Company Name:
AMERICAN ALTERNATIVE INSURANCE CORPORATIONCompany Address:
2711 Centerville Road, Suite 400
Wilmington, DE 19808Mailing Address:
555 College Road East
Princeton, NJ 08543Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1923-08-01
| Line |
Authorized Date |
| Accident and Health |
2007-03-26 |
| Fidelity and Surety |
1923-08-01 |
| Liability |
1923-08-01 |
| Miscellaneous |
1923-08-01 |
| Property |
1923-08-01 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.32% |
$873,331 |
$1,229,791 |
$207,088 |
$412,264 |
33.52% |
| Missouri Total |
100.00% |
$20,210,672 |
$20,560,848 |
$9,583,270 |
$4,724,780 |
22.98% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.18% |
$1,052,684 |
$1,029,582 |
$595,178 |
$550,609 |
53.48% |
| Missouri Total |
100.00% |
$89,199,049 |
$86,548,357 |
$59,038,073 |
$59,180,253 |
68.38% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.73% |
$456,950 |
$420,625 |
$134,860 |
$130,594 |
31.05% |
| Missouri Total |
100.00% |
$62,345,709 |
$60,950,303 |
$37,364,798 |
$38,214,534 |
62.70% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.65% |
$1,679,178 |
$1,519,982 |
$615,379 |
$1,316,448 |
86.61% |
| Missouri Total |
100.00% |
$260,260,500 |
$254,195,778 |
$149,857,390 |
$159,836,896 |
62.88% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
$32,955 |
$33,859 |
$5,000 |
$10,950 |
32.34% |
| Missouri Total |
100.00% |
$8,203,925 |
$7,806,756 |
$2,713,864 |
$1,704,091 |
21.83% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.87% |
$164,951 |
$164,308 |
$0 |
$29,782 |
18.13% |
| Missouri Total |
100.00% |
$18,962,292 |
$18,597,359 |
$10,166,128 |
$9,378,543 |
50.43% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$79,090 |
$63,097 |
$0 |
$-8,637 |
-13.69% |
| Missouri Total |
100.00% |
$158,531,063 |
$154,692,159 |
$72,884,571 |
$61,058,828 |
39.47% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.45% |
$3,226,734 |
$3,116,495 |
$708,343 |
$906,862 |
29.10% |
| Missouri Total |
100.00% |
$710,090,975 |
$698,309,645 |
$440,536,532 |
$390,637,732 |
55.94% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$135,691 |
$218,703 |
$176,798 |
$101,927 |
46.61% |
| Missouri Total |
100.00% |
$895,555,364 |
$864,367,723 |
$467,047,374 |
$499,393,157 |
57.78% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$530 |
$134 |
$0 |
$16 |
11.94% |
| Missouri Total |
100.00% |
$97,891,710 |
$97,512,676 |
$-175,429 |
$-197,935 |
-0.20% |
Farm Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$60,525 |
|
| Missouri Total |
100.00% |
$159,761,694 |
$164,993,335 |
$100,994,960 |
$48,104,993 |
29.16% |
Federal Crop Insurance Corporation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-3,040 |
$-3,040 |
$-2,786 |
$19,559 |
-643.39% |
| Missouri Total |
100.00% |
$229,219,788 |
$229,070,813 |
$155,901,319 |
$118,194,671 |
51.60% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$362 |
$361 |
$0 |
$84 |
23.27% |
| Missouri Total |
100.00% |
$23,777,769 |
$22,863,610 |
$5,978,845 |
$16,576,999 |
72.50% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
89 |
$59,711 |
$59,711 |
$0 |
$28,630 |
$60,707 |
101.67% |
| Missouri Total |
100.00% |
301,530 |
$176,373,796 |
$179,721,808 |
$-649 |
$143,196,477 |
$139,197,534 |
77.45% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
0 |
$1,237,498 |
$1,237,498 |
$0 |
$676,997 |
$1,315,618 |
106.31% |
| Missouri Total |
100.00% |
269,933 |
$1,142,248,689 |
$1,151,819,957 |
$0 |
$831,655,694 |
$839,055,845 |
72.85% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
56 |
$144,734 |
$144,734 |
$0 |
$105,111 |
$171,690 |
118.62% |
| Missouri Total |
100.00% |
2,523,566 |
$146,851,719 |
$148,179,250 |
$20,292 |
$111,278,930 |
$114,894,376 |
77.54% |
Growing Crops
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$3,748 |
$3,748 |
$0 |
$1,046 |
27.91% |
| Missouri Total |
100.00% |
$15,012,608 |
$14,960,854 |
$8,702,375 |
$10,682,742 |
71.40% |
Individual Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.72% |
1,005 |
$793,044 |
$793,044 |
$0 |
$716,694 |
$992,990 |
125.21% |
| Missouri Total |
100.00% |
3,464 |
$7,400,524 |
$7,400,524 |
$0 |
$2,908,810 |
$4,553,555 |
61.53% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$420,318 |
$383,292 |
$80,430 |
$82,105 |
21.42% |
| Missouri Total |
100.00% |
$302,520,608 |
$298,344,173 |
$125,065,191 |
$133,537,670 |
44.76% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.74% |
$207,079 |
$212,246 |
$0 |
$11,454 |
5.40% |
| Missouri Total |
100.00% |
$28,011,464 |
$27,930,444 |
$8,456,987 |
$3,501,381 |
12.54% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$839,622 |
$833,445 |
$834,794 |
$574,483 |
68.93% |
| Missouri Total |
100.00% |
$500,303,337 |
$505,217,925 |
$217,749,226 |
$192,888,554 |
38.18% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
$154,461 |
$144,326 |
$423 |
$22,431 |
15.54% |
| Missouri Total |
100.00% |
$73,307,681 |
$73,363,796 |
$20,850,438 |
$32,121,035 |
43.78% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
1,150 |
$2,234,987 |
$2,234,987 |
$0 |
$1,527,432 |
$2,541,005 |
113.69% |
| Missouri Total |
100.00% |
14,394,900 |
$8,566,352,456 |
$8,594,581,451 |
$7,646,916 |
$6,859,950,647 |
$6,979,857,319 |
81.21% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.65% |
$3,386,718 |
$3,168,356 |
$1,350,417 |
$2,038,383 |
64.34% |
| Missouri Total |
100.00% |
$520,522,642 |
$509,016,003 |
$307,540,170 |
$316,917,314 |
62.26% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$79,090 |
$63,097 |
$0 |
$51,888 |
82.24% |
| Missouri Total |
100.00% |
$456,379,064 |
$455,931,601 |
$243,338,154 |
$177,771,548 |
38.99% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
145 |
$1,441,943 |
$1,441,943 |
$0 |
$810,738 |
$1,548,015 |
107.36% |
| Missouri Total |
100.00% |
12,161,229 |
$5,912,472,999 |
$5,932,467,478 |
$486,577 |
$4,734,684,568 |
$4,729,106,823 |
79.72% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
1,005 |
$793,044 |
$793,044 |
$0 |
$716,694 |
$992,990 |
125.21% |
| Missouri Total |
100.00% |
2,233,671 |
$2,653,879,457 |
$2,662,113,973 |
$7,160,339 |
$2,125,266,079 |
$2,250,750,496 |
84.55% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$207,079 |
$212,246 |
$0 |
$11,454 |
5.40% |
| Missouri Total |
100.00% |
$118,842,690 |
$117,930,971 |
$51,180,713 |
$33,554,372 |
28.45% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$9,324,644 |
$9,370,954 |
$3,355,507 |
$4,222,502 |
45.06% |
| Missouri Total |
100.00% |
$9,646,741,891 |
$9,474,468,202 |
$5,389,839,350 |
$5,326,446,312 |
56.22% |