Company Name:
AMERICAN ALTERNATIVE INSURANCE CORPORATIONCompany Address:
2711 Centerville Road, Suite 400
Wilmington, DE 19808Mailing Address:
555 College Road East
Princeton, NJ 08543Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1923-08-01
| Line |
Authorized Date |
| Accident and Health |
2007-03-26 |
| Fidelity and Surety |
1923-08-01 |
| Liability |
1923-08-01 |
| Miscellaneous |
1923-08-01 |
| Property |
1923-08-01 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.58% |
$1,250,482 |
$1,137,270 |
$555,697 |
$797,217 |
70.10% |
| Missouri Total |
100.00% |
$27,325,168 |
$26,941,354 |
$15,695,916 |
$14,622,663 |
54.28% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.31% |
$893,073 |
$857,783 |
$1,168,663 |
$1,108,681 |
129.25% |
| Missouri Total |
100.00% |
$67,973,411 |
$67,092,775 |
$49,185,497 |
$49,373,363 |
73.59% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.62% |
$303,447 |
$264,483 |
$319,121 |
$324,023 |
122.51% |
| Missouri Total |
100.00% |
$48,805,511 |
$49,307,255 |
$48,995,508 |
$50,364,145 |
102.14% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
$790,627 |
$792,695 |
$444,606 |
$6,523 |
0.82% |
| Missouri Total |
100.00% |
$243,315,390 |
$242,282,062 |
$131,212,252 |
$157,399,677 |
64.97% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.35% |
$30,900 |
$30,789 |
$0 |
$-2,434 |
-7.91% |
| Missouri Total |
100.00% |
$8,935,290 |
$8,845,547 |
$11,944,181 |
$16,319,151 |
184.49% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.84% |
$160,034 |
$160,865 |
$0 |
$-12,606 |
-7.84% |
| Missouri Total |
100.00% |
$18,985,703 |
$18,979,158 |
$13,430,615 |
$13,989,339 |
73.71% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.64% |
$844,333 |
$947,424 |
$698,394 |
$803,460 |
84.80% |
| Missouri Total |
100.00% |
$132,096,980 |
$132,862,854 |
$534,785,776 |
$914,391,979 |
688.22% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.43% |
$2,683,475 |
$2,657,225 |
$782,252 |
$1,396,530 |
52.56% |
| Missouri Total |
100.00% |
$623,078,795 |
$617,289,195 |
$781,102,405 |
$1,024,996,965 |
166.05% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$221,855 |
$149,463 |
$85,656 |
$-90,409 |
-60.49% |
| Missouri Total |
100.00% |
$711,838,566 |
$698,167,969 |
$466,741,914 |
$445,394,771 |
63.79% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$1 |
|
| Missouri Total |
100.00% |
$88,645,202 |
$88,150,399 |
$14,839 |
$264,831 |
0.30% |
Farm Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.28% |
$381,433 |
$406,234 |
$250,645 |
$927,034 |
228.20% |
| Missouri Total |
100.00% |
$138,489,888 |
$148,981,708 |
$121,439,901 |
$172,792,428 |
115.98% |
Federal Crop Insurance Corporation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.55% |
$9,664,153 |
$10,559,772 |
$6,056,868 |
$11,198,459 |
106.05% |
| Missouri Total |
100.00% |
$272,261,407 |
$271,832,607 |
$222,742,318 |
$305,042,434 |
112.22% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$1,862 |
$1,657 |
$0 |
$-84 |
-5.07% |
| Missouri Total |
100.00% |
$21,813,242 |
$20,604,814 |
$21,654,301 |
$23,726,307 |
115.15% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
17 |
$30,013 |
$30,013 |
$0 |
$36,395 |
$33,354 |
111.13% |
| Missouri Total |
100.00% |
108,911 |
$213,067,406 |
$208,603,416 |
$889 |
$152,451,260 |
$153,251,127 |
73.47% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
0 |
$128,747 |
$128,747 |
$0 |
$51,979 |
$90,771 |
70.50% |
| Missouri Total |
100.00% |
521,295 |
$2,043,759,231 |
$2,034,772,780 |
$0 |
$1,646,720,986 |
$1,677,153,032 |
82.42% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
608 |
$2,011,586 |
$2,011,586 |
$0 |
$2,306,419 |
$2,168,760 |
107.81% |
| Missouri Total |
100.00% |
341,640 |
$1,240,919,214 |
$1,219,533,648 |
$0 |
$912,495,981 |
$905,765,691 |
74.27% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
97 |
$227,129 |
$227,129 |
$0 |
$193,992 |
$211,512 |
93.12% |
| Missouri Total |
100.00% |
1,843,101 |
$135,460,118 |
$135,630,719 |
$4,760 |
$93,888,837 |
$93,532,440 |
68.96% |
Individual Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.77% |
5,008 |
$141,277 |
$141,277 |
$0 |
$0 |
$115,933 |
82.06% |
| Missouri Total |
100.00% |
15,114 |
$548,182 |
$548,182 |
$0 |
$1,615,795 |
$292,363 |
53.33% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$212,473 |
$217,225 |
$82,863 |
$74,796 |
34.43% |
| Missouri Total |
100.00% |
$225,757,245 |
$224,301,660 |
$95,502,294 |
$102,810,977 |
45.84% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.52% |
$137,547 |
$121,420 |
$0 |
$-21,479 |
-17.69% |
| Missouri Total |
100.00% |
$26,326,999 |
$26,472,722 |
$15,185,561 |
$10,375,129 |
39.19% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
$881,304 |
$879,807 |
$278,369 |
$-611,876 |
-69.55% |
| Missouri Total |
100.00% |
$539,738,707 |
$507,441,650 |
$290,505,798 |
$277,999,437 |
54.78% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$21,556 |
$10,931 |
$0 |
$2,773 |
25.37% |
| Missouri Total |
100.00% |
$71,331,983 |
$75,857,806 |
$915,821 |
$2,823,594 |
3.72% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
5,730 |
$2,538,752 |
$2,538,752 |
$0 |
$2,588,785 |
$2,620,330 |
103.21% |
| Missouri Total |
100.00% |
11,785,508 |
$7,733,794,910 |
$7,669,980,899 |
$6,519,910 |
$5,911,322,986 |
$5,976,131,069 |
77.92% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
$2,178,081 |
$2,106,615 |
$1,932,390 |
$1,424,187 |
67.61% |
| Missouri Total |
100.00% |
$453,329,352 |
$449,144,084 |
$293,673,634 |
$333,884,217 |
74.34% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
$1,225,766 |
$1,353,658 |
$949,039 |
$1,730,494 |
127.84% |
| Missouri Total |
100.00% |
$392,952,320 |
$399,228,408 |
$766,541,068 |
$1,196,005,414 |
299.58% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
722 |
$2,397,475 |
$2,397,475 |
$0 |
$2,588,785 |
$2,504,397 |
104.46% |
| Missouri Total |
100.00% |
9,396,116 |
$5,486,190,042 |
$5,454,628,664 |
$205,369 |
$4,263,189,480 |
$4,288,010,354 |
78.61% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
5,008 |
$141,277 |
$141,277 |
$0 |
$0 |
$115,933 |
82.06% |
| Missouri Total |
100.00% |
2,389,392 |
$2,247,604,868 |
$2,215,352,235 |
$6,314,541 |
$1,648,133,506 |
$1,688,120,715 |
76.20% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$137,547 |
$121,420 |
$0 |
$-21,479 |
-17.69% |
| Missouri Total |
100.00% |
$137,193,063 |
$141,619,550 |
$54,208,628 |
$29,155,168 |
20.59% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
$18,478,554 |
$19,195,043 |
$10,723,134 |
$15,900,609 |
82.84% |
| Missouri Total |
100.00% |
$8,596,852,003 |
$8,512,987,529 |
$7,215,311,579 |
$8,060,392,321 |
94.68% |