Company Name:
AMERICAN ALTERNATIVE INSURANCE CORPORATIONCompany Address:
2711 Centerville Road, Suite 400
Wilmington, DE 19808Mailing Address:
555 College Road East
Princeton, NJ 08543Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1923-08-01
| Line |
Authorized Date |
| Accident and Health |
2007-03-26 |
| Fidelity and Surety |
1923-08-01 |
| Liability |
1923-08-01 |
| Miscellaneous |
1923-08-01 |
| Property |
1923-08-01 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.72% |
$1,576,611 |
$1,601,293 |
$320,949 |
$568,191 |
35.48% |
| Missouri Total |
100.00% |
$33,388,422 |
$33,883,394 |
$19,256,853 |
$5,255,177 |
15.51% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-3 |
|
| Missouri Total |
100.00% |
$19,710,931 |
$19,914,744 |
$4,046,366 |
$2,532,523 |
12.72% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.04% |
$899,833 |
$813,634 |
$509,210 |
$413,692 |
50.84% |
| Missouri Total |
100.00% |
$86,538,763 |
$87,149,357 |
$46,101,509 |
$46,531,157 |
53.39% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
$225,435 |
$332,712 |
$167,137 |
$183,863 |
55.26% |
| Missouri Total |
100.00% |
$58,387,652 |
$59,263,543 |
$25,355,809 |
$25,958,109 |
43.80% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.35% |
$887,731 |
$887,718 |
$637,159 |
$1,330,739 |
149.91% |
| Missouri Total |
100.00% |
$253,574,124 |
$255,111,322 |
$189,701,291 |
$173,304,828 |
67.93% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
$32,258 |
$32,077 |
$5,000 |
$23,293 |
72.62% |
| Missouri Total |
100.00% |
$9,026,398 |
$9,220,495 |
$3,684,831 |
$1,521,962 |
16.51% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.90% |
$176,548 |
$168,439 |
$0 |
$256,225 |
152.12% |
| Missouri Total |
100.00% |
$19,717,352 |
$19,785,131 |
$8,247,423 |
$7,838,669 |
39.62% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.61% |
$878,872 |
$1,267,205 |
$1,189,260 |
$1,400,558 |
110.52% |
| Missouri Total |
100.00% |
$144,026,467 |
$144,446,977 |
$52,390,607 |
$30,932,182 |
21.41% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.41% |
$2,580,979 |
$2,649,185 |
$1,024,820 |
$1,373,752 |
51.86% |
| Missouri Total |
100.00% |
$624,940,170 |
$624,330,193 |
$333,873,467 |
$302,067,806 |
48.38% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$165,317 |
$138,081 |
$51,253 |
$-783,851 |
-567.67% |
| Missouri Total |
100.00% |
$989,406,000 |
$970,897,495 |
$441,727,642 |
$532,644,865 |
54.86% |
Farm Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.27% |
$179,821 |
$179,821 |
$40,924 |
$128,387 |
71.40% |
| Missouri Total |
100.00% |
$66,097,052 |
$66,050,725 |
$20,900,764 |
$24,899,950 |
37.70% |
Federal Crop Insurance Corporation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.23% |
$2,955,637 |
$2,955,637 |
$1,071,199 |
$1,637,052 |
55.39% |
| Missouri Total |
100.00% |
$132,473,467 |
$130,759,123 |
$50,182,042 |
$64,240,915 |
49.13% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$1,756 |
$1,268 |
$0 |
$-311 |
-24.53% |
| Missouri Total |
100.00% |
$21,914,254 |
$21,387,403 |
$5,210,221 |
$3,731,487 |
17.45% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
469 |
$228,655 |
$228,655 |
$0 |
$52,532 |
$150,605 |
65.87% |
| Missouri Total |
100.00% |
350,975 |
$967,933,529 |
$967,269,138 |
$0 |
$734,944,627 |
$744,232,104 |
76.94% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$220,656 |
$174,565 |
$121,886 |
$110,607 |
63.36% |
| Missouri Total |
100.00% |
$239,442,069 |
$236,471,744 |
$112,810,278 |
$95,566,111 |
40.41% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
$66,416 |
$58,100 |
$85,000 |
$111,882 |
192.57% |
| Missouri Total |
100.00% |
$28,947,064 |
$30,601,130 |
$18,854,499 |
$-8,009,803 |
-26.17% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$890,355 |
$971,137 |
$405,149 |
$-841,935 |
-86.70% |
| Missouri Total |
100.00% |
$575,434,677 |
$590,437,730 |
$260,993,910 |
$258,810,100 |
43.83% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-45 |
|
| Missouri Total |
100.00% |
$86,709,776 |
$77,899,558 |
$13,644,816 |
$14,760,297 |
18.95% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
469 |
$228,655 |
$228,655 |
$0 |
$52,532 |
$150,605 |
65.87% |
| Missouri Total |
100.00% |
14,781,584 |
$6,321,663,058 |
$6,300,472,351 |
$2,820,494 |
$4,786,573,315 |
$4,914,517,495 |
78.00% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.45% |
$2,221,805 |
$2,234,580 |
$1,318,506 |
$2,207,812 |
98.80% |
| Missouri Total |
100.00% |
$495,923,750 |
$499,191,223 |
$316,980,955 |
$302,558,098 |
60.61% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.35% |
$1,058,693 |
$1,447,026 |
$1,230,184 |
$1,528,945 |
105.66% |
| Missouri Total |
100.00% |
$299,223,030 |
$296,828,557 |
$113,754,015 |
$91,289,737 |
30.76% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
469 |
$228,655 |
$228,655 |
$0 |
$52,532 |
$150,605 |
65.87% |
| Missouri Total |
100.00% |
12,774,038 |
$4,634,501,331 |
$4,620,799,459 |
$149,561 |
$3,599,832,396 |
$3,659,809,895 |
79.20% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$66,416 |
$58,100 |
$85,000 |
$111,882 |
192.57% |
| Missouri Total |
100.00% |
$169,414,625 |
$173,191,830 |
$79,077,895 |
$21,078,113 |
12.17% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$11,738,225 |
$12,230,872 |
$5,628,946 |
$5,912,096 |
48.34% |
| Missouri Total |
100.00% |
$8,389,562,041 |
$8,290,577,887 |
$4,565,097,639 |
$4,421,956,843 |
53.34% |