Company Name:
AMERICAN ALTERNATIVE INSURANCE CORPORATIONCompany Address:
2711 Centerville Road, Suite 400
Wilmington, DE 19808Mailing Address:
555 College Road East
Princeton, NJ 08543Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1923-08-01
| Line |
Authorized Date |
| Accident and Health |
2007-03-26 |
| Fidelity and Surety |
1923-08-01 |
| Liability |
1923-08-01 |
| Miscellaneous |
1923-08-01 |
| Property |
1923-08-01 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.65% |
$1,382,205 |
$1,382,205 |
$113,865 |
$335,687 |
24.29% |
| Missouri Total |
100.00% |
$24,443,868 |
$24,646,132 |
$11,700,784 |
$11,417,521 |
46.33% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$20 |
|
| Missouri Total |
100.00% |
$29,692,123 |
$28,459,752 |
$4,565,459 |
$4,480,956 |
15.74% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.84% |
$1,097,861 |
$1,037,213 |
$822,179 |
$846,407 |
81.60% |
| Missouri Total |
100.00% |
$130,839,149 |
$125,396,561 |
$75,167,765 |
$77,542,774 |
61.84% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
$511,533 |
$482,430 |
$256,681 |
$220,298 |
45.66% |
| Missouri Total |
100.00% |
$109,421,097 |
$103,580,749 |
$78,297,189 |
$80,183,573 |
77.41% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
$1,152,353 |
$1,159,772 |
$828,746 |
$633,093 |
54.59% |
| Missouri Total |
100.00% |
$366,814,284 |
$344,453,877 |
$203,892,911 |
$247,239,768 |
71.78% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.49% |
$50,533 |
$50,850 |
$1,535 |
$-18,705 |
-36.78% |
| Missouri Total |
100.00% |
$10,417,566 |
$10,002,524 |
$1,913,137 |
$1,973,768 |
19.73% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.78% |
$195,694 |
$196,469 |
$18,685 |
$-78,715 |
-40.06% |
| Missouri Total |
100.00% |
$24,960,622 |
$23,273,707 |
$13,359,942 |
$26,377,290 |
113.34% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-3,010 |
|
| Missouri Total |
100.00% |
$207,196,658 |
$197,389,289 |
$158,646,234 |
$190,913,539 |
96.72% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.75% |
$6,004,533 |
$5,835,523 |
$3,396,070 |
$7,889,401 |
135.20% |
| Missouri Total |
100.00% |
$797,257,088 |
$779,734,022 |
$477,067,576 |
$529,486,128 |
67.91% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,540 |
$1,515 |
$363 |
$-40,881 |
-2,698.42% |
| Missouri Total |
100.00% |
$910,545,380 |
$905,498,903 |
$511,663,293 |
$509,530,063 |
56.27% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-2 |
|
| Missouri Total |
100.00% |
$104,322,367 |
$102,838,326 |
$48,689 |
$997,289 |
0.97% |
Federal Crop Insurance Corporation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-3 |
|
| Missouri Total |
100.00% |
$212,299,076 |
$214,577,475 |
$283,593,902 |
$245,116,359 |
114.23% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$135 |
$0 |
$-106 |
-78.52% |
| Missouri Total |
100.00% |
$23,190,495 |
$23,073,191 |
$15,298,405 |
$15,491,490 |
67.14% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-14,728 |
|
| Missouri Total |
100.00% |
13,075 |
$50,579,436 |
$50,512,204 |
$0 |
$37,065,683 |
$35,840,151 |
70.95% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$-2 |
$-42,432 |
|
| Missouri Total |
100.00% |
4,172,281 |
$239,839,244 |
$239,162,225 |
$9,316 |
$153,746,932 |
$154,114,622 |
64.44% |
Individual Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
32.26% |
0 |
$944,650 |
$944,650 |
$0 |
$1,811,281 |
$-79,007 |
-8.36% |
| Missouri Total |
100.00% |
6,067 |
$2,928,191 |
$2,927,446 |
$0 |
$2,532,127 |
$570,394 |
19.48% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$44,202 |
$44,120 |
$0 |
$-22,967 |
-52.06% |
| Missouri Total |
100.00% |
$416,395,682 |
$410,243,995 |
$203,389,585 |
$205,889,871 |
50.19% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.27% |
$91,419 |
$89,992 |
$0 |
$102 |
0.11% |
| Missouri Total |
100.00% |
$34,492,860 |
$33,501,499 |
$10,543,909 |
$25,383,878 |
75.77% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$579,639 |
$601,643 |
$0 |
$-108,173 |
-17.98% |
| Missouri Total |
100.00% |
$686,860,967 |
$646,958,151 |
$342,573,134 |
$350,359,542 |
54.15% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.27% |
$280,805 |
$265,627 |
$0 |
$21,087 |
7.94% |
| Missouri Total |
100.00% |
$102,919,740 |
$86,383,667 |
$9,953,341 |
$7,721,776 |
8.94% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
0 |
$944,650 |
$944,650 |
$0 |
$1,811,279 |
$-136,167 |
-14.41% |
| Missouri Total |
100.00% |
18,510,813 |
$11,250,055,375 |
$11,264,934,165 |
$10,211,045 |
$8,998,120,067 |
$9,109,306,437 |
80.86% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
$3,007,974 |
$2,926,734 |
$1,927,826 |
$1,602,378 |
54.75% |
| Missouri Total |
100.00% |
$746,588,905 |
$704,944,801 |
$434,681,615 |
$503,382,123 |
71.41% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-3,010 |
|
| Missouri Total |
100.00% |
$531,951,524 |
$523,793,955 |
$443,736,289 |
$425,896,410 |
81.31% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$-2 |
$-57,160 |
|
| Missouri Total |
100.00% |
16,253,060 |
$7,800,314,473 |
$7,835,962,961 |
$673,020 |
$6,329,250,405 |
$6,392,782,880 |
81.58% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
0 |
$944,650 |
$944,650 |
$0 |
$1,811,281 |
$-79,007 |
-8.36% |
| Missouri Total |
100.00% |
2,257,753 |
$3,449,740,902 |
$3,428,971,204 |
$9,538,025 |
$2,668,869,662 |
$2,716,523,557 |
79.22% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$91,419 |
$89,992 |
$0 |
$102 |
0.11% |
| Missouri Total |
100.00% |
$116,288,334 |
$111,015,500 |
$49,161,520 |
$89,934,885 |
81.01% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$11,392,317 |
$11,147,494 |
$5,438,124 |
$9,673,533 |
86.78% |
| Missouri Total |
100.00% |
$11,969,277,839 |
$11,706,681,366 |
$6,947,871,013 |
$7,192,344,404 |
61.44% |