540 |
$2,668,013 |
$1,512,053,831 |
$1,560,282,504 |
78.27% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$160,448 |
$121,275 |
$-8,671 |
$5,944 |
4.90% |
| Missouri Total |
100.00% |
$608,380,856 |
$593,240,417 |
$367,269,325 |
$353,961,570 |
59.67% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.59% |
38,758 |
$4,722,173 |
$4,666,215 |
$0 |
$320,112 |
$252,486 |
5.41% |
| Missouri Total |
100.00% |
1,349,681 |
$797,793,269 |
$806,660,109 |
$436,617 |
$502,464,186 |
$536,197,730 |
66.47% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$189,966 |
$223,754 |
$145,899 |
$36,347 |
16.24% |
| Missouri Total |
100.00% |
$2,258,607,528 |
$2,224,662,512 |
$1,446,167,954 |
$1,461,223,478 |
65.68% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
$12,786,730 |
$11,281,800 |
$3,829,402 |
$2,675,888 |
23.72% |
| Missouri Total |
100.00% |
$5,428,912,606 |
$5,347,544,773 |
$3,394,785,889 |
$3,451,256,420 |
64.54% |