Company Name:
AMERICAN ALTERNATIVE INSURANCE CORPORATIONCompany Address:
2711 Centerville Road, Suite 400
Wilmington, DE 19808Mailing Address:
555 College Road East
Princeton, NJ 08543Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1923-08-01
| Line |
Authorized Date |
| Accident and Health |
2007-03-26 |
| Fidelity and Surety |
1923-08-01 |
| Liability |
1923-08-01 |
| Miscellaneous |
1923-08-01 |
| Property |
1923-08-01 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.52% |
$1,146,719 |
$1,162,291 |
$117,208 |
$-87,970 |
-7.57% |
| Missouri Total |
100.00% |
$20,770,256 |
$22,481,459 |
$8,103,035 |
$10,806,495 |
48.07% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.09% |
$904,985 |
$865,273 |
$591,159 |
$495,377 |
57.25% |
| Missouri Total |
100.00% |
$82,894,808 |
$79,882,130 |
$55,997,900 |
$58,740,249 |
73.53% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.55% |
$322,508 |
$304,004 |
$75,871 |
$62,851 |
20.67% |
| Missouri Total |
100.00% |
$59,045,646 |
$57,606,112 |
$34,404,141 |
$33,634,106 |
58.39% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.43% |
$1,108,243 |
$1,031,188 |
$1,729,774 |
$868,791 |
84.25% |
| Missouri Total |
100.00% |
$260,009,834 |
$252,654,610 |
$128,629,839 |
$148,672,138 |
58.84% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.45% |
$33,428 |
$30,674 |
$377 |
$1,602 |
5.22% |
| Missouri Total |
100.00% |
$7,350,023 |
$7,370,777 |
$1,501,559 |
$2,269,213 |
30.79% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.81% |
$162,093 |
$156,425 |
$0 |
$5,940 |
3.80% |
| Missouri Total |
100.00% |
$19,994,404 |
$19,740,837 |
$11,200,435 |
$13,193,694 |
66.83% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$151,411 |
$243,206 |
$4,357 |
$-26,091 |
-10.73% |
| Missouri Total |
100.00% |
$159,633,112 |
$164,178,492 |
$94,021,760 |
$61,788,774 |
37.64% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
$2,749,724 |
$2,605,733 |
$376,373 |
$910,073 |
34.93% |
| Missouri Total |
100.00% |
$691,235,498 |
$678,287,560 |
$466,032,773 |
$327,522,304 |
48.29% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$311,234 |
$289,995 |
$198,526 |
$271,978 |
93.79% |
| Missouri Total |
100.00% |
$826,679,767 |
$798,627,288 |
$478,911,181 |
$451,241,679 |
56.50% |
Farm Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-690 |
$-689 |
$296,442 |
$169,632 |
-24,620.03% |
| Missouri Total |
100.00% |
$173,970,887 |
$178,607,258 |
$218,441,104 |
$180,346,192 |
100.97% |
Federal Crop Insurance Corporation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.06% |
$-141,870 |
$-141,870 |
$21,032 |
$-40,477 |
28.53% |
| Missouri Total |
100.00% |
$251,288,451 |
$253,916,762 |
$436,525,349 |
$274,910,338 |
108.27% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$360 |
$360 |
$0 |
$-768 |
-213.33% |
| Missouri Total |
100.00% |
$22,676,335 |
$22,014,984 |
$7,647,967 |
$6,622,273 |
30.08% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
25 |
$30,463 |
$30,463 |
$0 |
$289 |
$4,893 |
16.06% |
| Missouri Total |
100.00% |
85,198 |
$207,186,021 |
$208,643,668 |
$0 |
$151,685,312 |
$152,833,979 |
73.25% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
409 |
$1,646,349 |
$1,646,349 |
$0 |
$1,048,417 |
$428,774 |
26.04% |
| Missouri Total |
100.00% |
327,838 |
$1,239,216,740 |
$1,244,763,474 |
$0 |
$923,592,671 |
$937,673,203 |
75.33% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
82 |
$153,743 |
$153,743 |
$0 |
$69,328 |
$35,494 |
23.09% |
| Missouri Total |
100.00% |
2,131,261 |
$151,711,089 |
$151,494,391 |
$27,515 |
$105,597,381 |
$107,054,384 |
70.67% |
Individual Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
27.94% |
6,447 |
$417,279 |
$417,279 |
$0 |
$209,104 |
$331,764 |
79.51% |
| Missouri Total |
100.00% |
23,295 |
$1,493,540 |
$1,493,540 |
$0 |
$347,719 |
$848,221 |
56.79% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$306,270 |
$269,788 |
$190,463 |
$204,252 |
75.71% |
| Missouri Total |
100.00% |
$269,318,307 |
$269,204,255 |
$108,428,992 |
$109,184,866 |
40.56% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.80% |
$219,403 |
$212,412 |
$0 |
$-5,962 |
-2.81% |
| Missouri Total |
100.00% |
$27,260,542 |
$27,008,248 |
$8,753,308 |
$12,224,931 |
45.26% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
$1,166,400 |
$1,161,150 |
$1,569,737 |
$-610,113 |
-52.54% |
| Missouri Total |
100.00% |
$498,061,411 |
$476,078,725 |
$197,983,441 |
$251,260,209 |
52.78% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
$130,388 |
$129,329 |
$0 |
$20,280 |
15.68% |
| Missouri Total |
100.00% |
$73,751,876 |
$75,123,457 |
$7,447,328 |
$-2,125,136 |
-2.83% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
6,963 |
$2,247,834 |
$2,247,834 |
$0 |
$1,327,138 |
$800,925 |
35.63% |
| Missouri Total |
100.00% |
13,433,428 |
$8,132,271,026 |
$8,147,875,452 |
$7,435,705 |
$6,452,592,964 |
$6,519,529,872 |
80.02% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.51% |
$2,531,257 |
$2,387,564 |
$2,397,181 |
$1,434,561 |
60.08% |
| Missouri Total |
100.00% |
$498,803,067 |
$484,633,793 |
$269,435,457 |
$297,584,725 |
61.40% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$150,721 |
$242,517 |
$300,799 |
$143,541 |
59.19% |
| Missouri Total |
100.00% |
$465,445,973 |
$471,198,182 |
$373,460,583 |
$301,165,048 |
63.91% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
516 |
$1,830,555 |
$1,830,555 |
$0 |
$1,118,034 |
$469,161 |
25.63% |
| Missouri Total |
100.00% |
11,283,330 |
$5,727,050,370 |
$5,749,461,436 |
$286,975 |
$4,597,497,313 |
$4,611,181,967 |
80.20% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
6,447 |
$417,279 |
$417,279 |
$0 |
$209,104 |
$331,764 |
79.51% |
| Missouri Total |
100.00% |
2,150,098 |
$2,405,220,656 |
$2,398,414,016 |
$7,148,730 |
$1,855,095,651 |
$1,908,347,905 |
79.57% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$219,403 |
$212,412 |
$0 |
$-5,962 |
-2.81% |
| Missouri Total |
100.00% |
$126,013,248 |
$137,661,413 |
$46,121,942 |
$28,714,151 |
20.86% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$8,570,606 |
$8,319,269 |
$5,171,319 |
$2,239,395 |
26.92% |
| Missouri Total |
100.00% |
$9,281,403,597 |
$9,110,397,202 |
$5,326,875,791 |
$4,962,116,395 |
54.47% |