Company Name:
CENTRAL STATES HEALTH & LIFE CO OF OMAHACompany Address:
1212 N 96TH ST
OMAHA, NE 68114Mailing Address:
P.O. Box 34350
Omaha, NE 68134Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1944-11-17
| Line |
Authorized Date |
| Accident and Health |
1944-11-17 |
| Life, annuities and endowments |
1944-11-17 |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
11.05% |
44,775 |
$3,532,352 |
$0 |
$914,677 |
$259,028 |
25.89% |
| Missouri Total |
100.00% |
437,389 |
$31,965,380 |
$28,318 |
$16,229,948 |
$2,829,636 |
50.77% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
19 |
$15,230 |
$17,466 |
$0 |
$13,648 |
$29,581 |
169.36% |
| Missouri Total |
100.00% |
1,061,393 |
$243,294,314 |
$241,790,431 |
$79,672 |
$161,498,969 |
$188,529,874 |
77.97% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
116 |
$186,042 |
$185,641 |
$0 |
$141,006 |
$137,427 |
74.03% |
| Missouri Total |
100.00% |
138,878 |
$200,256,992 |
$198,891,302 |
$0 |
$159,444,458 |
$201,655,337 |
101.39% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.46% |
7,785 |
$1,781,485 |
$1,679,320 |
$0 |
$336,658 |
$506,832 |
30.18% |
| Missouri Total |
100.00% |
235,907 |
$27,568,788 |
$29,733,121 |
$0 |
$11,379,212 |
$9,551,393 |
32.12% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
2 |
$18,361 |
$11,970 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
80,364 |
$10,554,160 |
$10,421,575 |
$0 |
$3,432,381 |
$4,060,827 |
38.97% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
234 |
$119,734 |
$0 |
$71,982 |
$4,718 |
60.12% |
| Missouri Total |
100.00% |
3,204,953 |
$429,762,613 |
$1,551,526 |
$358,404,593 |
$158,027,674 |
83.40% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$70 |
$-2,036 |
$0 |
$0 |
$-5,439 |
267.14% |
| Missouri Total |
100.00% |
649,269 |
$47,939,093 |
$47,857,335 |
$-910 |
$20,627,176 |
$20,900,265 |
43.67% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.31% |
2,189 |
$63,803 |
$0 |
$135,647 |
$8,518 |
212.60% |
| Missouri Total |
100.00% |
37,443 |
$4,866,381 |
$0 |
$1,681,669 |
$358,772 |
34.56% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$1,097 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
34,511 |
$91,593,260 |
$42,509 |
$71,457,947 |
$0 |
78.02% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
3 |
$3,768 |
$6,155 |
$0 |
$1,216 |
$-8,106 |
-131.70% |
| Missouri Total |
100.00% |
148,751 |
$93,012,778 |
$95,149,424 |
$1,698,808 |
$50,660,961 |
$56,931,860 |
59.83% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
3 |
$337 |
$746 |
$0 |
$0 |
$94 |
12.60% |
| Missouri Total |
100.00% |
172,748 |
$32,183,626 |
$32,426,875 |
$7,650 |
$15,128,450 |
$13,588,842 |
41.91% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
25 |
$21,218 |
$22,980 |
$0 |
$53,240 |
$117,464 |
511.16% |
| Missouri Total |
100.00% |
127,793 |
$185,431,140 |
$170,254,845 |
$1,392 |
$86,279,415 |
$112,634,563 |
66.16% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
298 |
$759,882 |
$772,193 |
$0 |
$563,255 |
$542,253 |
70.22% |
| Missouri Total |
100.00% |
166,488 |
$310,399,602 |
$315,122,856 |
$0 |
$236,360,609 |
$238,049,670 |
75.54% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-1.90% |
619 |
$-26,189 |
$99,811 |
$0 |
$154,906 |
$-70,950 |
-71.08% |
| Missouri Total |
100.00% |
12,778 |
$1,381,915 |
$2,070,383 |
$0 |
$1,241,348 |
$1,388,078 |
67.04% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
57 |
$179,148 |
$170,430 |
$0 |
$57,915 |
$-27,878 |
-16.36% |
| Missouri Total |
100.00% |
229,187 |
$53,675,196 |
$53,568,411 |
$0 |
$24,403,828 |
$25,131,162 |
46.91% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
41 |
$21,076 |
$0 |
$3,000 |
$2,277 |
14.23% |
| Missouri Total |
100.00% |
709,882 |
$324,914,256 |
$9,376,107 |
$205,976,421 |
$115,558,833 |
63.39% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
570 |
$169,409 |
$0 |
$170,860 |
$8,932 |
100.86% |
| Missouri Total |
100.00% |
427,506 |
$507,239,598 |
$4,264,290 |
$394,254,964 |
$43,970,188 |
77.73% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
333 |
$61,294 |
$11,625 |
$104,903 |
$2,309 |
190.11% |
| Missouri Total |
100.00% |
2,148,119 |
$725,236,838 |
$310,866,850 |
$788,864,126 |
$62,974,366 |
108.77% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
8,929 |
$2,939,352 |
$2,964,676 |
$0 |
$1,321,844 |
$1,221,278 |
41.19% |
| Missouri Total |
100.00% |
25,120,145 |
$5,683,250,070 |
$5,707,913,156 |
$1,836,464 |
$4,303,077,735 |
$4,449,351,407 |
77.95% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
7,922 |
$2,001,118 |
$1,894,397 |
$0 |
$491,312 |
$673,840 |
35.57% |
| Missouri Total |
100.00% |
23,039,788 |
$4,163,211,436 |
$4,199,721,128 |
$127,598 |
$3,300,392,701 |
$3,367,830,249 |
80.19% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
45,009 |
$3,652,086 |
$0 |
$986,659 |
$263,746 |
27.02% |
| Missouri Total |
100.00% |
4,463,867 |
$3,969,383,796 |
$7,189,017 |
$4,059,025,938 |
$167,425,236 |
102.26% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
1,007 |
$938,234 |
$1,070,279 |
$0 |
$830,532 |
$547,438 |
51.15% |
| Missouri Total |
100.00% |
2,080,357 |
$1,520,038,634 |
$1,508,192,028 |
$1,708,866 |
$1,002,685,034 |
$1,081,521,158 |
71.71% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
3,133 |
$316,679 |
$11,625 |
$414,410 |
$22,036 |
134.53% |
| Missouri Total |
100.00% |
4,114,754 |
$5,106,846,887 |
$374,495,582 |
$4,765,365,152 |
$251,807,234 |
93.31% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
48,142 |
$3,968,765 |
$11,625 |
$1,401,069 |
$285,782 |
35.60% |
| Missouri Total |
100.00% |
8,578,621 |
$9,076,230,683 |
$381,684,599 |
$8,824,391,090 |
$419,232,470 |
97.23% |