Company Name:
AMERICAN ALTERNATIVE INSURANCE CORPORATIONCompany Address:
2711 Centerville Road, Suite 400
Wilmington, DE 19808Mailing Address:
555 College Road East
Princeton, NJ 08543Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1923-08-01
| Line |
Authorized Date |
| Accident and Health |
2007-03-26 |
| Fidelity and Surety |
1923-08-01 |
| Liability |
1923-08-01 |
| Miscellaneous |
1923-08-01 |
| Property |
1923-08-01 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.70% |
$1,418,430 |
$1,035,575 |
$1,241,411 |
$3,071,559 |
296.60% |
| Missouri Total |
100.00% |
$30,184,694 |
$30,316,999 |
$16,077,301 |
$19,562,911 |
64.53% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.18% |
$912,060 |
$905,381 |
$298,402 |
$196,371 |
21.69% |
| Missouri Total |
100.00% |
$77,057,583 |
$78,921,978 |
$48,940,904 |
$49,540,130 |
62.77% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
$221,446 |
$220,566 |
$207,716 |
$149,728 |
67.88% |
| Missouri Total |
100.00% |
$55,520,797 |
$57,985,862 |
$36,017,749 |
$34,078,969 |
58.77% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.29% |
$742,098 |
$745,470 |
$429,602 |
$886,548 |
118.92% |
| Missouri Total |
100.00% |
$258,154,184 |
$257,360,422 |
$125,225,656 |
$97,952,380 |
38.06% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
$29,760 |
$29,614 |
$0 |
$-9,000 |
-30.39% |
| Missouri Total |
100.00% |
$9,035,215 |
$9,318,286 |
$7,439,679 |
$10,472,913 |
112.39% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.10% |
$174,687 |
$173,151 |
$0 |
$135,000 |
77.97% |
| Missouri Total |
100.00% |
$15,917,096 |
$16,537,312 |
$9,055,000 |
$5,480,603 |
33.14% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.92% |
$1,271,556 |
$1,186,250 |
$1,346,342 |
$1,442,607 |
121.61% |
| Missouri Total |
100.00% |
$138,786,628 |
$140,042,733 |
$59,970,280 |
$61,029,098 |
43.58% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.42% |
$2,606,542 |
$2,534,586 |
$1,105,907 |
$1,776,133 |
70.08% |
| Missouri Total |
100.00% |
$617,263,524 |
$620,689,922 |
$328,059,456 |
$325,579,492 |
52.45% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$152,617 |
$250,750 |
$68,133 |
$462,642 |
184.50% |
| Missouri Total |
100.00% |
$891,058,853 |
$920,403,457 |
$488,936,905 |
$555,612,334 |
60.37% |
Farm Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
$224,309 |
$224,309 |
$61,223 |
$61,223 |
27.29% |
| Missouri Total |
100.00% |
$103,680,088 |
$105,418,823 |
$51,799,797 |
$71,235,870 |
67.57% |
Federal Crop Insurance Corporation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.91% |
$3,977,621 |
$3,977,621 |
$2,062,454 |
$1,930,841 |
48.54% |
| Missouri Total |
100.00% |
$208,573,587 |
$204,938,192 |
$124,404,344 |
$218,037,541 |
106.39% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$1,913 |
$1,817 |
$0 |
$347 |
19.10% |
| Missouri Total |
100.00% |
$20,682,756 |
$20,432,295 |
$13,881,143 |
$12,838,518 |
62.83% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
13 |
$6,562 |
$6,562 |
$0 |
$8,421 |
$30,055 |
458.02% |
| Missouri Total |
100.00% |
79,408 |
$144,915,810 |
$144,550,844 |
$77,008 |
$94,952,549 |
$93,731,192 |
64.84% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
781 |
$1,606,293 |
$1,606,293 |
$0 |
$1,482,584 |
$1,716,529 |
106.86% |
| Missouri Total |
100.00% |
367,486 |
$1,061,400,007 |
$1,061,986,721 |
$0 |
$795,089,132 |
$808,384,127 |
76.12% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
69 |
$167,437 |
$167,437 |
$0 |
$71,193 |
$71,267 |
42.56% |
| Missouri Total |
100.00% |
3,668,323 |
$189,102,059 |
$189,147,382 |
$0 |
$89,172,031 |
$87,528,860 |
46.28% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$118,845 |
$154,054 |
$16,301 |
$-3,976 |
-2.58% |
| Missouri Total |
100.00% |
$223,065,754 |
$231,018,123 |
$112,048,086 |
$134,417,678 |
58.18% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$100,460 |
$99,330 |
$0 |
$527,892 |
531.45% |
| Missouri Total |
100.00% |
$120,777,660 |
$123,366,930 |
$41,025,516 |
$14,102,358 |
11.43% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$825,119 |
$780,749 |
$-72,748 |
$-764,937 |
-97.97% |
| Missouri Total |
100.00% |
$604,569,893 |
$615,621,569 |
$387,895,647 |
$326,778,287 |
53.08% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-11 |
|
| Missouri Total |
100.00% |
$83,321,843 |
$83,851,726 |
$8,959,400 |
$6,638,566 |
7.92% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
863 |
$1,780,292 |
$1,780,292 |
$0 |
$1,562,198 |
$1,817,851 |
102.11% |
| Missouri Total |
100.00% |
14,659,481 |
$6,922,016,805 |
$6,923,691,877 |
$3,843,365 |
$5,312,904,301 |
$5,378,359,740 |
77.68% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.44% |
$2,080,051 |
$2,074,182 |
$935,720 |
$1,358,647 |
65.50% |
| Missouri Total |
100.00% |
$477,550,267 |
$483,398,095 |
$266,550,419 |
$232,551,058 |
48.11% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
$1,495,865 |
$1,410,559 |
$1,407,565 |
$1,503,830 |
106.61% |
| Missouri Total |
100.00% |
$375,864,213 |
$371,145,068 |
$189,278,815 |
$218,124,965 |
58.77% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
863 |
$1,780,292 |
$1,780,292 |
$0 |
$1,562,198 |
$1,817,851 |
102.11% |
| Missouri Total |
100.00% |
12,534,552 |
$4,930,311,792 |
$4,938,575,867 |
$180,165 |
$3,845,987,952 |
$3,880,443,746 |
78.57% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$100,460 |
$99,330 |
$0 |
$527,892 |
531.45% |
| Missouri Total |
100.00% |
$164,271,452 |
$167,197,843 |
$52,799,664 |
$26,633,906 |
15.93% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$12,777,463 |
$12,319,223 |
$6,764,743 |
$9,862,967 |
80.06% |
| Missouri Total |
100.00% |
$8,482,169,798 |
$8,475,190,441 |
$5,193,444,276 |
$5,545,130,263 |
65.43% |