Company Name:
AMERICAN ALTERNATIVE INSURANCE CORPORATIONCompany Address:
2711 Centerville Road, Suite 400
Wilmington, DE 19808Mailing Address:
555 College Road East
Princeton, NJ 08543Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1923-08-01
| Line |
Authorized Date |
| Accident and Health |
2007-03-26 |
| Fidelity and Surety |
1923-08-01 |
| Liability |
1923-08-01 |
| Miscellaneous |
1923-08-01 |
| Property |
1923-08-01 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.39% |
$1,510,592 |
$1,550,303 |
$629,861 |
$846,027 |
54.57% |
| Missouri Total |
100.00% |
$28,035,877 |
$27,854,783 |
$11,851,893 |
$5,962,431 |
21.41% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.32% |
$912,715 |
$920,666 |
$879,512 |
$1,091,570 |
118.56% |
| Missouri Total |
100.00% |
$69,154,118 |
$71,801,637 |
$38,620,769 |
$37,867,947 |
52.74% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.44% |
$218,871 |
$221,179 |
$188,680 |
$225,256 |
101.84% |
| Missouri Total |
100.00% |
$49,460,665 |
$51,448,150 |
$27,569,025 |
$26,734,442 |
51.96% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
$742,494 |
$723,770 |
$152,348 |
$614,742 |
84.94% |
| Missouri Total |
100.00% |
$237,445,190 |
$248,038,410 |
$154,682,730 |
$137,117,232 |
55.28% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
$29,954 |
$29,783 |
$5,000 |
$4,000 |
13.43% |
| Missouri Total |
100.00% |
$8,332,300 |
$8,457,490 |
$4,843,583 |
$7,012,584 |
82.92% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.09% |
$166,716 |
$168,847 |
$200,000 |
$-45,000 |
-26.65% |
| Missouri Total |
100.00% |
$15,315,772 |
$15,501,899 |
$7,191,076 |
$11,158,029 |
71.98% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.00% |
$1,126,862 |
$1,031,742 |
$877,478 |
$873,571 |
84.67% |
| Missouri Total |
100.00% |
$112,822,740 |
$110,985,710 |
$60,198,500 |
$61,827,953 |
55.71% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.46% |
$2,778,441 |
$2,679,467 |
$1,977,999 |
$1,660,064 |
61.96% |
| Missouri Total |
100.00% |
$600,330,719 |
$606,012,031 |
$365,600,628 |
$347,788,065 |
57.39% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$200,692 |
$198,100 |
$166,031 |
$-378,524 |
-191.08% |
| Missouri Total |
100.00% |
$743,922,238 |
$784,442,587 |
$459,440,256 |
$412,467,149 |
52.58% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$73 |
$57 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$88,842,606 |
$87,650,394 |
$5,546 |
$89,271 |
0.10% |
Farm Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
$202,281 |
$171,989 |
$66,803 |
$66,803 |
38.84% |
| Missouri Total |
100.00% |
$92,203,193 |
$85,284,577 |
$84,824,420 |
$73,242,909 |
85.88% |
Federal Crop Insurance Corporation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.98% |
$3,616,880 |
$3,616,880 |
$7,309,163 |
$7,966,399 |
220.26% |
| Missouri Total |
100.00% |
$182,472,559 |
$185,361,031 |
$178,876,049 |
$113,704,615 |
61.34% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$1,673 |
$1,792 |
$0 |
$918 |
51.23% |
| Missouri Total |
100.00% |
$20,019,949 |
$20,542,544 |
$8,964,561 |
$6,486,803 |
31.58% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
12 |
$23,816 |
$23,816 |
$0 |
$45,989 |
$48,941 |
205.50% |
| Missouri Total |
100.00% |
88,349 |
$154,919,191 |
$156,553,148 |
$82,215 |
$94,458,209 |
$94,571,806 |
60.41% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
680 |
$2,257,845 |
$2,257,845 |
$0 |
$2,923,777 |
$3,111,403 |
137.80% |
| Missouri Total |
100.00% |
331,001 |
$1,041,682,994 |
$1,042,234,055 |
$0 |
$812,992,214 |
$818,223,529 |
78.51% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
44 |
$95,734 |
$95,734 |
$0 |
$56,458 |
$60,081 |
62.76% |
| Missouri Total |
100.00% |
1,719,031 |
$155,451,272 |
$154,976,542 |
$841 |
$95,511,750 |
$90,523,451 |
58.41% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$207,386 |
$178,093 |
$119,119 |
$147,680 |
82.92% |
| Missouri Total |
100.00% |
$211,405,830 |
$223,252,884 |
$128,380,740 |
$83,255,877 |
37.29% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.41% |
$108,508 |
$87,247 |
$515,000 |
$-152,253 |
-174.51% |
| Missouri Total |
100.00% |
$26,500,843 |
$27,951,125 |
$12,910,677 |
$4,797,557 |
17.16% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$740,307 |
$759,561 |
$2,086,273 |
$2,769,652 |
364.64% |
| Missouri Total |
100.00% |
$601,938,646 |
$616,111,938 |
$304,288,865 |
$287,982,695 |
46.74% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-16 |
|
| Missouri Total |
100.00% |
$77,751,856 |
$79,904,922 |
$6,809,571 |
$7,524,160 |
9.42% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
736 |
$2,377,395 |
$2,377,395 |
$0 |
$3,026,224 |
$3,220,425 |
135.46% |
| Missouri Total |
100.00% |
12,713,587 |
$7,312,311,563 |
$7,274,695,579 |
$5,294,698 |
$5,673,688,510 |
$5,715,495,860 |
78.57% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
$2,070,750 |
$2,064,245 |
$1,425,540 |
$1,890,568 |
91.59% |
| Missouri Total |
100.00% |
$438,717,522 |
$454,480,308 |
$266,425,043 |
$251,609,726 |
55.36% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
$1,329,143 |
$1,203,731 |
$944,281 |
$940,374 |
78.12% |
| Missouri Total |
100.00% |
$340,216,650 |
$327,447,788 |
$214,954,602 |
$203,921,249 |
62.28% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
736 |
$2,377,395 |
$2,377,395 |
$0 |
$3,026,224 |
$3,220,425 |
135.46% |
| Missouri Total |
100.00% |
10,514,539 |
$5,121,340,548 |
$5,112,068,597 |
$209,111 |
$4,073,597,987 |
$4,087,892,605 |
79.97% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$108,508 |
$87,247 |
$515,000 |
$-152,253 |
-174.51% |
| Missouri Total |
100.00% |
$155,867,385 |
$159,189,839 |
$76,864,434 |
$47,022,591 |
29.54% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$12,564,445 |
$12,339,476 |
$15,173,267 |
$15,690,889 |
127.16% |
| Missouri Total |
100.00% |
$8,304,542,734 |
$8,329,171,627 |
$4,993,465,146 |
$4,871,221,055 |
58.48% |