Company Name:
CENTRAL STATES HEALTH & LIFE CO OF OMAHACompany Address:
1212 N 96TH ST
OMAHA, NE 68114Mailing Address:
P.O. Box 34350
Omaha, NE 68134Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1944-11-17
| Line |
Authorized Date |
| Accident and Health |
1944-11-17 |
| Life, annuities and endowments |
1944-11-17 |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
9.49% |
32,298 |
$2,973,674 |
$0 |
$395,171 |
$115,142 |
13.29% |
| Missouri Total |
100.00% |
492,360 |
$31,327,282 |
$11,355 |
$22,656,984 |
$3,288,536 |
72.32% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
11 |
$1,987 |
$10,893 |
$0 |
$0 |
$340 |
3.12% |
| Missouri Total |
100.00% |
966,905 |
$207,926,823 |
$208,768,671 |
$12,202 |
$139,285,242 |
$148,519,747 |
71.14% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
136 |
$191,479 |
$188,294 |
$0 |
$96,434 |
$89,768 |
47.67% |
| Missouri Total |
100.00% |
90,067 |
$129,108,423 |
$126,847,899 |
$0 |
$100,541,376 |
$103,551,157 |
81.63% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.98% |
1,403 |
$1,494,147 |
$342,751 |
$0 |
$26,595 |
$46,311 |
13.51% |
| Missouri Total |
100.00% |
303,968 |
$29,986,007 |
$35,416,213 |
$0 |
$16,617,563 |
$14,050,157 |
39.67% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
142 |
$3,135 |
$3,422 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
37,786 |
$4,672,472 |
$4,658,934 |
$0 |
$2,405,986 |
$2,605,717 |
55.93% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
385 |
$99,491 |
$0 |
$0 |
$2,830 |
0.00% |
| Missouri Total |
100.00% |
2,776,226 |
$346,465,528 |
$3,769,039 |
$348,268,875 |
$137,313,054 |
100.52% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$18 |
$63 |
$0 |
$0 |
$-110 |
-174.60% |
| Missouri Total |
100.00% |
176,477 |
$283,208,114 |
$283,113,051 |
$720 |
$188,257,721 |
$183,924,523 |
64.97% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
19.63% |
20,890 |
$694,134 |
$0 |
$681,934 |
$116,519 |
98.24% |
| Missouri Total |
100.00% |
56,736 |
$3,536,919 |
$0 |
$2,241,861 |
$371,158 |
63.38% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$1,239 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
42,871 |
$102,610,655 |
$498,456 |
$39,995,760 |
$0 |
38.98% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
84 |
$24,079 |
$26,942 |
$0 |
$21,412 |
$-252,152 |
-935.91% |
| Missouri Total |
100.00% |
125,665 |
$75,424,426 |
$76,643,511 |
$1,128,031 |
$44,821,395 |
$54,384,423 |
70.96% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
68 |
$3,728 |
$3,803 |
$0 |
$650 |
$1,215 |
31.95% |
| Missouri Total |
100.00% |
145,722 |
$23,832,756 |
$23,694,730 |
$7,114 |
$11,594,074 |
$12,130,196 |
51.19% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
40 |
$41,050 |
$41,783 |
$0 |
$102,650 |
$147,454 |
352.90% |
| Missouri Total |
100.00% |
120,489 |
$160,677,734 |
$152,231,374 |
$9,757 |
$60,749,850 |
$85,685,868 |
56.29% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.29% |
560 |
$999,176 |
$1,006,564 |
$0 |
$676,818 |
$630,596 |
62.65% |
| Missouri Total |
100.00% |
205,175 |
$341,322,625 |
$341,769,460 |
$0 |
$231,360,020 |
$229,580,797 |
67.17% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.28% |
5,404 |
$301,250 |
$978,334 |
$0 |
$430,263 |
$444,370 |
45.42% |
| Missouri Total |
100.00% |
21,967 |
$3,637,584 |
$4,579,964 |
$0 |
$1,481,337 |
$1,548,296 |
33.81% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.14% |
2,511 |
$503,343 |
$498,680 |
$0 |
$199,827 |
$255,907 |
51.32% |
| Missouri Total |
100.00% |
217,565 |
$44,329,413 |
$45,000,689 |
$0 |
$21,077,976 |
$23,153,492 |
51.45% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
83 |
$18,757 |
$0 |
$0 |
$2,902 |
0.00% |
| Missouri Total |
100.00% |
682,356 |
$311,467,903 |
$10,173,738 |
$184,996,306 |
$93,566,603 |
59.39% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
597 |
$181,327 |
$0 |
$204,813 |
$9,184 |
112.95% |
| Missouri Total |
100.00% |
458,295 |
$491,131,691 |
$6,524,954 |
$331,504,239 |
$43,493,081 |
67.50% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
455 |
$83,255 |
$16,943 |
$98,241 |
$3,138 |
138.35% |
| Missouri Total |
100.00% |
2,308,146 |
$719,119,352 |
$323,220,961 |
$797,276,767 |
$66,887,681 |
110.87% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
10,360 |
$3,563,392 |
$3,101,529 |
$0 |
$1,554,649 |
$1,363,699 |
43.97% |
| Missouri Total |
100.00% |
10,342,971 |
$3,852,900,654 |
$3,820,337,190 |
$1,631,763 |
$2,664,219,455 |
$2,730,742,332 |
71.48% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
1,692 |
$1,690,748 |
$545,360 |
$0 |
$123,029 |
$136,419 |
25.01% |
| Missouri Total |
100.00% |
8,540,410 |
$2,878,594,040 |
$2,850,934,447 |
$443,521 |
$2,086,264,285 |
$2,118,878,045 |
74.32% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
32,683 |
$3,073,165 |
$0 |
$395,171 |
$117,972 |
12.86% |
| Missouri Total |
100.00% |
4,461,154 |
$3,210,980,742 |
$9,512,580 |
$2,151,672,191 |
$158,266,535 |
67.01% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
8,668 |
$1,872,644 |
$2,556,169 |
$0 |
$1,431,620 |
$1,227,280 |
48.01% |
| Missouri Total |
100.00% |
1,802,561 |
$974,306,614 |
$969,402,743 |
$1,188,242 |
$577,955,170 |
$611,864,287 |
63.12% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
22,025 |
$978,712 |
$16,943 |
$984,988 |
$131,743 |
102.37% |
| Missouri Total |
100.00% |
4,330,504 |
$4,930,506,696 |
$404,183,765 |
$3,349,037,869 |
$235,658,520 |
67.92% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
54,708 |
$4,051,877 |
$16,943 |
$1,380,159 |
$249,715 |
34.48% |
| Missouri Total |
100.00% |
8,791,658 |
$8,141,487,438 |
$413,696,345 |
$5,500,710,060 |
$393,925,055 |
67.56% |