Company Name:
AMERICAN ALTERNATIVE INSURANCE CORPORATIONCompany Address:
2711 Centerville Road, Suite 400
Wilmington, DE 19808Mailing Address:
555 College Road East
Princeton, NJ 08543Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1923-08-01
| Line |
Authorized Date |
| Accident and Health |
2007-03-26 |
| Fidelity and Surety |
1923-08-01 |
| Liability |
1923-08-01 |
| Miscellaneous |
1923-08-01 |
| Property |
1923-08-01 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.00% |
$993,813 |
$993,813 |
$158,089 |
$51,048 |
5.14% |
| Missouri Total |
100.00% |
$24,815,924 |
$23,122,644 |
$7,419,805 |
$4,753,189 |
20.56% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$227 |
$95 |
$0 |
$46 |
48.42% |
| Missouri Total |
100.00% |
$27,669,389 |
$25,670,642 |
$12,911,930 |
$15,612,038 |
60.82% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.20% |
$1,204,482 |
$1,133,770 |
$409,539 |
$513,006 |
45.25% |
| Missouri Total |
100.00% |
$100,129,998 |
$97,822,943 |
$64,372,919 |
$65,993,777 |
67.46% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.76% |
$533,254 |
$509,861 |
$340,848 |
$317,774 |
62.33% |
| Missouri Total |
100.00% |
$70,505,630 |
$68,931,162 |
$42,329,454 |
$43,293,904 |
62.81% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.57% |
$1,629,308 |
$1,612,593 |
$1,359,588 |
$1,285,202 |
79.70% |
| Missouri Total |
100.00% |
$283,746,186 |
$279,497,195 |
$156,875,245 |
$177,516,187 |
63.51% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.54% |
$37,712 |
$35,808 |
$0 |
$7,179 |
20.05% |
| Missouri Total |
100.00% |
$6,999,460 |
$6,711,067 |
$1,255,932 |
$1,540,025 |
22.95% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.91% |
$172,678 |
$169,160 |
$0 |
$32,873 |
19.43% |
| Missouri Total |
100.00% |
$19,025,617 |
$18,825,480 |
$12,566,153 |
$14,150,102 |
75.16% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$11,499 |
$4,820 |
$0 |
$-12,798 |
-265.52% |
| Missouri Total |
100.00% |
$130,941,330 |
$133,656,795 |
$68,896,938 |
$66,254,244 |
49.57% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
$3,455,602 |
$3,467,798 |
$1,694,677 |
$973,242 |
28.07% |
| Missouri Total |
100.00% |
$738,238,971 |
$734,910,972 |
$364,027,601 |
$376,477,571 |
51.23% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$284 |
$-198 |
$62,890 |
$221,148 |
-111,690.91% |
| Missouri Total |
100.00% |
$933,615,745 |
$932,627,248 |
$492,947,093 |
$582,771,682 |
62.49% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-65 |
|
| Missouri Total |
100.00% |
$93,471,212 |
$93,748,366 |
$34,085 |
$-614,832 |
-0.66% |
Federal Crop Insurance Corporation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-3,609 |
|
| Missouri Total |
100.00% |
$194,100,282 |
$192,316,081 |
$81,073,272 |
$62,056,244 |
32.27% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$974 |
$844 |
$0 |
$-38 |
-4.50% |
| Missouri Total |
100.00% |
$24,099,068 |
$23,807,207 |
$4,711,752 |
$17,957,343 |
75.43% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
80 |
$102,158 |
$102,158 |
$0 |
$8,138 |
$5,444 |
5.33% |
| Missouri Total |
100.00% |
33,261 |
$99,276,507 |
$94,674,641 |
$0 |
$67,789,007 |
$61,572,177 |
65.04% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$-473 |
$-4,078 |
|
| Missouri Total |
100.00% |
237,432 |
$1,155,849,485 |
$1,157,345,761 |
$0 |
$862,070,854 |
$871,260,520 |
75.28% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
45 |
$84,095 |
$84,095 |
$0 |
$30,794 |
$20,470 |
24.34% |
| Missouri Total |
100.00% |
2,756,811 |
$178,579,137 |
$178,814,462 |
$7,424 |
$123,573,149 |
$122,784,216 |
68.67% |
Growing Crops
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-43 |
|
| Missouri Total |
100.00% |
$14,315,194 |
$14,145,304 |
$8,912,468 |
$8,805,497 |
62.25% |
Individual Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
38.01% |
120,003 |
$1,949,699 |
$1,949,699 |
$0 |
$8,349,154 |
$9,317,103 |
477.87% |
| Missouri Total |
100.00% |
126,905 |
$5,129,465 |
$5,065,251 |
$0 |
$10,320,358 |
$11,535,863 |
227.75% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$158,985 |
$173,128 |
$79,380 |
$125,597 |
72.55% |
| Missouri Total |
100.00% |
$374,553,346 |
$370,942,985 |
$173,137,418 |
$174,376,037 |
47.01% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
$93,666 |
$99,872 |
$0 |
$2,444 |
2.45% |
| Missouri Total |
100.00% |
$28,327,347 |
$27,266,161 |
$17,429,362 |
$23,232,734 |
85.21% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$584,442 |
$522,260 |
$0 |
$-121,048 |
-23.18% |
| Missouri Total |
100.00% |
$528,907,596 |
$518,348,063 |
$254,202,200 |
$340,616,278 |
65.71% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.29% |
$214,381 |
$195,315 |
$9,514 |
$57,779 |
29.58% |
| Missouri Total |
100.00% |
$75,082,208 |
$75,636,953 |
$3,893,130 |
$5,396,517 |
7.13% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
120,128 |
$2,135,952 |
$2,135,952 |
$0 |
$8,387,613 |
$9,338,939 |
437.23% |
| Missouri Total |
100.00% |
15,958,589 |
$9,793,285,565 |
$9,792,090,859 |
$8,815,939 |
$7,649,653,511 |
$7,702,672,467 |
78.66% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.63% |
$3,577,434 |
$3,461,192 |
$2,109,975 |
$2,156,034 |
62.29% |
| Missouri Total |
100.00% |
$567,168,353 |
$554,940,913 |
$335,526,183 |
$362,018,311 |
65.24% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$11,499 |
$4,820 |
$0 |
$-12,798 |
-265.52% |
| Missouri Total |
100.00% |
$465,087,166 |
$430,145,030 |
$186,469,218 |
$187,500,800 |
43.59% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
125 |
$186,253 |
$186,253 |
$0 |
$38,459 |
$21,836 |
11.72% |
| Missouri Total |
100.00% |
13,662,000 |
$6,332,888,871 |
$6,317,328,365 |
$468,349 |
$4,902,320,338 |
$4,924,983,653 |
77.96% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
120,003 |
$1,949,699 |
$1,949,699 |
$0 |
$8,349,154 |
$9,317,103 |
477.87% |
| Missouri Total |
100.00% |
2,296,589 |
$3,460,396,694 |
$3,474,762,494 |
$8,347,590 |
$2,747,333,173 |
$2,777,688,814 |
79.94% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$93,666 |
$99,872 |
$0 |
$2,444 |
2.45% |
| Missouri Total |
100.00% |
$113,635,101 |
$113,293,448 |
$46,853,476 |
$64,361,816 |
56.81% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$9,091,307 |
$8,918,939 |
$4,114,525 |
$3,449,737 |
38.68% |
| Missouri Total |
100.00% |
$10,452,526,357 |
$10,257,868,974 |
$5,782,469,749 |
$6,209,192,376 |
60.53% |