Company Name:
BANKERS LIFE AND CASUALTY COMPANYCompany Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Phone:
3178176485Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1946-05-16
| Line |
Authorized Date |
| Accident and Health |
1946-05-16 |
| Life, annuities and endowments |
1946-05-16 |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$9 |
$9 |
$0 |
$0 |
$-11 |
-122.22% |
| Missouri Total |
100.00% |
1,476,312 |
$377,327,672 |
$377,459,823 |
$1,669,126 |
$268,698,807 |
$280,075,073 |
74.20% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
405 |
$1,218,499 |
$1,283,809 |
$0 |
$1,221,099 |
$1,124,433 |
87.59% |
| Missouri Total |
100.00% |
112,073 |
$251,917,563 |
$257,604,450 |
$0 |
$213,760,279 |
$216,273,109 |
83.96% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
7 |
$0 |
$0 |
$23,839 |
$0 |
|
| Missouri Total |
100.00% |
570,405 |
$1,615,422,696 |
$13,925,446 |
$1,239,854,345 |
$0 |
76.75% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
44 |
$3,191 |
$3,212 |
$0 |
$0 |
$66 |
2.05% |
| Missouri Total |
100.00% |
1,066,748 |
$61,809,439 |
$61,547,822 |
$0 |
$25,013,410 |
$23,499,289 |
38.18% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
18 |
$55,000 |
$0 |
$12,039,294 |
$0 |
21,889.63% |
| Missouri Total |
100.00% |
38,769 |
$1,008,357,259 |
$0 |
$116,454,403 |
$0 |
11.55% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
62 |
$37,183 |
$41,668 |
$0 |
$54,210 |
$-58,376 |
-140.10% |
| Missouri Total |
100.00% |
101,897 |
$110,488,483 |
$108,640,778 |
$11,762,059 |
$62,222,242 |
$57,211,714 |
52.66% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.20% |
2,766 |
$42,531,341 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
100,891 |
$1,934,330,294 |
$0 |
$999,518,662 |
$0 |
51.67% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
251 |
$162,531 |
$166,587 |
$151 |
$15,290 |
$22,268 |
13.37% |
| Missouri Total |
100.00% |
179,902 |
$99,994,389 |
$99,710,204 |
$2,133 |
$46,310,118 |
$46,694,767 |
46.83% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.94% |
10,095 |
$15,847,135 |
$17,265,754 |
$0 |
$17,631,402 |
$21,174,803 |
122.64% |
| Missouri Total |
100.00% |
101,941 |
$199,078,023 |
$202,542,615 |
$157 |
$195,535,830 |
$227,614,609 |
112.38% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
648 |
$1,912,747 |
$1,946,460 |
$0 |
$1,685,535 |
$1,616,411 |
83.04% |
| Missouri Total |
100.00% |
197,643 |
$503,257,909 |
$503,810,924 |
$0 |
$394,511,283 |
$393,747,801 |
78.15% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
1,393 |
$2,513,692 |
$0 |
$10,156,653 |
$0 |
404.05% |
| Missouri Total |
100.00% |
195,418 |
$2,351,384,549 |
$39,791,533 |
$1,374,219,086 |
$0 |
58.44% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.92% |
1,998 |
$1,077,214 |
$1,069,482 |
$0 |
$373,076 |
$402,541 |
37.64% |
| Missouri Total |
100.00% |
292,970 |
$117,325,459 |
$117,630,336 |
$2,972 |
$58,613,643 |
$59,359,363 |
50.46% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
563 |
$409,980 |
$0 |
$250,000 |
$63,952 |
60.98% |
| Missouri Total |
100.00% |
859,422 |
$622,444,889 |
$8,309,324 |
$442,704,256 |
$2,194,544,757 |
71.12% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.65% |
4,393 |
$5,064,708 |
$0 |
$3,071,943 |
$304,667 |
60.65% |
| Missouri Total |
100.00% |
340,392 |
$780,778,609 |
$4,406,140 |
$756,884,370 |
$3,184,045,843 |
96.94% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.99% |
14,973 |
$8,530,657 |
$18,840 |
$7,041,567 |
$160,370 |
82.77% |
| Missouri Total |
100.00% |
1,487,227 |
$865,446,822 |
$261,908,869 |
$1,026,942,514 |
$1,502,034,372 |
118.66% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
13,503 |
$20,258,509 |
$21,776,981 |
$151 |
$20,980,612 |
$24,282,135 |
111.50% |
| Missouri Total |
100.00% |
18,996,233 |
$12,159,223,075 |
$12,118,138,424 |
$13,998,881 |
$9,873,450,917 |
$9,928,870,548 |
81.93% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
405 |
$1,218,508 |
$1,283,818 |
$0 |
$1,221,099 |
$1,124,422 |
87.58% |
| Missouri Total |
100.00% |
15,015,732 |
$7,412,104,907 |
$7,372,968,918 |
$2,219,915 |
$6,047,915,454 |
$6,045,389,440 |
81.99% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
7 |
$0 |
$0 |
$23,839 |
$0 |
|
| Missouri Total |
100.00% |
3,637,342 |
$4,494,793,762 |
$14,676,164 |
$4,458,070,047 |
$4,176,873,652 |
99.18% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
13,098 |
$19,040,001 |
$20,493,163 |
$151 |
$19,759,513 |
$23,157,713 |
113.00% |
| Missouri Total |
100.00% |
3,980,501 |
$4,747,118,168 |
$4,745,169,506 |
$11,778,966 |
$3,825,535,463 |
$3,883,481,108 |
81.84% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.60% |
24,106 |
$59,105,378 |
$18,840 |
$32,559,457 |
$528,989 |
55.12% |
| Missouri Total |
100.00% |
3,514,998 |
$9,858,960,504 |
$320,597,395 |
$8,939,381,209 |
$7,371,798,263 |
90.67% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.41% |
24,113 |
$59,105,378 |
$18,840 |
$32,583,296 |
$528,989 |
55.16% |
| Missouri Total |
100.00% |
7,152,340 |
$14,353,754,266 |
$335,273,559 |
$13,397,451,256 |
$11,545,866,117 |
93.34% |