Company Name:
GUARANTEE TRUST LIFE INSURANCE COMPANYCompany Address:
1275 Milwaukee Avenue
Glenview, IL 60025Mailing Address:
1275 Milwaukee Avenue
Glenview, IL 60025Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1944-10-26
| Line |
Authorized Date |
| Accident and Health |
1944-10-26 |
| Life, annuities and endowments |
1944-10-26 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.44% |
65,468 |
$463,106 |
$465,525 |
$0 |
$181,267 |
$175,144 |
37.62% |
| Missouri Total |
100.00% |
4,501,659 |
$105,142,951 |
$105,661,993 |
$0 |
$47,992,224 |
$49,741,908 |
47.08% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
108 |
$56,844 |
$57,141 |
$0 |
$17,620 |
$17,025 |
29.79% |
| Missouri Total |
100.00% |
74,710 |
$128,982,788 |
$129,705,060 |
$46,779 |
$83,277,556 |
$83,056,149 |
64.03% |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.09% |
52 |
$75,068 |
$75,461 |
$0 |
$88,411 |
$85,424 |
113.20% |
| Missouri Total |
100.00% |
3,080 |
$6,885,212 |
$6,967,687 |
$0 |
$3,499,606 |
$3,090,662 |
44.36% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
639 |
$1,025,180 |
$1,030,536 |
$0 |
$893,731 |
$863,540 |
83.80% |
| Missouri Total |
100.00% |
604,391 |
$1,580,839,426 |
$1,606,315,955 |
$0 |
$1,371,899,838 |
$1,296,313,480 |
80.70% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
353 |
$1,256,854 |
$1,263,420 |
$0 |
$1,657,280 |
$1,601,294 |
126.74% |
| Missouri Total |
100.00% |
326,080 |
$886,637,972 |
$900,721,252 |
$0 |
$700,662,436 |
$712,898,312 |
79.15% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.87% |
11,737 |
$1,555,720 |
$0 |
$626,871 |
$133,921 |
40.29% |
| Missouri Total |
100.00% |
437,389 |
$31,965,380 |
$28,318 |
$16,229,948 |
$2,829,636 |
50.77% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.34% |
180 |
$578,576 |
$581,598 |
$0 |
$365,138 |
$352,803 |
60.66% |
| Missouri Total |
100.00% |
13,789,610 |
$171,032,545 |
$170,947,087 |
$0 |
$78,730,474 |
$83,312,347 |
48.74% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
29 |
$415,988 |
$418,161 |
$0 |
$500,242 |
$483,343 |
115.59% |
| Missouri Total |
100.00% |
138,878 |
$200,256,992 |
$198,891,302 |
$0 |
$159,444,458 |
$201,655,337 |
101.39% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.51% |
7,954 |
$1,244,171 |
$1,523,282 |
$0 |
$618,758 |
$505,554 |
33.19% |
| Missouri Total |
100.00% |
235,907 |
$27,568,788 |
$29,733,121 |
$0 |
$11,379,212 |
$9,551,393 |
32.12% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$-235 |
$-235 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
80,364 |
$10,554,160 |
$10,421,575 |
$0 |
$3,432,381 |
$4,060,827 |
38.97% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
233 |
$19,913 |
$0 |
$0 |
$3,375 |
0.00% |
| Missouri Total |
100.00% |
3,204,953 |
$429,762,613 |
$1,551,526 |
$358,404,593 |
$158,027,674 |
83.40% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.74% |
3,288 |
$833,198 |
$828,861 |
$0 |
$619,675 |
$669,782 |
80.81% |
| Missouri Total |
100.00% |
649,269 |
$47,939,093 |
$47,857,335 |
$-910 |
$20,627,176 |
$20,900,265 |
43.67% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
20 |
$700 |
$-3,191 |
$0 |
$14,272 |
$-5,704 |
178.75% |
| Missouri Total |
100.00% |
184,960 |
$328,970,770 |
$336,358,147 |
$1,926 |
$232,737,475 |
$232,951,409 |
69.26% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
8 |
$192 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
34,511 |
$91,593,260 |
$42,509 |
$71,457,947 |
$0 |
78.02% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$418 |
$419 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
148,751 |
$93,012,778 |
$95,149,424 |
$1,698,808 |
$50,660,961 |
$56,931,860 |
59.83% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.34% |
162 |
$110,989 |
$110,773 |
$0 |
$50,235 |
$50,691 |
45.76% |
| Missouri Total |
100.00% |
172,748 |
$32,183,626 |
$32,426,875 |
$7,650 |
$15,128,450 |
$13,588,842 |
41.91% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.44% |
753 |
$819,944 |
$823,803 |
$0 |
$146,968 |
$341,267 |
41.43% |
| Missouri Total |
100.00% |
127,793 |
$185,431,140 |
$170,254,845 |
$1,392 |
$86,279,415 |
$112,634,563 |
66.16% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.64% |
587 |
$1,976,212 |
$1,971,773 |
$0 |
$1,374,299 |
$1,386,841 |
70.33% |
| Missouri Total |
100.00% |
166,488 |
$310,399,602 |
$315,122,856 |
$0 |
$236,360,609 |
$238,049,670 |
75.54% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
16 |
$4,605 |
$0 |
$5,988 |
$0 |
130.03% |
| Missouri Total |
100.00% |
308,596 |
$1,089,198,163 |
$852,692 |
$1,374,264,980 |
$0 |
126.17% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.99% |
1,422 |
$1,068,096 |
$1,067,095 |
$0 |
$103,786 |
$105,577 |
9.89% |
| Missouri Total |
100.00% |
229,187 |
$53,675,196 |
$53,568,411 |
$0 |
$24,403,828 |
$25,131,162 |
46.91% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
645 |
$168,680 |
$0 |
$139,458 |
$15,986 |
82.68% |
| Missouri Total |
100.00% |
709,882 |
$324,914,256 |
$9,376,107 |
$205,976,421 |
$115,558,833 |
63.39% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
6,919 |
$758,610 |
$0 |
$454,968 |
$48,015 |
59.97% |
| Missouri Total |
100.00% |
2,148,119 |
$725,236,838 |
$310,866,850 |
$788,864,126 |
$62,974,366 |
108.77% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
81,019 |
$9,925,109 |
$10,214,422 |
$0 |
$6,631,682 |
$6,632,581 |
64.93% |
| Missouri Total |
100.00% |
25,120,145 |
$5,683,250,070 |
$5,707,913,156 |
$1,836,464 |
$4,303,077,735 |
$4,449,351,407 |
77.95% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
74,785 |
$5,115,552 |
$5,414,889 |
$0 |
$4,322,447 |
$4,084,127 |
75.42% |
| Missouri Total |
100.00% |
23,039,788 |
$4,163,211,436 |
$4,199,721,128 |
$127,598 |
$3,300,392,701 |
$3,367,830,249 |
80.19% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
11,970 |
$1,575,633 |
$0 |
$626,871 |
$137,296 |
39.79% |
| Missouri Total |
100.00% |
4,463,867 |
$3,969,383,796 |
$7,189,017 |
$4,059,025,938 |
$167,425,236 |
102.26% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
6,234 |
$4,809,557 |
$4,799,533 |
$0 |
$2,309,235 |
$2,548,454 |
53.10% |
| Missouri Total |
100.00% |
2,080,357 |
$1,520,038,634 |
$1,508,192,028 |
$1,708,866 |
$1,002,685,034 |
$1,081,521,158 |
71.71% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
7,588 |
$932,087 |
$0 |
$600,414 |
$64,001 |
64.42% |
| Missouri Total |
100.00% |
4,114,754 |
$5,106,846,887 |
$374,495,582 |
$4,765,365,152 |
$251,807,234 |
93.31% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
19,558 |
$2,507,720 |
$0 |
$1,227,285 |
$201,297 |
48.94% |
| Missouri Total |
100.00% |
8,578,621 |
$9,076,230,683 |
$381,684,599 |
$8,824,391,090 |
$419,232,470 |
97.23% |