Company Name:
GUARANTEE TRUST LIFE INSURANCE COMPANYCompany Address:
1275 Milwaukee Avenue
Glenview, IL 60025Mailing Address:
1275 Milwaukee Avenue
Glenview, IL 60025Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1944-10-26
| Line |
Authorized Date |
| Accident and Health |
1944-10-26 |
| Life, annuities and endowments |
1944-10-26 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.91% |
2,139 |
$1,661,056 |
$1,668,605 |
$0 |
$950,121 |
$1,001,848 |
60.04% |
| Missouri Total |
100.00% |
4,212,201 |
$87,160,796 |
$87,586,505 |
$0 |
$51,632,494 |
$56,380,230 |
64.37% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
262 |
$348,717 |
$350,302 |
$0 |
$723,063 |
$762,428 |
217.65% |
| Missouri Total |
100.00% |
79,408 |
$144,915,810 |
$144,550,844 |
$77,008 |
$94,952,549 |
$93,731,192 |
64.84% |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.95% |
122 |
$348,261 |
$349,843 |
$0 |
$102,685 |
$108,276 |
30.95% |
| Missouri Total |
100.00% |
22,679 |
$36,690,261 |
$36,569,867 |
$0 |
$26,512,256 |
$27,028,469 |
73.91% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
8 |
$4,629 |
$4,650 |
$0 |
$10,738 |
$11,322 |
243.48% |
| Missouri Total |
100.00% |
662,523 |
$1,957,296,360 |
$1,969,128,831 |
$0 |
$1,613,528,243 |
$1,603,626,587 |
81.44% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
813 |
$1,546,373 |
$1,553,398 |
$0 |
$2,570,813 |
$2,710,776 |
174.51% |
| Missouri Total |
100.00% |
367,486 |
$1,061,400,007 |
$1,061,986,721 |
$0 |
$795,089,132 |
$808,384,127 |
76.12% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.71% |
10,826 |
$1,320,599 |
$0 |
$433,659 |
$123,290 |
32.84% |
| Missouri Total |
100.00% |
369,157 |
$28,058,128 |
$29,790 |
$16,504,778 |
$2,548,256 |
58.82% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
257 |
$372,671 |
$374,365 |
$0 |
$195,042 |
$205,660 |
54.94% |
| Missouri Total |
100.00% |
3,668,323 |
$189,102,059 |
$189,147,382 |
$0 |
$89,172,031 |
$87,528,860 |
46.28% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
21 |
$55,236 |
$55,487 |
$0 |
$34,976 |
$36,880 |
66.47% |
| Missouri Total |
100.00% |
215,564 |
$226,491,723 |
$225,782,304 |
$0 |
$174,595,822 |
$175,866,146 |
77.89% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.57% |
7,400 |
$1,031,959 |
$1,442,014 |
$0 |
$428,809 |
$283,088 |
19.63% |
| Missouri Total |
100.00% |
197,425 |
$22,594,850 |
$25,065,395 |
$0 |
$9,111,668 |
$7,503,831 |
29.94% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
3 |
$106 |
$107 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
72,239 |
$9,211,447 |
$9,155,550 |
$0 |
$4,482,990 |
$4,904,814 |
53.57% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
205 |
$46,032 |
$0 |
$10,134 |
$2,926 |
22.02% |
| Missouri Total |
100.00% |
2,937,935 |
$441,547,932 |
$1,921,557 |
$389,417,306 |
$196,767,469 |
88.19% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.39% |
2,614 |
$772,182 |
$773,343 |
$0 |
$361,217 |
$358,980 |
46.42% |
| Missouri Total |
100.00% |
581,728 |
$55,364,139 |
$56,011,512 |
$0 |
$25,146,994 |
$24,885,905 |
44.43% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
14 |
$9,948 |
$10,536 |
$0 |
$34,281 |
$42,074 |
399.34% |
| Missouri Total |
100.00% |
167,382 |
$370,646,228 |
$370,337,030 |
$2,300 |
$269,723,548 |
$264,857,277 |
71.52% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$437 |
$439 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
154,304 |
$98,855,646 |
$99,404,881 |
$3,529,493 |
$54,171,917 |
$62,204,792 |
62.58% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.52% |
549 |
$183,301 |
$184,059 |
$0 |
$35,212 |
$38,217 |
20.76% |
| Missouri Total |
100.00% |
136,386 |
$35,223,506 |
$36,046,099 |
$8,586 |
$17,334,385 |
$16,536,022 |
45.87% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.46% |
690 |
$937,562 |
$961,314 |
$0 |
$317,486 |
$344,583 |
35.84% |
| Missouri Total |
100.00% |
131,680 |
$201,668,862 |
$188,620,115 |
$122,674 |
$99,526,786 |
$127,448,974 |
67.57% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
229 |
$1,015,333 |
$1,019,335 |
$0 |
$655,472 |
$711,415 |
69.79% |
| Missouri Total |
100.00% |
167,168 |
$332,402,036 |
$336,104,792 |
$147 |
$251,031,533 |
$246,271,450 |
73.27% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
24 |
$2,903 |
$0 |
$12,602 |
$0 |
434.10% |
| Missouri Total |
100.00% |
279,053 |
$1,631,861,118 |
$51,748,396 |
$1,466,679,173 |
$0 |
89.88% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.15% |
2,335 |
$1,928,857 |
$1,938,661 |
$0 |
$311,463 |
$338,307 |
17.45% |
| Missouri Total |
100.00% |
239,225 |
$61,270,452 |
$61,653,241 |
$0 |
$29,411,244 |
$31,827,291 |
51.62% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
644 |
$233,929 |
$0 |
$10,052 |
$17,214 |
4.30% |
| Missouri Total |
100.00% |
765,781 |
$395,958,904 |
$8,651,368 |
$290,161,126 |
$154,906,413 |
73.28% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
6,400 |
$626,507 |
$0 |
$444,593 |
$45,921 |
70.96% |
| Missouri Total |
100.00% |
1,919,642 |
$748,386,360 |
$338,046,133 |
$736,372,964 |
$59,266,757 |
98.39% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
17,457 |
$10,216,628 |
$10,686,458 |
$0 |
$6,731,378 |
$6,953,854 |
65.07% |
| Missouri Total |
100.00% |
14,659,481 |
$6,922,016,805 |
$6,923,691,877 |
$3,843,365 |
$5,312,904,301 |
$5,378,359,740 |
77.68% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
11,025 |
$5,369,008 |
$5,798,771 |
$0 |
$5,016,247 |
$5,120,278 |
88.30% |
| Missouri Total |
100.00% |
12,534,552 |
$4,930,311,792 |
$4,938,575,867 |
$180,165 |
$3,845,987,952 |
$3,880,443,746 |
78.57% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
11,031 |
$1,366,631 |
$0 |
$443,793 |
$126,216 |
32.47% |
| Missouri Total |
100.00% |
4,279,291 |
$3,835,498,700 |
$10,857,272 |
$2,877,637,120 |
$218,222,847 |
75.03% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
6,432 |
$4,847,620 |
$4,887,687 |
$0 |
$1,715,131 |
$1,833,576 |
37.51% |
| Missouri Total |
100.00% |
2,124,929 |
$1,991,705,013 |
$1,985,116,010 |
$3,663,200 |
$1,466,916,349 |
$1,497,915,994 |
75.46% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
7,068 |
$863,339 |
$0 |
$467,247 |
$63,135 |
54.12% |
| Missouri Total |
100.00% |
3,872,877 |
$6,092,339,866 |
$410,027,588 |
$4,978,545,607 |
$291,073,483 |
81.72% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
18,099 |
$2,229,970 |
$0 |
$911,040 |
$189,351 |
40.85% |
| Missouri Total |
100.00% |
8,152,168 |
$9,927,838,566 |
$420,884,860 |
$7,856,182,727 |
$509,296,330 |
79.13% |