Company Name:
GUARANTEE TRUST LIFE INSURANCE COMPANYCompany Address:
1275 Milwaukee Avenue
Glenview, IL 60025Mailing Address:
1275 Milwaukee Avenue
Glenview, IL 60025Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1944-10-26
| Line |
Authorized Date |
| Accident and Health |
1944-10-26 |
| Life, annuities and endowments |
1944-10-26 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
33,752 |
$151,888 |
$151,640 |
$0 |
$58,838 |
$62,113 |
40.96% |
| Missouri Total |
100.00% |
4,056,406 |
$95,433,474 |
$94,870,744 |
$0 |
$45,701,126 |
$52,482,231 |
55.32% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
131 |
$415,379 |
$414,702 |
$0 |
$217,002 |
$229,082 |
55.24% |
| Missouri Total |
100.00% |
103,437 |
$135,911,686 |
$138,782,958 |
$46,597 |
$85,819,359 |
$84,663,539 |
61.00% |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
50 |
$39,994 |
$39,929 |
$0 |
$58,238 |
$61,480 |
153.97% |
| Missouri Total |
100.00% |
18,907 |
$32,203,112 |
$32,174,354 |
$0 |
$23,679,525 |
$23,347,963 |
72.57% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
31 |
$15,016 |
$14,992 |
$0 |
$141,934 |
$149,834 |
999.43% |
| Missouri Total |
100.00% |
643,144 |
$1,734,986,043 |
$1,732,987,386 |
$0 |
$1,460,725,710 |
$1,475,263,750 |
85.13% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
1,351 |
$1,638,648 |
$1,635,979 |
$0 |
$2,864,926 |
$3,024,398 |
184.87% |
| Missouri Total |
100.00% |
350,975 |
$967,933,529 |
$967,269,138 |
$0 |
$734,944,627 |
$744,232,104 |
76.94% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.18% |
11,512 |
$2,153,992 |
$0 |
$442,112 |
$136,174 |
20.53% |
| Missouri Total |
100.00% |
424,444 |
$34,865,411 |
$14,676 |
$16,000,567 |
$3,064,700 |
45.89% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$15 |
$15 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
1,305,895 |
$258,280,702 |
$254,581,547 |
$101,709 |
$182,501,605 |
$193,562,759 |
76.03% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
592 |
$455,555 |
$454,813 |
$0 |
$292,007 |
$308,261 |
67.78% |
| Missouri Total |
100.00% |
3,809,557 |
$190,462,502 |
$190,165,792 |
$0 |
$83,562,105 |
$88,246,389 |
46.40% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
23 |
$53,143 |
$53,056 |
$0 |
$44,974 |
$47,478 |
89.49% |
| Missouri Total |
100.00% |
168,425 |
$222,976,189 |
$221,626,847 |
$0 |
$169,513,720 |
$172,179,604 |
77.69% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.55% |
7,924 |
$1,709,275 |
$1,448,480 |
$0 |
$444,642 |
$505,881 |
34.92% |
| Missouri Total |
100.00% |
222,699 |
$26,096,861 |
$27,714,654 |
$0 |
$9,907,171 |
$8,112,531 |
29.27% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$48 |
$48 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
45,045 |
$6,000,269 |
$6,046,886 |
$0 |
$2,679,796 |
$2,528,155 |
41.81% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
289 |
$28,937 |
$0 |
$30,163 |
$3,991 |
104.24% |
| Missouri Total |
100.00% |
3,033,190 |
$431,403,454 |
$1,514,546 |
$359,258,987 |
$163,667,408 |
83.28% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.45% |
2,515 |
$762,221 |
$786,284 |
$0 |
$384,165 |
$522,775 |
66.49% |
| Missouri Total |
100.00% |
616,596 |
$52,708,199 |
$53,124,343 |
$0 |
$23,629,140 |
$25,479,816 |
47.96% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
18 |
$14,682 |
$5,649 |
$0 |
$31,048 |
$4,701 |
83.22% |
| Missouri Total |
100.00% |
173,241 |
$355,794,204 |
$347,742,236 |
$2,882 |
$252,338,433 |
$255,724,919 |
73.54% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$40 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
32,744 |
$96,311,198 |
$84,040 |
$52,897,047 |
$0 |
54.92% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$437 |
$434 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
149,113 |
$93,938,858 |
$94,168,754 |
$2,594,517 |
$51,194,651 |
$67,333,637 |
71.50% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
259 |
$80,729 |
$80,197 |
$0 |
$32,359 |
$33,471 |
41.74% |
| Missouri Total |
100.00% |
153,438 |
$36,585,400 |
$36,696,997 |
$8,362 |
$19,096,230 |
$22,746,280 |
61.98% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.46% |
751 |
$883,150 |
$897,164 |
$0 |
$201,327 |
$208,273 |
23.21% |
| Missouri Total |
100.00% |
131,359 |
$193,810,804 |
$181,939,093 |
$65,099 |
$92,957,108 |
$105,722,750 |
58.11% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
379 |
$1,533,647 |
$1,522,970 |
$0 |
$1,040,546 |
$1,076,444 |
70.68% |
| Missouri Total |
100.00% |
165,130 |
$324,879,304 |
$321,465,021 |
$73 |
$243,883,414 |
$260,428,319 |
81.01% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
26 |
$4,429 |
$0 |
$4,839 |
$0 |
109.26% |
| Missouri Total |
100.00% |
293,952 |
$1,079,427,402 |
$53,486,559 |
$1,560,890,843 |
$0 |
144.60% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.71% |
2,047 |
$1,583,117 |
$1,572,697 |
$0 |
$137,991 |
$140,938 |
8.96% |
| Missouri Total |
100.00% |
235,491 |
$58,375,685 |
$58,639,713 |
$0 |
$27,492,436 |
$31,366,646 |
53.49% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
645 |
$240,265 |
$0 |
$86,516 |
$17,402 |
36.01% |
| Missouri Total |
100.00% |
829,589 |
$425,122,250 |
$9,199,275 |
$261,285,814 |
$140,263,956 |
61.46% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
6,675 |
$661,023 |
$0 |
$482,009 |
$46,218 |
72.92% |
| Missouri Total |
100.00% |
1,998,651 |
$694,747,666 |
$319,678,240 |
$790,985,364 |
$65,232,265 |
113.85% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
49,826 |
$9,336,944 |
$9,079,049 |
$0 |
$5,949,997 |
$6,375,129 |
70.22% |
| Missouri Total |
100.00% |
14,781,584 |
$6,321,663,058 |
$6,300,472,351 |
$2,820,494 |
$4,786,573,315 |
$4,914,517,495 |
78.00% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
43,855 |
$4,478,961 |
$4,213,654 |
$0 |
$4,122,561 |
$4,388,527 |
104.15% |
| Missouri Total |
100.00% |
12,774,038 |
$4,634,501,331 |
$4,620,799,459 |
$149,561 |
$3,599,832,396 |
$3,659,809,895 |
79.20% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
11,801 |
$2,182,929 |
$0 |
$472,275 |
$140,165 |
21.63% |
| Missouri Total |
100.00% |
4,359,952 |
$3,626,575,837 |
$8,758,448 |
$2,828,770,502 |
$184,260,052 |
78.00% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.29% |
5,971 |
$4,857,983 |
$4,865,395 |
$0 |
$1,827,436 |
$1,986,602 |
40.83% |
| Missouri Total |
100.00% |
2,007,546 |
$1,687,161,727 |
$1,679,672,892 |
$2,670,933 |
$1,186,740,919 |
$1,254,707,600 |
74.70% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
7,347 |
$905,757 |
$0 |
$573,364 |
$63,620 |
63.30% |
| Missouri Total |
100.00% |
4,065,686 |
$5,607,840,555 |
$391,663,711 |
$5,099,613,817 |
$279,794,443 |
90.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
19,148 |
$3,088,686 |
$0 |
$1,045,639 |
$203,785 |
33.85% |
| Missouri Total |
100.00% |
8,425,638 |
$9,234,416,392 |
$400,422,159 |
$7,928,384,319 |
$464,054,495 |
85.86% |