Company Name:
UNITED STATES FIRE INSURANCE COMPANYCompany Address:
305 MADISON AVENUE
MORRISTOWN, NJ 07960Mailing Address:
305 MADISON AVENUE
MORRISTOWN, NJ 07960Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1882-03-10
| Line |
Authorized Date |
| Accident and Health |
1882-03-10 |
| Fidelity and Surety |
1882-03-10 |
| Liability |
1882-03-10 |
| Miscellaneous |
1882-03-10 |
| Property |
1882-03-10 |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$50 |
|
| Missouri Total |
100.00% |
$3,182,065 |
$3,204,459 |
$555,484 |
$432,096 |
13.48% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$88,874 |
$112,687 |
$116,512 |
$60,365 |
53.57% |
| Missouri Total |
100.00% |
$49,460,665 |
$51,448,150 |
$27,569,025 |
$26,734,442 |
51.96% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-557 |
$-557 |
$0 |
$-1,384 |
248.47% |
| Missouri Total |
100.00% |
$237,445,190 |
$248,038,410 |
$154,682,730 |
$137,117,232 |
55.28% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.57% |
$337,615 |
$523,786 |
$1,226,939 |
$1,151,877 |
219.91% |
| Missouri Total |
100.00% |
$59,009,477 |
$59,232,722 |
$33,517,860 |
$31,719,492 |
53.55% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$280,707 |
$515,187 |
$596,200 |
$243,544 |
47.27% |
| Missouri Total |
100.00% |
$600,330,719 |
$606,012,031 |
$365,600,628 |
$347,788,065 |
57.39% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$702,140 |
$684,593 |
$503,034 |
$-62,855 |
-9.18% |
| Missouri Total |
100.00% |
$743,922,238 |
$784,442,587 |
$459,440,256 |
$412,467,149 |
52.58% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
$348,232 |
$982,422 |
$1,085,532 |
$1,028,770 |
104.72% |
| Missouri Total |
100.00% |
$135,190,717 |
$131,177,501 |
$69,931,682 |
$68,850,387 |
52.49% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$29,965 |
$78,237 |
$0 |
$37 |
0.05% |
| Missouri Total |
100.00% |
$88,842,606 |
$87,650,394 |
$5,546 |
$89,271 |
0.10% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$458 |
$-538 |
|
| Missouri Total |
100.00% |
$25,317,096 |
$22,845,001 |
$9,935,493 |
$3,037,791 |
13.30% |
Farmowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$154 |
|
| Missouri Total |
100.00% |
$113,619,352 |
$111,063,896 |
$99,742,943 |
$102,909,673 |
92.66% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.29% |
$57,453 |
$120,421 |
$0 |
$94,105 |
78.15% |
| Missouri Total |
100.00% |
$20,019,949 |
$20,542,544 |
$8,964,561 |
$6,486,803 |
31.58% |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
378 |
$152,510 |
$152,510 |
$0 |
$22,621 |
$19,988 |
13.11% |
| Missouri Total |
100.00% |
3,963,850 |
$85,322,660 |
$83,068,482 |
$6,585 |
$45,564,463 |
$36,881,093 |
44.40% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
116 |
$83,638 |
$83,638 |
$0 |
$4,936 |
$4,361 |
5.21% |
| Missouri Total |
100.00% |
88,349 |
$154,919,191 |
$156,553,148 |
$82,215 |
$94,458,209 |
$94,571,806 |
60.41% |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.85% |
200 |
$305,914 |
$305,914 |
$0 |
$291,096 |
$257,217 |
84.08% |
| Missouri Total |
100.00% |
19,398 |
$36,154,162 |
$36,023,915 |
$0 |
$26,048,412 |
$27,070,754 |
75.15% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
34 |
$10,030 |
$10,030 |
$0 |
$4,006 |
$3,540 |
35.29% |
| Missouri Total |
100.00% |
868,798 |
$192,108,990 |
$189,886,540 |
$0 |
$135,631,538 |
$141,080,718 |
74.30% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.97% |
1,332 |
$167,917 |
$167,917 |
$0 |
$781,363 |
$690,423 |
411.17% |
| Missouri Total |
100.00% |
55,530 |
$17,354,144 |
$17,478,106 |
$0 |
$14,916,077 |
$10,612,735 |
60.72% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.75% |
575 |
$1,109,779 |
$1,109,779 |
$0 |
$650,600 |
$574,879 |
51.80% |
| Missouri Total |
100.00% |
750,565 |
$147,543,722 |
$146,705,478 |
$0 |
$110,561,963 |
$115,245,737 |
78.56% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-128 |
|
| Missouri Total |
100.00% |
$1,281,526,956 |
$1,224,837,688 |
$787,655,524 |
$756,306,723 |
61.75% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
16 |
$17,711 |
$17,711 |
$0 |
$62,267 |
$32,250 |
182.09% |
| Missouri Total |
100.00% |
693,929 |
$56,765,950 |
$56,974,426 |
$0 |
$25,067,281 |
$23,358,519 |
41.00% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$323,824 |
$323,824 |
$185,337 |
$175,475 |
54.19% |
| Missouri Total |
100.00% |
$211,405,830 |
$223,252,884 |
$128,380,740 |
$83,255,877 |
37.29% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-484 |
|
| Missouri Total |
100.00% |
$26,500,843 |
$27,951,125 |
$12,910,677 |
$4,797,557 |
17.16% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-65 |
|
| Missouri Total |
100.00% |
$7,378,936 |
$7,271,487 |
$16,183,484 |
$16,981,912 |
233.54% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-120 |
|
| Missouri Total |
100.00% |
$116,573,724 |
$118,482,242 |
$45,905,797 |
$21,899,600 |
18.48% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1,663 |
|
| Missouri Total |
100.00% |
$33,167,077 |
$33,546,033 |
$14,673,687 |
$11,468,045 |
34.19% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$734,653 |
$729,026 |
$52,390 |
$-54,348 |
-7.45% |
| Missouri Total |
100.00% |
$601,938,646 |
$616,111,938 |
$304,288,865 |
$287,982,695 |
46.74% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-866 |
|
| Missouri Total |
100.00% |
$493,695,416 |
$488,770,299 |
$254,052,988 |
$258,879,794 |
52.97% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-513 |
|
| Missouri Total |
100.00% |
$586,305,649 |
$583,737,349 |
$368,569,673 |
$372,977,567 |
63.89% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$10,015 |
$6,957 |
$8,174 |
$-41,466 |
-596.03% |
| Missouri Total |
100.00% |
$27,083,268 |
$27,153,288 |
$16,429,441 |
$17,581,581 |
64.75% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.04% |
$-30,627 |
$-26,568 |
$0 |
$-9,336 |
35.14% |
| Missouri Total |
100.00% |
$77,751,856 |
$79,904,922 |
$6,809,571 |
$7,524,160 |
9.42% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
2,651 |
$1,847,499 |
$1,847,499 |
$0 |
$1,816,889 |
$1,582,658 |
85.66% |
| Missouri Total |
100.00% |
12,713,587 |
$7,312,311,563 |
$7,274,695,579 |
$5,294,698 |
$5,673,688,510 |
$5,715,495,860 |
78.57% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$425,932 |
$635,916 |
$1,343,451 |
$1,210,858 |
190.41% |
| Missouri Total |
100.00% |
$438,717,522 |
$454,480,308 |
$266,425,043 |
$251,609,726 |
55.36% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$348,232 |
$982,422 |
$1,085,532 |
$1,028,770 |
104.72% |
| Missouri Total |
100.00% |
$340,216,650 |
$327,447,788 |
$214,954,602 |
$203,921,249 |
62.28% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
2,635 |
$1,829,788 |
$1,829,788 |
$0 |
$1,754,622 |
$1,550,408 |
84.73% |
| Missouri Total |
100.00% |
10,514,539 |
$5,121,340,548 |
$5,112,068,597 |
$209,111 |
$4,073,597,987 |
$4,087,892,605 |
79.97% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-128 |
|
| Missouri Total |
100.00% |
$1,341,160,015 |
$1,283,124,093 |
$824,872,916 |
$791,383,248 |
61.68% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
16 |
$17,711 |
$17,711 |
$0 |
$62,267 |
$32,250 |
182.09% |
| Missouri Total |
100.00% |
2,199,048 |
$2,190,971,015 |
$2,162,626,982 |
$5,085,587 |
$1,600,090,523 |
$1,627,603,255 |
75.26% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-669 |
|
| Missouri Total |
100.00% |
$155,867,385 |
$159,189,839 |
$76,864,434 |
$47,022,591 |
29.54% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1,379 |
|
| Missouri Total |
100.00% |
$2,824,652,648 |
$2,807,501,540 |
$1,673,553,485 |
$1,716,047,558 |
61.12% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$2,882,294 |
$4,050,015 |
$3,774,576 |
$2,580,611 |
63.72% |
| Missouri Total |
100.00% |
$8,304,542,734 |
$8,329,171,627 |
$4,993,465,146 |
$4,871,221,055 |
58.48% |