Company Name:
AMERICAN ALTERNATIVE INSURANCE CORPORATIONCompany Address:
2711 Centerville Road, Suite 400
Wilmington, DE 19808Mailing Address:
555 College Road East
Princeton, NJ 08543Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1923-08-01
| Line |
Authorized Date |
| Accident and Health |
2007-03-26 |
| Fidelity and Surety |
1923-08-01 |
| Liability |
1923-08-01 |
| Miscellaneous |
1923-08-01 |
| Property |
1923-08-01 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.76% |
$930,813 |
$1,048,893 |
$294,560 |
$102,610 |
9.78% |
| Missouri Total |
100.00% |
$24,747,975 |
$28,213,280 |
$10,094,938 |
$8,623,370 |
30.56% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.09% |
$801,611 |
$809,106 |
$425,022 |
$565,388 |
69.88% |
| Missouri Total |
100.00% |
$73,563,009 |
$72,251,431 |
$46,974,050 |
$45,740,179 |
63.31% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.53% |
$287,614 |
$287,191 |
$220,761 |
$245,229 |
85.39% |
| Missouri Total |
100.00% |
$54,492,447 |
$54,889,116 |
$51,451,857 |
$51,189,453 |
93.26% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
$772,237 |
$743,865 |
$629,444 |
$357,005 |
47.99% |
| Missouri Total |
100.00% |
$233,555,349 |
$233,795,288 |
$134,486,974 |
$77,298,502 |
33.06% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
$29,137 |
$28,831 |
$0 |
$-58,880 |
-204.22% |
| Missouri Total |
100.00% |
$14,562,422 |
$14,369,487 |
$3,930,460 |
$5,335,071 |
37.13% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.79% |
$149,945 |
$149,261 |
$0 |
$-302,907 |
-202.94% |
| Missouri Total |
100.00% |
$19,016,424 |
$18,787,244 |
$9,138,092 |
$8,251,901 |
43.92% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
$334,415 |
$564,639 |
$222,587 |
$-273,486 |
-48.44% |
| Missouri Total |
100.00% |
$143,973,036 |
$127,548,129 |
$511,675,142 |
$187,580,108 |
147.07% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
$2,491,540 |
$2,472,130 |
$2,112,161 |
$403,036 |
16.30% |
| Missouri Total |
100.00% |
$636,825,329 |
$627,924,214 |
$703,032,634 |
$673,757,224 |
107.30% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$264,603 |
$240,107 |
$80,056 |
$300,933 |
125.33% |
| Missouri Total |
100.00% |
$769,309,531 |
$755,858,998 |
$473,625,893 |
$521,822,963 |
69.04% |
Farm Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$255,486 |
$255,486 |
$99,977 |
$-212,009 |
-82.98% |
| Missouri Total |
100.00% |
$151,457,208 |
$156,040,542 |
$413,403,744 |
$476,344,808 |
305.27% |
Federal Crop Insurance Corporation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.04% |
$-99,885 |
$-99,885 |
$8,677,111 |
$2,883,063 |
-2,886.38% |
| Missouri Total |
100.00% |
$225,405,315 |
$217,647,956 |
$490,187,449 |
$633,931,725 |
291.26% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$281 |
$650 |
$0 |
$127 |
19.54% |
| Missouri Total |
100.00% |
$20,946,687 |
$21,088,635 |
$8,399,320 |
$9,276,912 |
43.99% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
26 |
$23,468 |
$23,468 |
$0 |
$17,094 |
$19,197 |
81.80% |
| Missouri Total |
100.00% |
87,007 |
$210,628,599 |
$212,603,261 |
$0 |
$160,926,194 |
$161,360,391 |
75.90% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
497 |
$1,844,952 |
$1,844,952 |
$0 |
$1,549,676 |
$1,509,162 |
81.80% |
| Missouri Total |
100.00% |
326,045 |
$1,206,310,177 |
$1,220,304,803 |
$0 |
$922,953,524 |
$929,551,460 |
76.17% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
82 |
$151,177 |
$151,177 |
$0 |
$213,239 |
$123,662 |
81.80% |
| Missouri Total |
100.00% |
2,036,305 |
$149,044,553 |
$149,533,800 |
$21,496 |
$98,519,019 |
$100,921,166 |
67.49% |
Individual Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.58% |
33 |
$18,488 |
$18,488 |
$0 |
$36,251 |
$-102,617 |
-555.05% |
| Missouri Total |
100.00% |
13,318 |
$1,172,640 |
$1,172,641 |
$0 |
$249,013 |
$1,718,842 |
146.58% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$250,526 |
$241,202 |
$33,555 |
$116,446 |
48.28% |
| Missouri Total |
100.00% |
$251,077,947 |
$245,818,928 |
$107,952,815 |
$106,816,632 |
43.45% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.77% |
$206,430 |
$174,589 |
$0 |
$-90,433 |
-51.80% |
| Missouri Total |
100.00% |
$26,758,217 |
$27,024,112 |
$8,158,460 |
$6,868,410 |
25.42% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
$1,473,618 |
$1,466,283 |
$-69,707 |
$1,274,207 |
86.90% |
| Missouri Total |
100.00% |
$461,691,015 |
$447,268,928 |
$219,280,553 |
$181,607,186 |
40.60% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$123,125 |
$83,520 |
$0 |
$19,157 |
22.94% |
| Missouri Total |
100.00% |
$73,875,392 |
$75,679,268 |
$16,905,456 |
$11,703,432 |
15.46% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
638 |
$2,038,085 |
$2,038,085 |
$0 |
$1,816,260 |
$1,549,404 |
76.02% |
| Missouri Total |
100.00% |
12,500,492 |
$7,974,854,561 |
$7,996,297,423 |
$7,067,469 |
$6,201,891,967 |
$6,312,363,452 |
78.94% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.44% |
$2,040,544 |
$2,018,254 |
$1,275,227 |
$805,835 |
39.93% |
| Missouri Total |
100.00% |
$462,627,613 |
$459,964,494 |
$284,028,221 |
$228,376,591 |
49.65% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$589,901 |
$820,125 |
$322,564 |
$-485,495 |
-59.20% |
| Missouri Total |
100.00% |
$425,452,165 |
$412,290,938 |
$1,012,696,210 |
$752,606,756 |
182.54% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
605 |
$2,019,597 |
$2,019,597 |
$0 |
$1,780,009 |
$1,652,021 |
81.80% |
| Missouri Total |
100.00% |
10,396,531 |
$5,583,093,864 |
$5,607,047,195 |
$196,572 |
$4,420,764,843 |
$4,457,465,833 |
79.50% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
33 |
$18,488 |
$18,488 |
$0 |
$36,251 |
$-102,617 |
-555.05% |
| Missouri Total |
100.00% |
2,103,961 |
$2,391,760,697 |
$2,389,250,228 |
$6,870,897 |
$1,781,127,124 |
$1,854,897,619 |
77.64% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
$206,430 |
$174,589 |
$0 |
$-90,433 |
-51.80% |
| Missouri Total |
100.00% |
$129,221,772 |
$131,629,363 |
$39,892,506 |
$24,836,546 |
18.87% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$8,271,496 |
$8,465,868 |
$12,725,527 |
$5,329,486 |
62.95% |
| Missouri Total |
100.00% |
$8,797,938,375 |
$8,628,677,686 |
$7,047,847,291 |
$6,788,635,323 |
78.68% |