Company Name:
CENTRAL STATES HEALTH & LIFE CO OF OMAHACompany Address:
1212 N 96TH ST
OMAHA, NE 68114Mailing Address:
P.O. Box 34350
Omaha, NE 68134Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1944-11-17
| Line |
Authorized Date |
| Accident and Health |
1944-11-17 |
| Life, annuities and endowments |
1944-11-17 |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
11.98% |
42,199 |
$4,063,296 |
$0 |
$702,940 |
$199,308 |
17.30% |
| Missouri Total |
100.00% |
540,054 |
$33,920,188 |
$33,742 |
$18,191,182 |
$2,987,583 |
53.63% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
17 |
$32,380 |
$13,587 |
$0 |
$0 |
$-548 |
-4.03% |
| Missouri Total |
100.00% |
1,120,380 |
$216,398,030 |
$216,750,400 |
$37,513 |
$147,429,402 |
$174,125,247 |
80.33% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
135 |
$195,860 |
$199,361 |
$0 |
$118,743 |
$117,180 |
58.78% |
| Missouri Total |
100.00% |
99,512 |
$153,031,398 |
$151,573,487 |
$0 |
$122,604,054 |
$131,392,182 |
86.69% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.32% |
4,878 |
$2,163,043 |
$1,011,706 |
$0 |
$118,982 |
$289,271 |
28.59% |
| Missouri Total |
100.00% |
334,847 |
$29,558,218 |
$31,473,169 |
$0 |
$14,588,023 |
$13,987,422 |
44.44% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.49% |
520 |
$38,748 |
$40,700 |
$0 |
$2,600 |
$3,079 |
7.57% |
| Missouri Total |
100.00% |
74,821 |
$7,920,812 |
$7,937,783 |
$0 |
$2,669,080 |
$2,485,075 |
31.31% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
373 |
$130,111 |
$0 |
$39,295 |
$3,715 |
30.20% |
| Missouri Total |
100.00% |
3,195,709 |
$340,509,430 |
$2,662,813 |
$375,549,371 |
$154,098,346 |
110.29% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
362 |
$14,048 |
$15,368 |
$0 |
$11,080 |
$21,274 |
138.43% |
| Missouri Total |
100.00% |
778,791 |
$40,880,088 |
$40,573,682 |
$175 |
$18,717,124 |
$19,492,689 |
48.04% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$26 |
$26 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
182,728 |
$303,237,042 |
$296,093,330 |
$709 |
$206,151,024 |
$205,452,502 |
69.39% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
-1.80% |
10,801 |
$-59,325 |
$0 |
$574,711 |
$57,541 |
-968.75% |
| Missouri Total |
100.00% |
51,054 |
$3,297,476 |
$0 |
$2,866,583 |
$338,627 |
86.93% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$1,130 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
41,975 |
$96,881,454 |
$277,219 |
$48,101,602 |
$0 |
49.65% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
79 |
$24,116 |
$24,395 |
$0 |
$17,245 |
$-31,240 |
-128.06% |
| Missouri Total |
100.00% |
136,980 |
$82,139,891 |
$82,487,795 |
$1,259,941 |
$46,835,397 |
$53,586,832 |
64.96% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
61 |
$3,730 |
$3,817 |
$0 |
$190 |
$-409 |
-10.72% |
| Missouri Total |
100.00% |
150,444 |
$28,173,993 |
$27,922,148 |
$7,077 |
$13,925,642 |
$14,162,998 |
50.72% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
20 |
$32,621 |
$32,972 |
$0 |
$124,740 |
$181,055 |
549.12% |
| Missouri Total |
100.00% |
125,238 |
$165,476,602 |
$158,127,812 |
$9,628 |
$67,127,857 |
$90,850,534 |
57.45% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.29% |
481 |
$952,849 |
$962,315 |
$0 |
$710,256 |
$708,634 |
73.64% |
| Missouri Total |
100.00% |
192,204 |
$323,256,706 |
$336,472,253 |
$0 |
$241,760,172 |
$240,258,015 |
71.41% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-3.36% |
2,868 |
$-92,928 |
$566,321 |
$0 |
$369,555 |
$412,513 |
72.84% |
| Missouri Total |
100.00% |
17,480 |
$2,768,712 |
$3,707,915 |
$-28 |
$1,562,445 |
$1,451,410 |
39.14% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.06% |
3,122 |
$520,932 |
$506,697 |
$0 |
$297,772 |
$291,302 |
57.49% |
| Missouri Total |
100.00% |
217,469 |
$49,088,053 |
$48,694,411 |
$0 |
$23,964,793 |
$25,558,105 |
52.49% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
43 |
$18,018 |
$0 |
$0 |
$2,533 |
0.00% |
| Missouri Total |
100.00% |
694,064 |
$347,382,114 |
$9,263,420 |
$212,249,288 |
$108,608,536 |
61.10% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
630 |
$196,347 |
$0 |
$284,514 |
$9,423 |
144.90% |
| Missouri Total |
100.00% |
453,561 |
$552,152,498 |
$4,442,311 |
$479,281,007 |
$45,190,056 |
86.80% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
386 |
$83,941 |
$21,824 |
$78,944 |
$2,587 |
120.05% |
| Missouri Total |
100.00% |
2,254,309 |
$760,946,118 |
$311,864,185 |
$860,216,353 |
$58,567,813 |
113.05% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
12,544 |
$3,885,425 |
$3,377,265 |
$0 |
$1,771,163 |
$1,992,111 |
58.99% |
| Missouri Total |
100.00% |
15,325,488 |
$4,295,618,608 |
$4,290,144,267 |
$1,485,559 |
$3,002,308,121 |
$3,208,218,965 |
74.78% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
5,550 |
$2,430,031 |
$1,265,354 |
$0 |
$240,325 |
$408,982 |
32.32% |
| Missouri Total |
100.00% |
13,467,585 |
$3,292,621,915 |
$3,288,067,459 |
$208,057 |
$2,379,030,650 |
$2,553,729,227 |
77.67% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
42,572 |
$4,193,407 |
$0 |
$742,235 |
$203,023 |
17.70% |
| Missouri Total |
100.00% |
4,689,528 |
$3,414,637,016 |
$8,065,165 |
$2,380,137,400 |
$176,276,564 |
69.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
6,994 |
$1,455,394 |
$2,111,911 |
$0 |
$1,530,838 |
$1,583,129 |
74.96% |
| Missouri Total |
100.00% |
1,857,903 |
$1,002,996,693 |
$1,002,076,808 |
$1,277,502 |
$623,277,471 |
$654,489,738 |
65.31% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
11,860 |
$240,111 |
$21,824 |
$938,169 |
$72,084 |
399.81% |
| Missouri Total |
100.00% |
4,285,396 |
$5,150,758,634 |
$383,562,866 |
$4,123,058,017 |
$245,622,119 |
80.05% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
54,432 |
$4,433,518 |
$21,824 |
$1,680,404 |
$275,107 |
38.39% |
| Missouri Total |
100.00% |
8,974,924 |
$8,565,395,650 |
$391,628,031 |
$6,503,195,417 |
$421,898,683 |
75.92% |