Company Name:
KANAWHA INSURANCE COMPANYCompany Address:
210 S WHITE ST
LANCASTER, SC 29720Mailing Address:
PO BOX 740036
LOUISVILLE, KY 40201-7436Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2018-08-09
| Line |
Authorized Date |
| Accident and Health |
1988-08-19 |
| Life, annuities and endowments |
1988-08-19 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
1,741 |
$227,891 |
$231,137 |
$0 |
$33,600 |
$55,734 |
24.11% |
| Missouri Total |
100.00% |
3,112,536 |
$97,329,393 |
$100,542,729 |
$7,550 |
$47,953,765 |
$47,896,762 |
47.64% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.65% |
3,627 |
$1,644,002 |
$1,667,421 |
$0 |
$414,979 |
$688,346 |
41.28% |
| Missouri Total |
100.00% |
1,121,340 |
$252,694,869 |
$257,839,761 |
$192,170 |
$197,779,613 |
$212,375,298 |
82.37% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
207 |
$51,488 |
$52,221 |
$0 |
$11,002 |
$18,250 |
34.95% |
| Missouri Total |
100.00% |
1,843,101 |
$135,460,118 |
$135,630,719 |
$4,760 |
$93,888,837 |
$93,532,440 |
68.96% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.47% |
1,998 |
$234,111 |
$237,447 |
$0 |
$23,600 |
$39,147 |
16.49% |
| Missouri Total |
100.00% |
118,074 |
$15,946,311 |
$16,117,968 |
$0 |
$6,409,783 |
$6,995,102 |
43.40% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.67% |
9,988 |
$1,161,581 |
$1,178,127 |
$0 |
$387,420 |
$642,634 |
54.55% |
| Missouri Total |
100.00% |
751,633 |
$172,887,922 |
$172,900,544 |
$0 |
$127,766,825 |
$131,863,432 |
76.27% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
5,692 |
$1,422,343 |
$0 |
$988,789 |
$811,595 |
69.52% |
| Missouri Total |
100.00% |
2,832,492 |
$447,738,187 |
$1,506,242 |
$523,710,194 |
$185,062,694 |
116.97% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
252 |
$39,000 |
$39,127 |
$0 |
$18,186 |
$18,493 |
47.26% |
| Missouri Total |
100.00% |
785,239 |
$58,883,142 |
$59,145,160 |
$0 |
$27,889,908 |
$27,623,899 |
46.71% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$298 |
$299 |
$0 |
$871 |
$886 |
296.32% |
| Missouri Total |
100.00% |
69,291 |
$18,735,830 |
$18,583,774 |
$0 |
$11,449,933 |
$11,323,993 |
60.93% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
178 |
$58,862 |
$59,053 |
$0 |
$43,657 |
$44,395 |
75.18% |
| Missouri Total |
100.00% |
136,156 |
$105,387,618 |
$103,445,226 |
$6,069,332 |
$61,752,219 |
$57,928,897 |
56.00% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
147 |
$34,454 |
$34,566 |
$0 |
$32,150 |
$32,694 |
94.58% |
| Missouri Total |
100.00% |
240,193 |
$33,260,202 |
$33,292,598 |
$5,423 |
$14,973,051 |
$15,018,085 |
45.11% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
235 |
$344,874 |
$345,996 |
$0 |
$352,353 |
$358,310 |
103.56% |
| Missouri Total |
100.00% |
126,761 |
$207,496,536 |
$193,756,171 |
$235,333 |
$128,905,231 |
$163,123,353 |
84.19% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$1,347 |
$1,351 |
$0 |
$2,100 |
$2,136 |
158.11% |
| Missouri Total |
100.00% |
190,803 |
$391,032,013 |
$387,818,011 |
$0 |
$294,933,638 |
$300,142,075 |
77.39% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
1,581 |
$168,549 |
$169,097 |
$0 |
$1,559 |
$1,586 |
0.94% |
| Missouri Total |
100.00% |
260,213 |
$68,187,490 |
$68,789,302 |
$1,341 |
$31,174,856 |
$32,705,387 |
47.54% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
337 |
$99,914 |
$0 |
$125,000 |
$16,450 |
125.11% |
| Missouri Total |
100.00% |
755,539 |
$457,331,590 |
$9,032,450 |
$360,743,348 |
$170,696,118 |
78.88% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
1,726 |
$185,143 |
$0 |
$55,062 |
$19,069 |
29.74% |
| Missouri Total |
100.00% |
1,801,980 |
$786,350,923 |
$299,868,378 |
$863,513,981 |
$61,583,420 |
109.81% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
19,955 |
$3,966,457 |
$4,015,842 |
$0 |
$1,321,477 |
$1,902,611 |
47.38% |
| Missouri Total |
100.00% |
11,785,508 |
$7,733,794,910 |
$7,669,980,899 |
$6,519,910 |
$5,911,322,986 |
$5,976,131,069 |
77.92% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
17,561 |
$3,319,073 |
$3,366,353 |
$0 |
$870,601 |
$1,444,111 |
42.90% |
| Missouri Total |
100.00% |
9,396,116 |
$5,486,190,042 |
$5,454,628,664 |
$205,369 |
$4,263,189,480 |
$4,288,010,354 |
78.61% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
5,692 |
$1,422,343 |
$0 |
$988,789 |
$811,595 |
69.52% |
| Missouri Total |
100.00% |
3,993,692 |
$2,842,665,037 |
$6,404,960 |
$3,232,222,483 |
$209,024,312 |
113.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
2,394 |
$647,384 |
$649,489 |
$0 |
$450,876 |
$458,500 |
70.59% |
| Missouri Total |
100.00% |
2,389,392 |
$2,247,604,868 |
$2,215,352,235 |
$6,314,541 |
$1,648,133,506 |
$1,688,120,715 |
76.20% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
2,063 |
$285,057 |
$0 |
$180,062 |
$35,519 |
63.17% |
| Missouri Total |
100.00% |
3,830,121 |
$7,289,931,657 |
$351,144,401 |
$5,459,702,496 |
$309,934,979 |
74.89% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
7,755 |
$1,707,400 |
$0 |
$1,168,851 |
$847,114 |
68.46% |
| Missouri Total |
100.00% |
7,823,813 |
$10,132,596,694 |
$357,549,361 |
$8,691,924,979 |
$518,959,291 |
85.78% |