Company Name:
CENTRAL STATES HEALTH & LIFE CO OF OMAHACompany Address:
1212 N 96TH ST
OMAHA, NE 68114Mailing Address:
P.O. Box 34350
Omaha, NE 68134Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1944-11-17
| Line |
Authorized Date |
| Accident and Health |
1944-11-17 |
| Life, annuities and endowments |
1944-11-17 |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.86% |
42,345 |
$1,116,619 |
$0 |
$919,187 |
$76,289 |
82.32% |
| Missouri Total |
100.00% |
756,763 |
$59,966,043 |
$99,903 |
$22,088,449 |
$3,655,658 |
36.83% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$123 |
$769 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
751,265 |
$125,459,220 |
$125,463,277 |
$86,460 |
$84,692,414 |
$109,353,443 |
87.16% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
30 |
$26,779 |
$23,779 |
$0 |
$12,380 |
$15,474 |
65.07% |
| Missouri Total |
100.00% |
76,760 |
$103,970,994 |
$103,143,281 |
$0 |
$75,946,271 |
$77,155,039 |
74.80% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
555 |
$-1,672 |
$15,173 |
$0 |
$23,832 |
$-18,678 |
-123.10% |
| Missouri Total |
100.00% |
601,420 |
$46,133,629 |
$39,155,579 |
$0 |
$15,281,991 |
$16,644,048 |
42.51% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
12 |
$33,408 |
$0 |
$0 |
$380 |
0.00% |
| Missouri Total |
100.00% |
2,704,263 |
$281,091,200 |
$2,974,685 |
$321,445,911 |
$103,181,799 |
114.36% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
264 |
$485,163 |
$498,324 |
$0 |
$167,344 |
$53,423 |
10.72% |
| Missouri Total |
100.00% |
163,477 |
$229,008,329 |
$228,487,106 |
$3,911 |
$155,616,141 |
$159,239,720 |
69.69% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
18.37% |
20,891 |
$1,285,004 |
$0 |
$413,078 |
$89,451 |
32.15% |
| Missouri Total |
100.00% |
150,911 |
$6,995,630 |
$0 |
$5,659,503 |
$699,048 |
80.90% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
149 |
$41,050 |
$41,465 |
$0 |
$52,989 |
$246,377 |
594.18% |
| Missouri Total |
100.00% |
111,019 |
$66,490,592 |
$66,946,605 |
$420,599 |
$32,121,787 |
$48,494,601 |
72.44% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
87 |
$5,175 |
$5,323 |
$0 |
$515 |
$912 |
17.13% |
| Missouri Total |
100.00% |
163,820 |
$23,020,770 |
$23,131,172 |
$11,646 |
$12,896,225 |
$13,813,527 |
59.72% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
53 |
$29,479 |
$28,868 |
$0 |
$15,223 |
$-57,344 |
-198.64% |
| Missouri Total |
100.00% |
89,239 |
$103,886,674 |
$96,575,484 |
$934 |
$37,008,611 |
$45,790,074 |
47.41% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.45% |
966 |
$1,388,170 |
$1,411,012 |
$0 |
$1,027,597 |
$1,055,311 |
74.79% |
| Missouri Total |
100.00% |
240,423 |
$306,889,507 |
$315,689,351 |
$0 |
$234,062,536 |
$236,918,393 |
75.05% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$600 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
215,037 |
$407,245,440 |
$3,527,055 |
$779,679,935 |
$0 |
191.45% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.55% |
3,973 |
$666,125 |
$575,406 |
$0 |
$232,314 |
$301,849 |
52.46% |
| Missouri Total |
100.00% |
100,079 |
$11,991,865 |
$18,327,635 |
$0 |
$4,897,102 |
$3,909,127 |
21.33% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
470 |
$51,067 |
$51,087 |
$0 |
$13,819 |
$27,733 |
54.29% |
| Missouri Total |
100.00% |
154,667 |
$30,619,082 |
$31,023,371 |
$0 |
$14,308,840 |
$14,935,114 |
48.14% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
121 |
$17,968 |
$0 |
$0 |
$4,060 |
0.00% |
| Missouri Total |
100.00% |
596,499 |
$200,973,899 |
$9,856,079 |
$124,310,754 |
$57,428,341 |
61.85% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
819 |
$247,686 |
$0 |
$229,738 |
$11,564 |
92.75% |
| Missouri Total |
100.00% |
522,617 |
$392,321,964 |
$6,557,565 |
$318,771,594 |
$43,427,542 |
81.25% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
521 |
$99,718 |
$17,118 |
$110,732 |
$2,805 |
128.21% |
| Missouri Total |
100.00% |
2,561,613 |
$769,291,874 |
$302,475,773 |
$861,967,438 |
$64,157,643 |
112.05% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
6,549 |
$2,691,459 |
$2,651,206 |
$0 |
$1,546,013 |
$1,625,057 |
61.30% |
| Missouri Total |
100.00% |
10,151,451 |
$2,793,902,774 |
$2,800,205,649 |
$3,104,630 |
$2,014,518,017 |
$2,096,480,234 |
74.87% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
587 |
$25,230 |
$39,721 |
$0 |
$36,212 |
$-3,204 |
-8.07% |
| Missouri Total |
100.00% |
8,801,770 |
$1,996,109,505 |
$1,993,545,540 |
$2,668,013 |
$1,512,053,831 |
$1,560,282,504 |
78.27% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
42,357 |
$1,150,027 |
$0 |
$919,187 |
$76,669 |
79.93% |
| Missouri Total |
100.00% |
4,458,036 |
$2,846,664,874 |
$4,145,555 |
$2,544,304,360 |
$127,434,464 |
89.38% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
5,962 |
$2,666,229 |
$2,611,485 |
$0 |
$1,509,801 |
$1,628,261 |
62.35% |
| Missouri Total |
100.00% |
1,349,681 |
$797,793,269 |
$806,660,109 |
$436,617 |
$502,464,186 |
$536,197,730 |
66.47% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
22,353 |
$1,650,976 |
$17,118 |
$753,548 |
$107,880 |
46.68% |
| Missouri Total |
100.00% |
4,593,141 |
$3,922,881,923 |
$323,615,018 |
$3,371,242,434 |
$192,419,185 |
85.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
64,710 |
$2,801,003 |
$17,118 |
$1,672,735 |
$184,549 |
60.33% |
| Missouri Total |
100.00% |
9,051,177 |
$6,769,546,797 |
$327,760,573 |
$5,915,546,794 |
$319,853,649 |
87.38% |