Company Name:
AMERICAN ALTERNATIVE INSURANCE CORPORATIONCompany Address:
2711 Centerville Road, Suite 400
Wilmington, DE 19808Mailing Address:
555 College Road East
Princeton, NJ 08543Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1923-08-01
| Line |
Authorized Date |
| Accident and Health |
2007-03-26 |
| Fidelity and Surety |
1923-08-01 |
| Liability |
1923-08-01 |
| Miscellaneous |
1923-08-01 |
| Property |
1923-08-01 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.07% |
$1,175,532 |
$1,175,532 |
$373,878 |
$311,168 |
26.47% |
| Missouri Total |
100.00% |
$23,164,903 |
$23,261,662 |
$12,013,439 |
$7,398,327 |
31.80% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-172 |
$-38 |
$0 |
$-240 |
631.58% |
| Missouri Total |
100.00% |
$26,160,894 |
$26,396,978 |
$20,258,557 |
$4,731,075 |
17.92% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.84% |
$1,009,042 |
$1,120,014 |
$548,215 |
$397,109 |
35.46% |
| Missouri Total |
100.00% |
$120,460,964 |
$115,988,926 |
$71,590,256 |
$73,433,062 |
63.31% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.53% |
$467,731 |
$513,165 |
$446,407 |
$388,350 |
75.68% |
| Missouri Total |
100.00% |
$87,554,422 |
$85,369,866 |
$43,449,935 |
$45,739,828 |
53.58% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.37% |
$1,221,354 |
$1,273,909 |
$372,157 |
$410,240 |
32.20% |
| Missouri Total |
100.00% |
$330,948,065 |
$314,398,387 |
$182,753,259 |
$211,829,084 |
67.38% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.66% |
$51,911 |
$53,015 |
$582 |
$-176 |
-0.33% |
| Missouri Total |
100.00% |
$7,922,551 |
$7,546,062 |
$1,185,782 |
$2,004,320 |
26.56% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.89% |
$200,208 |
$204,412 |
$1,000 |
$9,180 |
4.49% |
| Missouri Total |
100.00% |
$22,385,746 |
$21,973,031 |
$11,425,899 |
$18,014,193 |
81.98% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.01% |
$-8,889 |
$-1,949 |
$0 |
$-5,512 |
282.81% |
| Missouri Total |
100.00% |
$175,768,427 |
$169,218,947 |
$92,862,138 |
$102,155,475 |
60.37% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.75% |
$5,758,115 |
$5,454,279 |
$976,358 |
$1,270,779 |
23.30% |
| Missouri Total |
100.00% |
$765,154,261 |
$757,727,151 |
$359,183,322 |
$362,561,045 |
47.85% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-1,324 |
$150 |
$0 |
$-155,479 |
-103,652.67% |
| Missouri Total |
100.00% |
$915,195,966 |
$914,677,526 |
$508,349,147 |
$551,710,463 |
60.32% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-3 |
|
| Missouri Total |
100.00% |
$101,807,287 |
$99,583,648 |
$0 |
$379,969 |
0.38% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$912 |
$1,133 |
$0 |
$99 |
8.74% |
| Missouri Total |
100.00% |
$23,336,853 |
$23,979,466 |
$11,798,697 |
$7,513,671 |
31.33% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
0 |
$14,209 |
$14,209 |
$0 |
$75,204 |
$-19,278 |
-135.67% |
| Missouri Total |
100.00% |
24,164 |
$75,028,575 |
$74,641,495 |
$0 |
$61,272,752 |
$60,648,941 |
81.25% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
0 |
$40,660 |
$40,660 |
$0 |
$18,770 |
$51,600 |
126.91% |
| Missouri Total |
100.00% |
3,794,715 |
$225,795,125 |
$225,657,489 |
$9,729 |
$138,306,273 |
$139,770,213 |
61.94% |
Individual Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
65.77% |
138,105 |
$4,127,530 |
$4,127,530 |
$0 |
$3,198,034 |
$3,623,223 |
87.78% |
| Missouri Total |
100.00% |
141,240 |
$6,276,011 |
$6,276,011 |
$0 |
$3,789,107 |
$4,645,116 |
74.01% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$24,205 |
$24,800 |
$62,250 |
$41,467 |
167.21% |
| Missouri Total |
100.00% |
$398,844,756 |
$386,095,419 |
$161,660,117 |
$162,204,370 |
42.01% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.29% |
$88,602 |
$88,487 |
$0 |
$-1,141 |
-1.29% |
| Missouri Total |
100.00% |
$30,861,668 |
$29,762,374 |
$16,676,086 |
$14,331,535 |
48.15% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$596,224 |
$559,337 |
$10,909 |
$-314,330 |
-56.20% |
| Missouri Total |
100.00% |
$622,056,068 |
$588,684,841 |
$381,691,847 |
$275,653,279 |
46.83% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
$244,364 |
$240,050 |
$391 |
$51,907 |
21.62% |
| Missouri Total |
100.00% |
$78,896,983 |
$75,097,317 |
$8,592,527 |
$4,949,965 |
6.59% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
138,105 |
$4,182,399 |
$4,182,399 |
$0 |
$3,292,008 |
$3,655,545 |
87.40% |
| Missouri Total |
100.00% |
17,298,225 |
$10,842,541,096 |
$10,885,784,298 |
$9,791,953 |
$8,529,870,791 |
$8,533,868,614 |
78.39% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.44% |
$2,950,246 |
$3,164,515 |
$1,368,361 |
$1,204,703 |
38.07% |
| Missouri Total |
100.00% |
$667,634,071 |
$640,831,471 |
$367,785,816 |
$415,325,076 |
64.81% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-8,889 |
$-1,949 |
$0 |
$-5,512 |
282.81% |
| Missouri Total |
100.00% |
$486,373,586 |
$483,547,288 |
$265,151,401 |
$323,865,791 |
66.98% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$54,869 |
$54,869 |
$0 |
$93,974 |
$32,322 |
58.91% |
| Missouri Total |
100.00% |
15,026,804 |
$7,368,815,822 |
$7,399,153,912 |
$462,382 |
$5,979,576,202 |
$5,973,336,105 |
80.73% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
138,105 |
$4,127,530 |
$4,127,530 |
$0 |
$3,198,034 |
$3,623,223 |
87.78% |
| Missouri Total |
100.00% |
2,271,421 |
$3,473,725,274 |
$3,486,630,386 |
$9,329,571 |
$2,550,294,589 |
$2,560,532,509 |
73.44% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$88,602 |
$88,487 |
$0 |
$-1,141 |
-1.29% |
| Missouri Total |
100.00% |
$110,447,806 |
$111,473,765 |
$58,635,152 |
$53,257,814 |
47.78% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$10,827,815 |
$10,706,296 |
$2,792,147 |
$2,403,418 |
22.45% |
| Missouri Total |
100.00% |
$11,414,083,656 |
$11,204,090,533 |
$5,979,529,619 |
$6,102,115,997 |
54.46% |