Company Name:
AMERICAN ALTERNATIVE INSURANCE CORPORATIONCompany Address:
2711 Centerville Road, Suite 400
Wilmington, DE 19808Mailing Address:
555 College Road East
Princeton, NJ 08543Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1923-08-01
| Line |
Authorized Date |
| Accident and Health |
2007-03-26 |
| Fidelity and Surety |
1923-08-01 |
| Liability |
1923-08-01 |
| Miscellaneous |
1923-08-01 |
| Property |
1923-08-01 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
12.16% |
$3,401,720 |
$3,401,720 |
$500,269 |
$869,730 |
25.57% |
| Missouri Total |
100.00% |
$27,973,649 |
$26,569,172 |
$9,523,276 |
$11,605,855 |
43.68% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1 |
|
| Missouri Total |
100.00% |
$33,167,214 |
$31,666,839 |
$9,803,583 |
$12,934,065 |
40.84% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$70,238 |
$475,496 |
$685,765 |
$603,537 |
126.93% |
| Missouri Total |
100.00% |
$154,309,617 |
$151,091,835 |
$86,726,890 |
$89,086,295 |
58.96% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$30,761 |
$231,124 |
$547,711 |
$562,862 |
243.53% |
| Missouri Total |
100.00% |
$98,566,636 |
$96,261,934 |
$73,606,536 |
$74,040,599 |
76.92% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$121,660 |
$569,007 |
$1,042,597 |
$124,146 |
21.82% |
| Missouri Total |
100.00% |
$392,825,576 |
$378,287,291 |
$200,953,733 |
$278,136,491 |
73.53% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$5,735 |
$26,091 |
$5,000 |
$-5,000 |
-19.16% |
| Missouri Total |
100.00% |
$8,848,917 |
$9,170,989 |
$4,359,009 |
$3,509,920 |
38.27% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$13,282 |
$81,440 |
$40,000 |
$16,840 |
20.68% |
| Missouri Total |
100.00% |
$26,243,637 |
$27,308,857 |
$28,811,062 |
$31,317,001 |
114.68% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$978,449 |
$2,891,697 |
$2,317,960 |
$1,155,741 |
39.97% |
| Missouri Total |
100.00% |
$839,321,410 |
$812,729,697 |
$475,174,001 |
$513,382,530 |
63.17% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$567 |
$667 |
$0 |
$-17,771 |
-2,664.32% |
| Missouri Total |
100.00% |
$900,394,067 |
$887,077,794 |
$487,512,204 |
$541,726,003 |
61.07% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1 |
|
| Missouri Total |
100.00% |
$120,278,590 |
$110,816,181 |
$1,261,315 |
$1,606,091 |
1.45% |
Farm Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-295 |
|
| Missouri Total |
100.00% |
$167,884,777 |
$166,157,091 |
$109,431,889 |
$89,994,272 |
54.16% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-144 |
|
| Missouri Total |
100.00% |
$22,813,848 |
$23,345,360 |
$5,659,764 |
$5,668,444 |
24.28% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-10,248 |
|
| Missouri Total |
100.00% |
10,177 |
$45,112,948 |
$45,717,680 |
$0 |
$31,243,503 |
$32,275,835 |
70.60% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-29,166 |
|
| Missouri Total |
100.00% |
4,740,666 |
$249,117,836 |
$248,967,220 |
$3,672 |
$143,346,900 |
$143,332,711 |
57.57% |
Individual Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$21,610 |
$-349,229 |
|
| Missouri Total |
100.00% |
408 |
$1,195,285 |
$1,195,987 |
$0 |
$466,978 |
$91,424 |
7.64% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$50,081 |
$35,182 |
$0 |
$-543 |
-1.54% |
| Missouri Total |
100.00% |
$412,400,778 |
$410,667,561 |
$222,021,061 |
$301,131,812 |
73.33% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$50,229 |
$0 |
$-8,914 |
-17.75% |
| Missouri Total |
100.00% |
$34,630,502 |
$33,920,691 |
$24,881,051 |
$18,864,526 |
55.61% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$160,583 |
$356,331 |
$0 |
$9,641 |
2.71% |
| Missouri Total |
100.00% |
$724,489,947 |
$708,034,847 |
$367,399,518 |
$485,193,233 |
68.53% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
$279,992 |
$276,243 |
$0 |
$59,019 |
21.36% |
| Missouri Total |
100.00% |
$90,586,888 |
$93,807,032 |
$7,809,174 |
$27,706,565 |
29.54% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$21,610 |
$-388,643 |
|
| Missouri Total |
100.00% |
18,171,889 |
$11,161,724,899 |
$11,180,725,273 |
$10,901,258 |
$8,674,641,000 |
$8,678,005,200 |
77.62% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$241,676 |
$1,383,158 |
$2,321,073 |
$1,302,385 |
94.16% |
| Missouri Total |
100.00% |
$793,736,898 |
$773,022,565 |
$450,009,189 |
$538,348,793 |
69.64% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-295 |
|
| Missouri Total |
100.00% |
$580,270,200 |
$557,235,404 |
$369,589,542 |
$356,781,030 |
64.03% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-39,414 |
|
| Missouri Total |
100.00% |
15,968,414 |
$7,486,291,962 |
$7,481,394,623 |
$539,778 |
$5,879,810,599 |
$5,912,016,735 |
79.02% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$21,610 |
$-349,229 |
|
| Missouri Total |
100.00% |
2,203,482 |
$3,675,434,192 |
$3,699,331,905 |
$10,361,480 |
$2,794,830,401 |
$2,765,988,465 |
74.77% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$50,229 |
$0 |
$-8,914 |
-17.75% |
| Missouri Total |
100.00% |
$120,266,764 |
$117,568,610 |
$55,581,692 |
$65,293,478 |
55.54% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$5,113,068 |
$8,395,227 |
$5,139,302 |
$3,368,847 |
40.13% |
| Missouri Total |
100.00% |
$12,260,533,643 |
$12,042,167,088 |
$6,950,124,717 |
$7,452,044,049 |
61.88% |