Company Name:
KANAWHA INSURANCE COMPANYCompany Address:
210 S WHITE ST
LANCASTER, SC 29720Mailing Address:
PO BOX 740036
LOUISVILLE, KY 40201-7436Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2018-08-09
| Line |
Authorized Date |
| Accident and Health |
1988-08-19 |
| Life, annuities and endowments |
1988-08-19 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.43% |
2,450 |
$407,415 |
$417,963 |
$0 |
$83,061 |
$76,369 |
18.27% |
| Missouri Total |
100.00% |
3,842,968 |
$93,669,143 |
$94,083,836 |
$8,069 |
$44,365,104 |
$45,430,057 |
48.29% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.79% |
5,538 |
$2,033,441 |
$2,086,087 |
$0 |
$698,424 |
$642,156 |
30.78% |
| Missouri Total |
100.00% |
1,177,801 |
$258,592,907 |
$262,161,281 |
$167,007 |
$202,323,947 |
$214,633,320 |
81.87% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
247 |
$79,755 |
$81,820 |
$0 |
$15,078 |
$13,863 |
16.94% |
| Missouri Total |
100.00% |
2,036,305 |
$149,044,553 |
$149,533,800 |
$21,496 |
$98,519,019 |
$100,921,166 |
67.49% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.68% |
3,141 |
$471,962 |
$484,181 |
$0 |
$201,063 |
$184,865 |
38.18% |
| Missouri Total |
100.00% |
124,594 |
$17,607,701 |
$17,682,609 |
$0 |
$8,390,650 |
$8,009,832 |
45.30% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.61% |
9,213 |
$1,113,408 |
$1,142,235 |
$0 |
$1,016,204 |
$934,339 |
81.80% |
| Missouri Total |
100.00% |
846,466 |
$184,005,327 |
$182,778,042 |
$0 |
$130,083,713 |
$119,374,475 |
65.31% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
6,305 |
$1,426,675 |
$0 |
$741,500 |
$408,452 |
51.97% |
| Missouri Total |
100.00% |
2,054,926 |
$449,567,475 |
$1,582,466 |
$372,423,531 |
$192,947,665 |
82.84% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
292 |
$68,609 |
$70,431 |
$0 |
$13,814 |
$15,101 |
21.44% |
| Missouri Total |
100.00% |
464,273 |
$59,535,290 |
$60,410,372 |
$0 |
$27,176,435 |
$28,289,411 |
46.83% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
210 |
$138,325 |
$142,000 |
$0 |
$35,535 |
$38,847 |
27.36% |
| Missouri Total |
100.00% |
135,165 |
$107,027,647 |
$107,539,883 |
$6,573,959 |
$66,651,155 |
$86,051,840 |
80.02% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
120 |
$69,644 |
$71,494 |
$0 |
$19,800 |
$21,646 |
30.28% |
| Missouri Total |
100.00% |
256,069 |
$33,897,113 |
$33,974,020 |
$5,104 |
$14,688,218 |
$14,849,565 |
43.71% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
232 |
$182,580 |
$187,431 |
$0 |
$421,776 |
$461,086 |
246.00% |
| Missouri Total |
100.00% |
130,101 |
$205,162,078 |
$198,031,471 |
$286,329 |
$140,639,101 |
$183,676,020 |
92.75% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$1,389 |
$1,426 |
$0 |
$876 |
$957 |
67.11% |
| Missouri Total |
100.00% |
201,642 |
$432,218,959 |
$428,876,386 |
$0 |
$313,127,641 |
$315,120,265 |
73.48% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.44% |
1,447 |
$316,423 |
$324,829 |
$0 |
$41,144 |
$44,979 |
13.85% |
| Missouri Total |
100.00% |
264,068 |
$71,620,512 |
$71,053,985 |
$2,265 |
$36,306,670 |
$38,124,188 |
53.66% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
284 |
$108,275 |
$0 |
$25,000 |
$12,014 |
23.09% |
| Missouri Total |
100.00% |
762,712 |
$459,199,454 |
$9,327,670 |
$284,546,888 |
$177,019,345 |
61.97% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
1,706 |
$298,412 |
$0 |
$30,547 |
$32,500 |
10.24% |
| Missouri Total |
100.00% |
1,718,984 |
$800,035,507 |
$295,802,034 |
$1,046,845,286 |
$62,696,071 |
130.85% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
22,891 |
$4,882,951 |
$5,009,897 |
$0 |
$2,546,775 |
$2,434,208 |
48.59% |
| Missouri Total |
100.00% |
12,500,492 |
$7,974,854,561 |
$7,996,297,423 |
$7,067,469 |
$6,201,891,967 |
$6,312,363,452 |
78.94% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
20,589 |
$4,105,981 |
$4,212,286 |
$0 |
$2,013,830 |
$1,851,592 |
43.96% |
| Missouri Total |
100.00% |
10,396,531 |
$5,583,093,864 |
$5,607,047,195 |
$196,572 |
$4,420,764,843 |
$4,457,465,833 |
79.50% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
6,305 |
$1,426,675 |
$0 |
$741,500 |
$408,452 |
51.97% |
| Missouri Total |
100.00% |
3,128,709 |
$4,015,997,394 |
$6,530,988 |
$3,539,780,228 |
$215,259,826 |
88.14% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
2,302 |
$776,970 |
$797,611 |
$0 |
$532,945 |
$582,616 |
73.05% |
| Missouri Total |
100.00% |
2,103,961 |
$2,391,760,697 |
$2,389,250,228 |
$6,870,897 |
$1,781,127,124 |
$1,854,897,619 |
77.64% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,990 |
$406,687 |
$0 |
$55,547 |
$44,514 |
13.66% |
| Missouri Total |
100.00% |
3,717,650 |
$7,090,300,656 |
$347,516,660 |
$5,793,774,529 |
$316,719,570 |
81.71% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
8,295 |
$1,833,362 |
$0 |
$797,047 |
$452,966 |
43.47% |
| Missouri Total |
100.00% |
6,846,359 |
$11,106,298,050 |
$354,047,648 |
$9,333,554,757 |
$531,979,396 |
84.04% |