Company Name:
AMERICAN ALTERNATIVE INSURANCE CORPORATIONCompany Address:
2711 Centerville Road, Suite 400
Wilmington, DE 19808Mailing Address:
555 College Road East
Princeton, NJ 08543Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1923-08-01
| Line |
Authorized Date |
| Accident and Health |
2007-03-26 |
| Fidelity and Surety |
1923-08-01 |
| Liability |
1923-08-01 |
| Miscellaneous |
1923-08-01 |
| Property |
1923-08-01 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.16% |
$555,811 |
$864,102 |
$1,590,065 |
$-810,059 |
-93.75% |
| Missouri Total |
100.00% |
$25,567,606 |
$25,386,925 |
$13,582,597 |
$12,020,384 |
47.35% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.37% |
$919,597 |
$938,419 |
$172,237 |
$123,783 |
13.19% |
| Missouri Total |
100.00% |
$66,932,024 |
$68,113,590 |
$40,992,950 |
$41,381,049 |
60.75% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.49% |
$226,784 |
$224,956 |
$84,143 |
$83,543 |
37.14% |
| Missouri Total |
100.00% |
$46,363,065 |
$46,936,009 |
$27,901,887 |
$26,760,293 |
57.01% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.34% |
$820,580 |
$829,653 |
$220,449 |
$189,551 |
22.85% |
| Missouri Total |
100.00% |
$243,296,034 |
$246,226,707 |
$133,490,194 |
$118,854,870 |
48.27% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.38% |
$30,363 |
$30,703 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$7,953,305 |
$8,059,404 |
$9,271,720 |
$9,846,957 |
122.18% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.97% |
$164,703 |
$168,472 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$16,956,695 |
$17,022,030 |
$8,827,137 |
$10,146,718 |
59.61% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.76% |
$1,033,633 |
$1,064,938 |
$213,028 |
$-76,444 |
-7.18% |
| Missouri Total |
100.00% |
$131,914,727 |
$134,145,060 |
$55,201,863 |
$46,760,577 |
34.86% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
$2,827,136 |
$2,954,431 |
$680,981 |
$457,286 |
15.48% |
| Missouri Total |
100.00% |
$607,509,479 |
$606,804,684 |
$310,259,666 |
$298,468,703 |
49.19% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$118,383 |
$103,676 |
$137,105 |
$-66,693 |
-64.33% |
| Missouri Total |
100.00% |
$679,862,271 |
$690,205,385 |
$452,712,053 |
$461,544,429 |
66.87% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$16 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$87,756,586 |
$87,451,308 |
$336,994 |
$255,691 |
0.29% |
Farm Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$172,561 |
$178,061 |
$39,259 |
$39,259 |
22.05% |
| Missouri Total |
100.00% |
$101,070,668 |
$92,002,226 |
$95,547,265 |
$75,093,205 |
81.62% |
Federal Crop Insurance Corporation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.59% |
$4,074,214 |
$3,178,596 |
$4,422,843 |
$3,845,013 |
120.97% |
| Missouri Total |
100.00% |
$157,608,227 |
$157,043,111 |
$126,582,374 |
$119,043,321 |
75.80% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$1,514 |
$1,580 |
$0 |
$93 |
5.89% |
| Missouri Total |
100.00% |
$20,805,445 |
$20,566,492 |
$13,613,445 |
$14,143,100 |
68.77% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
36 |
$35,724 |
$35,724 |
$0 |
$14,595 |
$14,595 |
40.85% |
| Missouri Total |
100.00% |
101,066 |
$176,302,725 |
$175,576,748 |
$140,194 |
$111,571,200 |
$113,379,188 |
64.58% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
774 |
$2,390,960 |
$2,390,960 |
$0 |
$2,568,110 |
$2,574,493 |
107.68% |
| Missouri Total |
100.00% |
333,451 |
$1,170,130,926 |
$1,170,358,339 |
$0 |
$857,038,070 |
$863,867,476 |
73.81% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
96 |
$119,431 |
$119,431 |
$0 |
$133,773 |
$133,773 |
112.01% |
| Missouri Total |
100.00% |
873,111 |
$121,571,940 |
$121,543,614 |
$2,131 |
$90,947,812 |
$85,136,915 |
70.05% |
Individual Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
100.00% |
5,425 |
$66,402 |
$66,402 |
$0 |
$0 |
$29,936 |
45.08% |
| Missouri Total |
100.00% |
5,425 |
$66,402 |
$66,402 |
$0 |
$0 |
$29,936 |
45.08% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$208,694 |
$194,581 |
$43,117 |
$16,806 |
8.64% |
| Missouri Total |
100.00% |
$213,958,608 |
$212,889,339 |
$109,685,143 |
$103,375,666 |
48.56% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.43% |
$115,036 |
$110,196 |
$0 |
$43,328 |
39.32% |
| Missouri Total |
100.00% |
$26,921,014 |
$27,263,494 |
$10,839,530 |
$13,497,973 |
49.51% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$889,603 |
$859,850 |
$-12,615 |
$709,149 |
82.47% |
| Missouri Total |
100.00% |
$585,627,179 |
$576,485,720 |
$284,022,044 |
$264,509,677 |
45.88% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$29 |
|
| Missouri Total |
100.00% |
$78,550,219 |
$78,072,741 |
$60,653,909 |
$61,259,839 |
78.47% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
6,331 |
$2,612,517 |
$2,612,517 |
$0 |
$2,716,478 |
$2,752,797 |
105.37% |
| Missouri Total |
100.00% |
11,102,573 |
$7,586,272,242 |
$7,567,880,063 |
$6,265,933 |
$5,759,414,503 |
$5,811,825,025 |
76.80% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.49% |
$2,162,027 |
$2,192,203 |
$476,829 |
$396,877 |
18.10% |
| Missouri Total |
100.00% |
$441,308,880 |
$445,808,731 |
$254,777,010 |
$244,015,159 |
54.74% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.34% |
$1,206,194 |
$1,242,999 |
$252,287 |
$-37,185 |
-2.99% |
| Missouri Total |
100.00% |
$349,246,553 |
$338,155,359 |
$205,023,769 |
$184,332,393 |
54.51% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
906 |
$2,546,115 |
$2,546,115 |
$0 |
$2,716,478 |
$2,722,861 |
106.94% |
| Missouri Total |
100.00% |
8,926,271 |
$5,277,397,178 |
$5,271,709,298 |
$335,774 |
$4,103,463,028 |
$4,123,830,018 |
78.23% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
5,425 |
$66,402 |
$66,402 |
$0 |
$0 |
$29,936 |
45.08% |
| Missouri Total |
100.00% |
2,176,302 |
$2,308,875,064 |
$2,296,170,765 |
$5,930,159 |
$1,655,951,475 |
$1,687,995,007 |
73.51% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$115,036 |
$110,196 |
$0 |
$43,328 |
39.32% |
| Missouri Total |
100.00% |
$145,160,731 |
$145,275,189 |
$44,688,165 |
$44,343,473 |
30.52% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$12,158,612 |
$11,702,230 |
$7,590,612 |
$4,554,644 |
38.92% |
| Missouri Total |
100.00% |
$8,368,410,476 |
$8,301,280,585 |
$4,890,271,388 |
$4,773,232,479 |
57.50% |