Company Name:
AMERICAN ALTERNATIVE INSURANCE CORPORATIONCompany Address:
2711 Centerville Road, Suite 400
Wilmington, DE 19808Mailing Address:
555 College Road East
Princeton, NJ 08543Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1923-08-01
| Line |
Authorized Date |
| Accident and Health |
2007-03-26 |
| Fidelity and Surety |
1923-08-01 |
| Liability |
1923-08-01 |
| Miscellaneous |
1923-08-01 |
| Property |
1923-08-01 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.55% |
$1,018,422 |
$1,018,422 |
$111,444 |
$147,868 |
14.52% |
| Missouri Total |
100.00% |
$22,401,016 |
$22,306,061 |
$7,067,743 |
$6,844,247 |
30.68% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.11% |
$1,072,415 |
$1,057,986 |
$388,257 |
$411,335 |
38.88% |
| Missouri Total |
100.00% |
$96,202,136 |
$92,202,277 |
$61,116,740 |
$62,024,565 |
67.27% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.79% |
$506,416 |
$488,594 |
$301,669 |
$359,966 |
73.67% |
| Missouri Total |
100.00% |
$63,718,933 |
$61,585,914 |
$43,629,749 |
$42,723,387 |
69.37% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.61% |
$1,672,736 |
$1,712,836 |
$491,591 |
$1,765,402 |
103.07% |
| Missouri Total |
100.00% |
$276,130,715 |
$267,829,210 |
$149,469,428 |
$152,058,551 |
56.77% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.43% |
$33,500 |
$33,101 |
$6,520 |
$13,893 |
41.97% |
| Missouri Total |
100.00% |
$7,735,765 |
$7,681,869 |
$2,163,130 |
$2,273,670 |
29.60% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.96% |
$163,184 |
$163,606 |
$0 |
$35,814 |
21.89% |
| Missouri Total |
100.00% |
$17,026,319 |
$16,877,314 |
$11,575,843 |
$9,762,675 |
57.84% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$44,429 |
$4,474 |
$-54,401 |
-122.44% |
| Missouri Total |
100.00% |
$138,878,432 |
$141,490,230 |
$76,433,828 |
$98,392,416 |
69.54% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.50% |
$3,648,590 |
$3,688,361 |
$2,262,632 |
$2,133,926 |
57.86% |
| Missouri Total |
100.00% |
$728,629,554 |
$725,088,654 |
$391,700,000 |
$386,873,909 |
53.36% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-11,277 |
$44,507 |
$84,403 |
$-67,719 |
-152.15% |
| Missouri Total |
100.00% |
$923,742,185 |
$913,935,939 |
$471,685,742 |
$538,321,857 |
58.90% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$396 |
$0 |
$58 |
14.65% |
| Missouri Total |
100.00% |
$93,827,799 |
$93,699,295 |
$462 |
$461,084 |
0.49% |
Farm Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-1,866 |
|
| Missouri Total |
100.00% |
$188,820,646 |
$201,457,774 |
$224,643,509 |
$228,647,548 |
113.50% |
Federal Crop Insurance Corporation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-23,018 |
|
| Missouri Total |
100.00% |
$205,615,940 |
$205,413,747 |
$269,059,305 |
$268,622,440 |
130.77% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$362 |
$362 |
$0 |
$-145 |
-40.06% |
| Missouri Total |
100.00% |
$23,628,130 |
$23,499,581 |
$12,010,929 |
$5,163,611 |
21.97% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
92 |
$101,704 |
$101,704 |
$0 |
$85,318 |
$138,617 |
136.29% |
| Missouri Total |
100.00% |
47,420 |
$126,541,131 |
$131,346,793 |
$0 |
$96,812,461 |
$94,855,503 |
72.22% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$5,155 |
$5,155 |
$0 |
$65,572 |
$-300,146 |
-5,822.42% |
| Missouri Total |
100.00% |
265,597 |
$1,141,910,983 |
$1,142,851,740 |
$0 |
$869,814,187 |
$873,452,937 |
76.43% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
47 |
$95,314 |
$95,314 |
$0 |
$21,027 |
$44,483 |
46.67% |
| Missouri Total |
100.00% |
2,589,371 |
$162,635,242 |
$161,918,619 |
$11,069 |
$112,628,183 |
$115,831,671 |
71.54% |
Growing Crops
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-996 |
|
| Missouri Total |
100.00% |
$10,621,369 |
$10,645,623 |
$6,095,593 |
$3,434,660 |
32.26% |
Individual Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
12.47% |
16,303 |
$849,516 |
$849,516 |
$0 |
$1,175,115 |
$1,476,347 |
173.79% |
| Missouri Total |
100.00% |
39,408 |
$6,812,139 |
$6,791,220 |
$0 |
$4,024,159 |
$4,807,619 |
70.79% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$168,473 |
$275,922 |
$60,199 |
$-39,570 |
-14.34% |
| Missouri Total |
100.00% |
$321,625,294 |
$320,345,276 |
$142,529,914 |
$183,122,058 |
57.16% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
$96,950 |
$144,880 |
$0 |
$-11,027 |
-7.61% |
| Missouri Total |
100.00% |
$26,720,496 |
$27,278,471 |
$8,514,950 |
$4,664,529 |
17.10% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$463,060 |
$626,698 |
$35,875 |
$-402,278 |
-64.19% |
| Missouri Total |
100.00% |
$515,140,855 |
$519,234,427 |
$280,461,690 |
$262,963,088 |
50.64% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
$187,322 |
$167,411 |
$6,485 |
$38,560 |
23.03% |
| Missouri Total |
100.00% |
$74,863,849 |
$74,009,927 |
$11,380,934 |
$4,360,230 |
5.89% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
16,442 |
$1,051,689 |
$1,051,689 |
$0 |
$1,347,032 |
$1,359,301 |
129.25% |
| Missouri Total |
100.00% |
15,593,126 |
$9,193,669,241 |
$9,149,411,973 |
$7,762,668 |
$7,311,042,491 |
$7,398,322,417 |
80.86% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.64% |
$3,448,251 |
$3,456,123 |
$1,188,037 |
$2,586,410 |
74.84% |
| Missouri Total |
100.00% |
$541,675,969 |
$525,247,428 |
$316,541,311 |
$325,759,987 |
62.02% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$44,429 |
$4,474 |
$-56,267 |
-126.64% |
| Missouri Total |
100.00% |
$481,097,386 |
$491,632,182 |
$367,147,574 |
$394,860,369 |
80.32% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
139 |
$202,173 |
$202,173 |
$0 |
$171,917 |
$-117,046 |
-57.89% |
| Missouri Total |
100.00% |
13,218,120 |
$6,176,375,862 |
$6,146,129,592 |
$417,598 |
$4,911,623,434 |
$4,896,386,298 |
79.67% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
16,303 |
$849,516 |
$849,516 |
$0 |
$1,175,115 |
$1,476,347 |
173.79% |
| Missouri Total |
100.00% |
2,375,006 |
$3,017,293,379 |
$3,003,282,381 |
$7,345,070 |
$2,399,419,057 |
$2,501,936,119 |
83.31% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$96,950 |
$144,880 |
$0 |
$-11,027 |
-7.61% |
| Missouri Total |
100.00% |
$114,306,152 |
$116,671,497 |
$47,836,377 |
$23,056,520 |
19.76% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$9,020,153 |
$9,467,511 |
$3,753,549 |
$4,305,802 |
45.48% |
| Missouri Total |
100.00% |
$10,032,177,523 |
$9,884,165,752 |
$5,710,273,309 |
$6,012,243,754 |
60.83% |