Company Name:
AMERICAN ALTERNATIVE INSURANCE CORPORATIONCompany Address:
2711 Centerville Road, Suite 400
Wilmington, DE 19808Mailing Address:
555 College Road East
Princeton, NJ 08543Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1923-08-01
| Line |
Authorized Date |
| Accident and Health |
2007-03-26 |
| Fidelity and Surety |
1923-08-01 |
| Liability |
1923-08-01 |
| Miscellaneous |
1923-08-01 |
| Property |
1923-08-01 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.88% |
$3,868,239 |
$3,868,239 |
$841,431 |
$1,372,016 |
35.47% |
| Missouri Total |
100.00% |
$27,859,387 |
$29,015,299 |
$10,538,384 |
$12,307,515 |
42.42% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$1 |
|
| Missouri Total |
100.00% |
$37,658,587 |
$36,129,160 |
$6,613,576 |
$7,290,299 |
20.18% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-20 |
$1 |
$44,897 |
$120,757 |
12,075,700.00% |
| Missouri Total |
100.00% |
$172,790,095 |
$164,496,112 |
$95,772,569 |
$112,639,396 |
68.48% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-21 |
$0 |
$46,275 |
$122,961 |
|
| Missouri Total |
100.00% |
$101,922,362 |
$95,924,740 |
$40,978,791 |
$28,543,461 |
29.76% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,918 |
$2,291 |
$305,533 |
$-397,772 |
-17,362.37% |
| Missouri Total |
100.00% |
$459,276,702 |
$436,744,074 |
$223,446,816 |
$272,547,873 |
62.40% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-3 |
$-3 |
$-5,000 |
$-4,142 |
138,066.67% |
| Missouri Total |
100.00% |
$6,661,981 |
$7,214,389 |
$3,354,778 |
$4,890,487 |
67.79% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-12 |
$-12 |
$0 |
$53,433 |
-445,275.00% |
| Missouri Total |
100.00% |
$29,607,800 |
$27,388,613 |
$23,563,761 |
$22,484,210 |
82.09% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$26 |
|
| Missouri Total |
100.00% |
$333,884,189 |
$322,056,852 |
$156,174,901 |
$198,991,124 |
61.79% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$318,093 |
$304,320 |
$603,084 |
$-3,278,958 |
-1,077.47% |
| Missouri Total |
100.00% |
$919,560,767 |
$880,196,424 |
$422,992,256 |
$461,803,082 |
52.47% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$310 |
$310 |
$0 |
$5,817 |
1,876.45% |
| Missouri Total |
100.00% |
$972,957,110 |
$953,676,890 |
$482,307,479 |
$551,634,548 |
57.84% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1 |
|
| Missouri Total |
100.00% |
$130,503,033 |
$116,128,978 |
$1,037,217 |
$696,118 |
0.60% |
Federal Crop Insurance Corporation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-15 |
|
| Missouri Total |
100.00% |
$257,779,059 |
$256,631,584 |
$88,415,480 |
$128,802,268 |
50.19% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-601 |
|
| Missouri Total |
100.00% |
$25,452,977 |
$24,057,219 |
$6,384,154 |
$6,461,796 |
26.86% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-7,967 |
|
| Missouri Total |
100.00% |
8,755 |
$41,461,786 |
$41,604,711 |
$0 |
$34,776,236 |
$32,119,131 |
77.20% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-22,676 |
|
| Missouri Total |
100.00% |
4,390,337 |
$281,923,352 |
$281,069,003 |
$14,733 |
$850,205,509 |
$170,068,312 |
60.51% |
Individual Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-586,989 |
|
| Missouri Total |
100.00% |
3,570 |
$2,674,533 |
$2,674,576 |
$7,869 |
$988,229 |
$701,901 |
26.24% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$26,374 |
$25,240 |
$11,000 |
$13,095 |
51.88% |
| Missouri Total |
100.00% |
$468,726,395 |
$452,926,290 |
$255,707,018 |
$193,871,063 |
42.80% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$30,947 |
|
| Missouri Total |
100.00% |
$42,215,485 |
$39,993,002 |
$14,130,031 |
$17,611,857 |
44.04% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$66,057 |
$57,478 |
$52,500 |
$2,623,332 |
4,564.06% |
| Missouri Total |
100.00% |
$812,438,840 |
$790,604,319 |
$403,954,350 |
$485,814,545 |
61.45% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$6 |
|
| Missouri Total |
100.00% |
$40,751,072 |
$41,973,084 |
$15,059,074 |
$23,209,442 |
55.30% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
$312,708 |
$295,679 |
$835 |
$25,012 |
8.46% |
| Missouri Total |
100.00% |
$101,713,473 |
$97,825,411 |
$20,721,971 |
$53,455,663 |
54.64% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-617,632 |
|
| Missouri Total |
100.00% |
19,306,788 |
$12,117,109,089 |
$12,162,834,670 |
$12,444,904 |
$10,542,214,819 |
$10,004,580,052 |
82.26% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,862 |
$2,277 |
$391,705 |
$-104,763 |
-4,600.92% |
| Missouri Total |
100.00% |
$902,744,473 |
$859,459,340 |
$449,525,700 |
$513,824,858 |
59.78% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$26 |
|
| Missouri Total |
100.00% |
$659,991,208 |
$646,295,505 |
$302,137,576 |
$372,694,883 |
57.67% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-30,643 |
|
| Missouri Total |
100.00% |
17,248,675 |
$7,594,911,339 |
$7,618,085,733 |
$1,103,538 |
$6,951,838,739 |
$6,341,675,193 |
83.24% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-586,989 |
|
| Missouri Total |
100.00% |
2,058,113 |
$4,522,197,750 |
$4,544,748,937 |
$11,341,366 |
$3,590,376,080 |
$3,662,904,859 |
80.60% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$30,947 |
|
| Missouri Total |
100.00% |
$131,761,785 |
$130,595,885 |
$61,363,768 |
$71,017,211 |
54.38% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$4,593,643 |
$4,553,543 |
$1,900,555 |
$685,914 |
15.06% |
| Missouri Total |
100.00% |
$13,289,137,204 |
$12,930,092,987 |
$6,682,166,058 |
$7,386,134,926 |
57.12% |