Company Name:
STANDARD LIFE AND ACCIDENT INSURANCE COMPANYCompany Address:
2625 Bay Area Boulevard, 5th Floor,
Houston, TX 77058Mailing Address:
PO Box 5755
Cincinnati, OH 45201Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1976-11-15
| Line |
Authorized Date |
| Accident and Health |
1976-11-15 |
| Life, annuities and endowments |
1976-11-15 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
9 |
$852 |
$555 |
$0 |
$0 |
$74 |
13.33% |
| Missouri Total |
100.00% |
5,229,711 |
$99,625,472 |
$99,977,796 |
$5,712 |
$38,745,037 |
$42,554,006 |
42.56% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
3 |
$4,972 |
$4,966 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
559,276 |
$2,092,055,998 |
$2,093,048,178 |
$0 |
$1,784,799,000 |
$1,763,747,231 |
84.27% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
29 |
$11,782 |
$10,827 |
$0 |
$1,116 |
$862 |
7.96% |
| Missouri Total |
100.00% |
836,025 |
$254,889,911 |
$254,186,933 |
$0 |
$181,631,947 |
$185,786,163 |
73.09% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.28% |
638 |
$508,481 |
$462,789 |
$0 |
$218,505 |
$204,819 |
44.26% |
| Missouri Total |
100.00% |
2,756,811 |
$178,579,137 |
$178,814,462 |
$7,424 |
$123,573,149 |
$122,784,216 |
68.67% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
11 |
$2,412 |
$2,431 |
$0 |
$0 |
$-30 |
-1.23% |
| Missouri Total |
100.00% |
182,380 |
$29,828,883 |
$29,889,532 |
$0 |
$10,221,604 |
$11,676,526 |
39.07% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
2 |
$66 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
296,327 |
$95,534,219 |
$516,819 |
$154,543,685 |
$22,466,090 |
161.77% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
773 |
$15,078 |
$15,813 |
$0 |
$0 |
$-350 |
-2.21% |
| Missouri Total |
100.00% |
411,969 |
$67,266,401 |
$65,069,690 |
$0 |
$31,770,058 |
$29,555,834 |
45.42% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
42 |
$1,436 |
$1,443 |
$0 |
$325,130 |
$-108,776 |
-7,538.18% |
| Missouri Total |
100.00% |
335,310 |
$1,566,263,404 |
$1,579,256,632 |
$2,548 |
$1,338,566,398 |
$1,353,851,215 |
85.73% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
3 |
$336 |
$494 |
$0 |
$0 |
$-126 |
-25.51% |
| Missouri Total |
100.00% |
126,827 |
$109,033,931 |
$108,891,589 |
$8,337,569 |
$64,970,401 |
$67,798,163 |
62.26% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
6 |
$0 |
$0 |
$28,978 |
$0 |
|
| Missouri Total |
100.00% |
85,168 |
$1,418,178,246 |
$0 |
$441,305,718 |
$0 |
31.12% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
25 |
$2,342 |
$0 |
$6,000 |
$65 |
256.19% |
| Missouri Total |
100.00% |
70,500 |
$12,682,716 |
$13,428 |
$8,345,230 |
$434,138 |
65.80% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.01% |
403 |
$357,952 |
$358,060 |
$0 |
$68,143 |
$69,882 |
19.52% |
| Missouri Total |
100.00% |
134,699 |
$35,588,944 |
$35,722,622 |
$3,968 |
$14,356,005 |
$14,053,329 |
39.34% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
50 |
$41,892 |
$42,677 |
$0 |
$18,119 |
$34,091 |
79.88% |
| Missouri Total |
100.00% |
122,476 |
$216,940,674 |
$214,069,833 |
$0 |
$183,558,794 |
$201,804,311 |
94.27% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
688 |
$1,267,722 |
$1,286,025 |
$0 |
$821,452 |
$787,766 |
61.26% |
| Missouri Total |
100.00% |
229,523 |
$524,098,129 |
$525,564,633 |
$0 |
$387,411,855 |
$385,440,998 |
73.34% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
26 |
$2,630 |
$0 |
$20,219 |
$0 |
768.78% |
| Missouri Total |
100.00% |
221,465 |
$789,558,816 |
$42,145,400 |
$1,088,175,289 |
$0 |
137.82% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
277 |
$106,750 |
$108,691 |
$0 |
$144,007 |
$183,767 |
169.07% |
| Missouri Total |
100.00% |
281,583 |
$83,865,775 |
$84,153,719 |
$3,505 |
$38,676,703 |
$40,913,514 |
48.62% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
87 |
$59,266 |
$0 |
$274,000 |
$14,393 |
462.32% |
| Missouri Total |
100.00% |
794,218 |
$515,043,648 |
$8,464,889 |
$287,841,564 |
$197,226,328 |
55.89% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
6 |
$0 |
$0 |
$0 |
$279 |
|
| Missouri Total |
100.00% |
414,709 |
$676,787,654 |
$8,804,115 |
$819,081,062 |
$70,130,895 |
121.02% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
1,713 |
$332,116 |
$5,995 |
$442,242 |
$13,587 |
134.96% |
| Missouri Total |
100.00% |
1,596,148 |
$764,184,981 |
$289,185,492 |
$790,506,056 |
$55,276,908 |
103.44% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
2,926 |
$2,319,665 |
$2,294,771 |
$0 |
$1,596,472 |
$1,171,979 |
51.07% |
| Missouri Total |
100.00% |
15,958,589 |
$9,793,285,565 |
$9,792,090,859 |
$8,815,939 |
$7,649,653,511 |
$7,702,672,467 |
78.66% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
690 |
$528,499 |
$481,568 |
$0 |
$219,621 |
$205,725 |
42.72% |
| Missouri Total |
100.00% |
13,662,000 |
$6,332,888,871 |
$6,317,328,365 |
$468,349 |
$4,902,320,338 |
$4,924,983,653 |
77.96% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
2 |
$66 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
3,169,198 |
$4,565,571,004 |
$10,988,424 |
$3,163,010,445 |
$232,278,928 |
69.28% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
2,236 |
$1,791,166 |
$1,813,203 |
$0 |
$1,376,851 |
$966,254 |
53.29% |
| Missouri Total |
100.00% |
2,296,589 |
$3,460,396,694 |
$3,474,762,494 |
$8,347,590 |
$2,747,333,173 |
$2,777,688,814 |
79.94% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,863 |
$396,354 |
$5,995 |
$771,439 |
$28,324 |
196.15% |
| Missouri Total |
100.00% |
3,646,026 |
$6,559,153,965 |
$353,522,566 |
$6,561,952,336 |
$344,146,391 |
100.04% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1,865 |
$396,420 |
$5,995 |
$771,439 |
$28,324 |
196.11% |
| Missouri Total |
100.00% |
6,815,224 |
$11,124,724,969 |
$364,510,990 |
$9,724,962,781 |
$576,425,319 |
87.42% |