Company Name:
AMERICAN ALTERNATIVE INSURANCE CORPORATIONCompany Address:
2711 Centerville Road, Suite 400
Wilmington, DE 19808Mailing Address:
555 College Road East
Princeton, NJ 08543Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1923-08-01
| Line |
Authorized Date |
| Accident and Health |
2007-03-26 |
| Fidelity and Surety |
1923-08-01 |
| Liability |
1923-08-01 |
| Miscellaneous |
1923-08-01 |
| Property |
1923-08-01 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.21% |
$1,214,375 |
$1,214,375 |
$719,826 |
$1,129,788 |
93.03% |
| Missouri Total |
100.00% |
$23,294,572 |
$22,304,198 |
$8,362,261 |
$15,846,821 |
71.05% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$231 |
$229 |
$0 |
$177 |
77.29% |
| Missouri Total |
100.00% |
$26,072,281 |
$26,100,591 |
$9,330,255 |
$22,057,894 |
84.51% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.08% |
$1,202,162 |
$1,199,538 |
$352,887 |
$388,414 |
32.38% |
| Missouri Total |
100.00% |
$110,955,536 |
$105,718,876 |
$71,191,761 |
$71,923,830 |
68.03% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.69% |
$544,038 |
$536,643 |
$282,695 |
$305,897 |
57.00% |
| Missouri Total |
100.00% |
$78,772,308 |
$76,069,890 |
$62,597,825 |
$62,700,108 |
82.42% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.45% |
$1,318,003 |
$1,293,716 |
$1,999,864 |
$1,877,976 |
145.16% |
| Missouri Total |
100.00% |
$295,507,209 |
$290,516,466 |
$155,916,859 |
$201,614,460 |
69.40% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.70% |
$51,835 |
$44,125 |
$0 |
$14,005 |
31.74% |
| Missouri Total |
100.00% |
$7,380,426 |
$7,265,014 |
$1,469,953 |
$3,037,569 |
41.81% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.90% |
$193,801 |
$180,414 |
$0 |
$60,363 |
33.46% |
| Missouri Total |
100.00% |
$21,543,258 |
$19,987,315 |
$9,704,811 |
$12,559,781 |
62.84% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$11,948 |
$11,687 |
$0 |
$-2,177 |
-18.63% |
| Missouri Total |
100.00% |
$135,246,907 |
$136,699,359 |
$104,370,616 |
$94,696,818 |
69.27% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.56% |
$4,227,747 |
$3,736,204 |
$1,230,453 |
$1,794,155 |
48.02% |
| Missouri Total |
100.00% |
$756,239,309 |
$750,426,388 |
$440,744,531 |
$464,430,322 |
61.89% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,524 |
$218 |
$103,366 |
$-55,813 |
-25,602.29% |
| Missouri Total |
100.00% |
$920,594,433 |
$922,617,505 |
$507,457,767 |
$517,743,987 |
56.12% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-3 |
|
| Missouri Total |
100.00% |
$96,449,694 |
$94,375,894 |
$9,743 |
$43,904 |
0.05% |
Federal Crop Insurance Corporation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$119 |
|
| Missouri Total |
100.00% |
$198,562,951 |
$200,800,877 |
$53,887,048 |
$59,658,151 |
29.71% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$958 |
$968 |
$0 |
$39 |
4.03% |
| Missouri Total |
100.00% |
$24,250,973 |
$24,064,709 |
$15,218,950 |
$4,421,228 |
18.37% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
142 |
$197,931 |
$197,931 |
$0 |
$48,167 |
$107,167 |
54.14% |
| Missouri Total |
100.00% |
28,633 |
$79,695,463 |
$83,228,161 |
$0 |
$67,896,627 |
$66,781,656 |
80.24% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$-536 |
$-536 |
|
| Missouri Total |
100.00% |
236,229 |
$1,184,636,228 |
$1,179,978,027 |
$0 |
$903,069,529 |
$911,559,550 |
77.25% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
20 |
$95,439 |
$95,439 |
$0 |
$22,696 |
$27,812 |
29.14% |
| Missouri Total |
100.00% |
3,343,635 |
$212,700,682 |
$212,419,098 |
$9,582 |
$139,844,105 |
$141,432,022 |
66.58% |
Growing Crops
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-6 |
|
| Missouri Total |
100.00% |
$13,358,425 |
$13,057,213 |
$5,895,042 |
$8,260,714 |
63.27% |
Individual Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
84.63% |
111,797 |
$3,831,025 |
$3,831,025 |
$0 |
$1,594,130 |
$2,341,921 |
61.13% |
| Missouri Total |
100.00% |
116,651 |
$4,526,904 |
$4,524,823 |
$0 |
$1,651,010 |
$2,512,529 |
55.53% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$25,208 |
$76,988 |
$37,631 |
$33,215 |
43.14% |
| Missouri Total |
100.00% |
$380,069,054 |
$381,268,777 |
$176,117,952 |
$177,232,550 |
46.48% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.30% |
$85,744 |
$93,961 |
$0 |
$9,915 |
10.55% |
| Missouri Total |
100.00% |
$29,029,936 |
$29,041,237 |
$20,467,000 |
$25,501,445 |
87.81% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$544,405 |
$527,906 |
$0 |
$113,764 |
21.55% |
| Missouri Total |
100.00% |
$633,865,629 |
$602,522,168 |
$350,555,989 |
$475,953,751 |
78.99% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
$227,416 |
$219,743 |
$-6,532 |
$-7,645 |
-3.48% |
| Missouri Total |
100.00% |
$71,729,738 |
$71,395,076 |
$6,300,233 |
$1,656,353 |
2.32% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
111,959 |
$4,124,395 |
$4,124,395 |
$0 |
$1,664,457 |
$2,476,364 |
60.04% |
| Missouri Total |
100.00% |
16,482,012 |
$10,499,610,539 |
$10,421,638,811 |
$9,249,439 |
$8,012,819,707 |
$8,027,300,051 |
77.03% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.55% |
$3,309,839 |
$3,254,436 |
$2,635,446 |
$2,646,655 |
81.32% |
| Missouri Total |
100.00% |
$606,871,006 |
$589,258,410 |
$363,253,603 |
$421,903,030 |
71.60% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$11,948 |
$11,687 |
$0 |
$-2,177 |
-18.63% |
| Missouri Total |
100.00% |
$468,585,268 |
$467,425,208 |
$277,353,504 |
$301,445,958 |
64.49% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
162 |
$293,370 |
$293,370 |
$0 |
$70,327 |
$134,443 |
45.83% |
| Missouri Total |
100.00% |
14,217,095 |
$6,943,037,395 |
$6,881,941,443 |
$389,093 |
$5,393,230,226 |
$5,400,281,309 |
78.47% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
111,797 |
$3,831,025 |
$3,831,025 |
$0 |
$1,594,130 |
$2,341,921 |
61.13% |
| Missouri Total |
100.00% |
2,264,917 |
$3,556,573,144 |
$3,539,697,368 |
$8,860,346 |
$2,619,589,481 |
$2,627,018,742 |
74.22% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$85,744 |
$93,961 |
$0 |
$9,915 |
10.55% |
| Missouri Total |
100.00% |
$110,581,910 |
$109,206,859 |
$48,898,385 |
$70,100,715 |
64.19% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$9,649,395 |
$9,136,715 |
$4,720,190 |
$5,662,183 |
61.97% |
| Missouri Total |
100.00% |
$10,964,901,395 |
$10,765,849,375 |
$6,516,872,099 |
$6,932,901,283 |
64.40% |