Company Name:
CENTRAL STATES HEALTH & LIFE CO OF OMAHACompany Address:
1212 N 96TH ST
OMAHA, NE 68114Mailing Address:
P.O. Box 34350
Omaha, NE 68134Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1944-11-17
| Line |
Authorized Date |
| Accident and Health |
1944-11-17 |
| Life, annuities and endowments |
1944-11-17 |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
13.22% |
42,757 |
$3,708,436 |
$0 |
$1,422,656 |
$280,283 |
38.36% |
| Missouri Total |
100.00% |
369,157 |
$28,058,128 |
$29,790 |
$16,504,778 |
$2,548,256 |
58.82% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
12 |
$7,318 |
$15,963 |
$0 |
$19,415 |
$49,951 |
312.92% |
| Missouri Total |
100.00% |
1,266,752 |
$256,309,616 |
$254,915,092 |
$101,841 |
$184,783,260 |
$196,034,771 |
76.90% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
105 |
$167,216 |
$168,661 |
$0 |
$154,168 |
$156,689 |
92.90% |
| Missouri Total |
100.00% |
215,564 |
$226,491,723 |
$225,782,304 |
$0 |
$174,595,822 |
$175,866,146 |
77.89% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.53% |
8,721 |
$1,927,765 |
$1,822,700 |
$0 |
$423,407 |
$370,140 |
20.31% |
| Missouri Total |
100.00% |
197,425 |
$22,594,850 |
$25,065,395 |
$0 |
$9,111,668 |
$7,503,831 |
29.94% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
-0.01% |
176 |
$-55,903 |
$0 |
$102,028 |
$3,760 |
-182.51% |
| Missouri Total |
100.00% |
2,937,935 |
$441,547,932 |
$1,921,557 |
$389,417,306 |
$196,767,469 |
88.19% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
7.84% |
173 |
$121,223 |
$0 |
$239,419 |
$1,304 |
197.50% |
| Missouri Total |
100.00% |
21,115 |
$1,547,031 |
$0 |
$1,128,422 |
$135,274 |
72.94% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$1,118 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
34,734 |
$82,238,597 |
$114,856 |
$48,286,363 |
$0 |
58.71% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
21 |
$10,866 |
$11,532 |
$0 |
$67,790 |
$81,682 |
708.31% |
| Missouri Total |
100.00% |
131,680 |
$201,668,862 |
$188,620,115 |
$122,674 |
$99,526,786 |
$127,448,974 |
67.57% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
225 |
$582,583 |
$596,988 |
$0 |
$510,324 |
$515,868 |
86.41% |
| Missouri Total |
100.00% |
167,168 |
$332,402,036 |
$336,104,792 |
$147 |
$251,031,533 |
$246,271,450 |
73.27% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.56% |
51 |
$-5,992 |
$8,777 |
$0 |
$57,246 |
$15,297 |
174.29% |
| Missouri Total |
100.00% |
8,491 |
$1,064,566 |
$688,431 |
$0 |
$630,085 |
$-162,685 |
-23.63% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
7 |
$1,828 |
$1,847 |
$0 |
$200 |
$-236 |
-12.78% |
| Missouri Total |
100.00% |
239,225 |
$61,270,452 |
$61,653,241 |
$0 |
$29,411,244 |
$31,827,291 |
51.62% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
40 |
$22,388 |
$0 |
$70,000 |
$2,207 |
312.67% |
| Missouri Total |
100.00% |
765,781 |
$395,958,904 |
$8,651,368 |
$290,161,126 |
$154,906,413 |
73.28% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
494 |
$139,034 |
$0 |
$247,902 |
$7,917 |
178.30% |
| Missouri Total |
100.00% |
417,017 |
$506,318,432 |
$4,688,405 |
$538,538,821 |
$47,011,494 |
106.36% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
284 |
$65,243 |
$10,186 |
$80,378 |
$2,099 |
138.81% |
| Missouri Total |
100.00% |
1,919,642 |
$748,386,360 |
$338,046,133 |
$736,372,964 |
$59,266,757 |
98.39% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
9,142 |
$2,691,584 |
$2,626,468 |
$0 |
$1,232,550 |
$1,189,391 |
45.28% |
| Missouri Total |
100.00% |
14,659,481 |
$6,922,016,805 |
$6,923,691,877 |
$3,843,365 |
$5,312,904,301 |
$5,378,359,740 |
77.68% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
8,838 |
$2,102,299 |
$2,007,324 |
$0 |
$596,990 |
$576,780 |
28.73% |
| Missouri Total |
100.00% |
12,534,552 |
$4,930,311,792 |
$4,938,575,867 |
$180,165 |
$3,845,987,952 |
$3,880,443,746 |
78.57% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
42,933 |
$3,652,533 |
$0 |
$1,524,684 |
$284,043 |
41.74% |
| Missouri Total |
100.00% |
4,279,291 |
$3,835,498,700 |
$10,857,272 |
$2,877,637,120 |
$218,222,847 |
75.03% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
304 |
$589,285 |
$619,144 |
$0 |
$635,560 |
$612,611 |
98.94% |
| Missouri Total |
100.00% |
2,124,929 |
$1,991,705,013 |
$1,985,116,010 |
$3,663,200 |
$1,466,916,349 |
$1,497,915,994 |
75.46% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
991 |
$349,006 |
$10,186 |
$637,699 |
$13,527 |
185.64% |
| Missouri Total |
100.00% |
3,872,877 |
$6,092,339,866 |
$410,027,588 |
$4,978,545,607 |
$291,073,483 |
81.72% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
43,924 |
$4,001,539 |
$10,186 |
$2,162,383 |
$297,570 |
54.29% |
| Missouri Total |
100.00% |
8,152,168 |
$9,927,838,566 |
$420,884,860 |
$7,856,182,727 |
$509,296,330 |
79.13% |