Company Name:
KANAWHA INSURANCE COMPANYCompany Address:
210 S WHITE ST
LANCASTER, SC 29720Mailing Address:
PO BOX 740036
LOUISVILLE, KY 40201-7436Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2018-08-09
| Line |
Authorized Date |
| Accident and Health |
1988-08-19 |
| Life, annuities and endowments |
1988-08-19 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
2,408 |
$250,710 |
$250,710 |
$0 |
$121,686 |
$100,039 |
39.90% |
| Missouri Total |
100.00% |
4,764,204 |
$109,907,195 |
$110,792,405 |
$10,104 |
$45,080,334 |
$46,424,218 |
41.90% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
3,969 |
$703,355 |
$703,355 |
$0 |
$352,568 |
$289,850 |
41.21% |
| Missouri Total |
100.00% |
1,242,706 |
$269,201,441 |
$268,290,961 |
$442,749 |
$212,951,954 |
$217,048,128 |
80.90% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
210 |
$49,019 |
$49,019 |
$0 |
$50,043 |
$41,141 |
83.93% |
| Missouri Total |
100.00% |
2,523,566 |
$146,851,719 |
$148,179,250 |
$20,292 |
$111,278,930 |
$114,894,376 |
77.54% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.39% |
3,563 |
$346,678 |
$346,678 |
$0 |
$201,428 |
$165,596 |
47.77% |
| Missouri Total |
100.00% |
154,080 |
$24,961,891 |
$25,118,528 |
$0 |
$8,637,135 |
$9,396,049 |
37.41% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.86% |
5,547 |
$881,444 |
$0 |
$209,958 |
$293,396 |
23.82% |
| Missouri Total |
100.00% |
121,275 |
$47,375,128 |
$72,007 |
$85,366,637 |
$1,484,209 |
180.19% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
420 |
$143,823 |
$143,823 |
$0 |
$150,965 |
$284,782 |
198.01% |
| Missouri Total |
100.00% |
442,807 |
$55,711,052 |
$55,621,306 |
$8 |
$24,198,483 |
$25,209,434 |
45.32% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
295,396 |
$917,829,288 |
$920,167,388 |
$2,799 |
$836,198,409 |
$905,306,253 |
98.38% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
44 |
$29,386 |
$29,386 |
$0 |
$14,155 |
$26,702 |
90.87% |
| Missouri Total |
100.00% |
92,263 |
$31,114,304 |
$30,847,967 |
$0 |
$16,265,975 |
$17,741,835 |
57.51% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
1,374 |
$391,020 |
$391,020 |
$0 |
$48,349 |
$91,206 |
23.33% |
| Missouri Total |
100.00% |
131,008 |
$216,523,099 |
$212,518,477 |
$36,779 |
$156,112,233 |
$204,944,227 |
96.44% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
198 |
$659,190 |
$659,190 |
$0 |
$297,378 |
$560,976 |
85.10% |
| Missouri Total |
100.00% |
206,675 |
$482,152,981 |
$485,951,130 |
$0 |
$347,057,903 |
$352,722,718 |
72.58% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
332 |
$137,589 |
$137,589 |
$0 |
$17,090 |
$32,239 |
23.43% |
| Missouri Total |
100.00% |
264,759 |
$76,499,285 |
$76,551,105 |
$2,986 |
$36,941,017 |
$38,240,202 |
49.95% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
1,327 |
$189,347 |
$0 |
$82,648 |
$28,816 |
43.65% |
| Missouri Total |
100.00% |
762,096 |
$484,969,357 |
$8,678,012 |
$303,835,016 |
$186,292,908 |
62.65% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
404 |
$291,667 |
$22 |
$98,432 |
$8,773 |
33.76% |
| Missouri Total |
100.00% |
1,678,099 |
$729,180,975 |
$281,953,922 |
$818,993,472 |
$56,367,252 |
112.32% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
12,519 |
$2,710,770 |
$2,710,770 |
$0 |
$1,253,662 |
$1,592,531 |
58.75% |
| Missouri Total |
100.00% |
14,394,900 |
$8,566,352,456 |
$8,594,581,451 |
$7,646,916 |
$6,859,950,647 |
$6,979,857,319 |
81.21% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
10,150 |
$1,349,762 |
$1,349,762 |
$0 |
$725,725 |
$596,626 |
44.20% |
| Missouri Total |
100.00% |
12,161,229 |
$5,912,472,999 |
$5,932,467,478 |
$486,577 |
$4,734,684,568 |
$4,729,106,823 |
79.72% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
5,547 |
$881,444 |
$0 |
$209,958 |
$293,396 |
23.82% |
| Missouri Total |
100.00% |
3,054,590 |
$4,614,088,058 |
$8,964,127 |
$3,564,863,224 |
$217,436,264 |
77.26% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
2,369 |
$1,361,008 |
$1,361,008 |
$0 |
$527,937 |
$995,905 |
73.17% |
| Missouri Total |
100.00% |
2,233,671 |
$2,653,879,457 |
$2,662,113,973 |
$7,160,339 |
$2,125,266,079 |
$2,250,750,496 |
84.55% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,731 |
$481,014 |
$22 |
$181,080 |
$37,589 |
37.65% |
| Missouri Total |
100.00% |
3,690,685 |
$7,919,867,331 |
$346,319,695 |
$7,100,893,798 |
$330,489,165 |
89.66% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
7,278 |
$1,362,458 |
$22 |
$391,038 |
$330,985 |
28.70% |
| Missouri Total |
100.00% |
6,745,275 |
$12,533,955,389 |
$355,283,822 |
$10,665,757,022 |
$547,925,429 |
85.09% |