Company Name:
GUARANTEE TRUST LIFE INSURANCE COMPANYCompany Address:
1275 Milwaukee Avenue
Glenview, IL 60025Mailing Address:
1275 Milwaukee Avenue
Glenview, IL 60025Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1944-10-26
| Line |
Authorized Date |
| Accident and Health |
1944-10-26 |
| Life, annuities and endowments |
1944-10-26 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
641 |
$127,153 |
$107,626 |
$0 |
$143,413 |
$187,979 |
174.66% |
| Missouri Total |
100.00% |
3,112,536 |
$97,329,393 |
$100,542,729 |
$7,550 |
$47,953,765 |
$47,896,762 |
47.64% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$3,645 |
$-47,130 |
|
| Missouri Total |
100.00% |
108,911 |
$213,067,406 |
$208,603,416 |
$889 |
$152,451,260 |
$153,251,127 |
73.47% |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
0 |
$959 |
$1,284 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
3,564 |
$3,723,383 |
$3,655,670 |
$0 |
$2,811,957 |
$3,205,589 |
87.69% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
60 |
$527,176 |
$527,176 |
$0 |
$501,073 |
$428,025 |
81.19% |
| Missouri Total |
100.00% |
341,640 |
$1,240,919,214 |
$1,219,533,648 |
$0 |
$912,495,981 |
$905,765,691 |
74.27% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.06% |
6,013 |
$197,821 |
$0 |
$311,297 |
$60,777 |
157.36% |
| Missouri Total |
100.00% |
251,725 |
$18,693,496 |
$0 |
$12,039,223 |
$1,585,212 |
64.40% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$17 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
1,121,340 |
$252,694,869 |
$257,839,761 |
$192,170 |
$197,779,613 |
$212,375,298 |
82.37% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
135 |
$494,268 |
$506,930 |
$0 |
$241,503 |
$232,276 |
45.82% |
| Missouri Total |
100.00% |
1,843,101 |
$135,460,118 |
$135,630,719 |
$4,760 |
$93,888,837 |
$93,532,440 |
68.96% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
13 |
$41,900 |
$42,543 |
$0 |
$17,293 |
$16,608 |
39.04% |
| Missouri Total |
100.00% |
180,339 |
$217,061,714 |
$217,168,567 |
$0 |
$168,815,502 |
$168,310,399 |
77.50% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.47% |
4,107 |
$197,068 |
$508,961 |
$0 |
$275,393 |
$196,732 |
38.65% |
| Missouri Total |
100.00% |
133,852 |
$13,404,416 |
$14,917,008 |
$0 |
$6,243,141 |
$4,711,093 |
31.58% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
13 |
$1,904 |
$2,145 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
118,074 |
$15,946,311 |
$16,117,968 |
$0 |
$6,409,783 |
$6,995,102 |
43.40% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
61 |
$31,223 |
$0 |
$1,148 |
$824 |
3.68% |
| Missouri Total |
100.00% |
2,832,492 |
$447,738,187 |
$1,506,242 |
$523,710,194 |
$185,062,694 |
116.97% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.17% |
3,043 |
$688,684 |
$720,708 |
$0 |
$383,916 |
$247,124 |
34.29% |
| Missouri Total |
100.00% |
785,239 |
$58,883,142 |
$59,145,160 |
$0 |
$27,889,908 |
$27,623,899 |
46.71% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$438 |
$438 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
136,156 |
$105,387,618 |
$103,445,226 |
$6,069,332 |
$61,752,219 |
$57,928,897 |
56.00% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.27% |
1,803 |
$753,622 |
$737,637 |
$0 |
$207,270 |
$212,152 |
28.76% |
| Missouri Total |
100.00% |
240,193 |
$33,260,202 |
$33,292,598 |
$5,423 |
$14,973,051 |
$15,018,085 |
45.11% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.50% |
683 |
$1,040,281 |
$1,033,382 |
$0 |
$366,319 |
$674,082 |
65.23% |
| Missouri Total |
100.00% |
126,761 |
$207,496,536 |
$193,756,171 |
$235,333 |
$128,905,231 |
$163,123,353 |
84.19% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
99 |
$385,473 |
$402,263 |
$0 |
$222,167 |
$205,628 |
51.12% |
| Missouri Total |
100.00% |
190,803 |
$391,032,013 |
$387,818,011 |
$0 |
$294,933,638 |
$300,142,075 |
77.39% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
20 |
$1,757 |
$0 |
$5,585 |
$0 |
317.87% |
| Missouri Total |
100.00% |
278,551 |
$1,192,968,099 |
$34,403,385 |
$1,258,219,180 |
$0 |
105.47% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.57% |
4,796 |
$4,479,384 |
$4,296,078 |
$0 |
$473,347 |
$386,078 |
8.99% |
| Missouri Total |
100.00% |
260,213 |
$68,187,490 |
$68,789,302 |
$1,341 |
$31,174,856 |
$32,705,387 |
47.54% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
614 |
$343,907 |
$0 |
$130,300 |
$24,416 |
37.89% |
| Missouri Total |
100.00% |
755,539 |
$457,331,590 |
$9,032,450 |
$360,743,348 |
$170,696,118 |
78.88% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
5,078 |
$445,327 |
$0 |
$375,528 |
$33,968 |
84.33% |
| Missouri Total |
100.00% |
1,801,980 |
$786,350,923 |
$299,868,378 |
$863,513,981 |
$61,583,420 |
109.81% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
15,394 |
$8,738,310 |
$8,887,188 |
$0 |
$2,835,339 |
$2,739,554 |
30.83% |
| Missouri Total |
100.00% |
11,785,508 |
$7,733,794,910 |
$7,669,980,899 |
$6,519,910 |
$5,911,322,986 |
$5,976,131,069 |
77.92% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
4,969 |
$1,390,428 |
$1,696,682 |
$0 |
$1,182,320 |
$1,014,490 |
59.79% |
| Missouri Total |
100.00% |
9,396,116 |
$5,486,190,042 |
$5,454,628,664 |
$205,369 |
$4,263,189,480 |
$4,288,010,354 |
78.61% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
6,074 |
$229,044 |
$0 |
$312,445 |
$61,601 |
136.41% |
| Missouri Total |
100.00% |
3,993,692 |
$2,842,665,037 |
$6,404,960 |
$3,232,222,483 |
$209,024,312 |
113.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
10,425 |
$7,347,882 |
$7,190,506 |
$0 |
$1,653,019 |
$1,725,064 |
23.99% |
| Missouri Total |
100.00% |
2,389,392 |
$2,247,604,868 |
$2,215,352,235 |
$6,314,541 |
$1,648,133,506 |
$1,688,120,715 |
76.20% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
5,712 |
$790,991 |
$0 |
$511,413 |
$58,384 |
64.65% |
| Missouri Total |
100.00% |
3,830,121 |
$7,289,931,657 |
$351,144,401 |
$5,459,702,496 |
$309,934,979 |
74.89% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
11,786 |
$1,020,035 |
$0 |
$823,858 |
$119,985 |
80.77% |
| Missouri Total |
100.00% |
7,823,813 |
$10,132,596,694 |
$357,549,361 |
$8,691,924,979 |
$518,959,291 |
85.78% |