Company Name:
BANKERS LIFE AND CASUALTY COMPANYCompany Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Phone:
3178176485Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1946-05-16
| Line |
Authorized Date |
| Accident and Health |
1946-05-16 |
| Life, annuities and endowments |
1946-05-16 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$62 |
$85 |
$0 |
$0 |
$-1 |
-1.18% |
| Missouri Total |
100.00% |
5,285,271 |
$120,538,824 |
$119,507,029 |
$56,304 |
$48,512,024 |
$55,647,682 |
46.56% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.66% |
514 |
$1,519,421 |
$1,563,484 |
$0 |
$1,475,862 |
$1,482,432 |
94.82% |
| Missouri Total |
100.00% |
102,479 |
$231,243,121 |
$226,547,910 |
$0 |
$182,759,305 |
$186,085,105 |
82.14% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
7 |
$0 |
$0 |
$21,603 |
$0 |
|
| Missouri Total |
100.00% |
492,708 |
$1,342,427,179 |
$6,783,407 |
$798,290,193 |
$0 |
59.47% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
46 |
$3,187 |
$3,549 |
$0 |
$10,300 |
$10,174 |
286.67% |
| Missouri Total |
100.00% |
310,192 |
$62,526,346 |
$62,376,544 |
$7,617 |
$19,314,887 |
$19,737,230 |
31.64% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
17 |
$32,000 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
36,575 |
$91,645,557 |
$0 |
$57,203,456 |
$0 |
62.42% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
68 |
$42,081 |
$45,690 |
$0 |
$96,996 |
$-33,714 |
-73.79% |
| Missouri Total |
100.00% |
113,456 |
$112,662,320 |
$110,611,772 |
$11,319,832 |
$66,347,028 |
$55,056,329 |
49.77% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.46% |
2,513 |
$33,508,509 |
$0 |
$12,982,867 |
$0 |
38.74% |
| Missouri Total |
100.00% |
99,790 |
$1,363,335,298 |
$0 |
$950,195,010 |
$0 |
69.70% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
268 |
$156,817 |
$155,393 |
$301 |
$14,664 |
$43,350 |
27.90% |
| Missouri Total |
100.00% |
158,188 |
$67,960,776 |
$67,925,836 |
$3,084 |
$28,694,707 |
$29,240,804 |
43.05% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.88% |
10,495 |
$16,362,699 |
$17,665,723 |
$0 |
$16,949,196 |
$15,838,985 |
89.66% |
| Missouri Total |
100.00% |
106,276 |
$207,548,649 |
$211,856,320 |
$37 |
$190,154,744 |
$194,051,268 |
91.60% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.37% |
764 |
$2,169,824 |
$2,209,553 |
$0 |
$1,936,445 |
$1,904,977 |
86.22% |
| Missouri Total |
100.00% |
229,712 |
$581,543,241 |
$584,863,816 |
$0 |
$437,225,084 |
$438,610,987 |
74.99% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
1,575 |
$648,250 |
$0 |
$8,374,845 |
$0 |
1,291.92% |
| Missouri Total |
100.00% |
195,812 |
$1,556,881,060 |
$28,950,012 |
$1,263,912,510 |
$0 |
81.18% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.92% |
1,837 |
$948,658 |
$937,744 |
$0 |
$270,000 |
$315,086 |
33.60% |
| Missouri Total |
100.00% |
300,444 |
$103,159,184 |
$102,922,829 |
$2,927 |
$45,952,310 |
$45,728,893 |
44.43% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
631 |
$415,706 |
$0 |
$244,353 |
$64,324 |
58.78% |
| Missouri Total |
100.00% |
849,107 |
$608,898,381 |
$8,532,070 |
$448,760,979 |
$2,003,867,920 |
73.70% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.58% |
4,320 |
$4,592,804 |
$0 |
$3,175,649 |
$301,702 |
69.14% |
| Missouri Total |
100.00% |
364,184 |
$796,038,412 |
$5,570,618 |
$705,700,881 |
$1,280,812,226 |
88.65% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.03% |
15,002 |
$9,036,051 |
$17,310 |
$5,885,338 |
$158,807 |
65.32% |
| Missouri Total |
100.00% |
1,522,534 |
$879,876,012 |
$276,707,732 |
$956,198,611 |
$593,175,264 |
108.67% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
13,993 |
$21,202,749 |
$22,581,221 |
$301 |
$20,753,463 |
$19,561,289 |
86.63% |
| Missouri Total |
100.00% |
19,306,788 |
$12,117,109,089 |
$12,162,834,670 |
$12,444,904 |
$10,542,214,819 |
$10,004,580,052 |
82.26% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
515 |
$1,519,483 |
$1,563,569 |
$0 |
$1,475,862 |
$1,482,431 |
94.81% |
| Missouri Total |
100.00% |
17,248,675 |
$7,594,911,339 |
$7,618,085,733 |
$1,103,538 |
$6,951,838,739 |
$6,341,675,193 |
83.24% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
7 |
$0 |
$0 |
$21,603 |
$0 |
|
| Missouri Total |
100.00% |
3,674,408 |
$4,401,545,614 |
$7,901,906 |
$4,690,598,033 |
$4,453,509,867 |
106.57% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.44% |
13,478 |
$19,683,266 |
$21,017,652 |
$301 |
$19,277,601 |
$18,078,858 |
86.02% |
| Missouri Total |
100.00% |
2,058,113 |
$4,522,197,750 |
$4,544,748,937 |
$11,341,366 |
$3,590,376,080 |
$3,662,904,859 |
80.60% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.61% |
24,058 |
$48,233,320 |
$17,310 |
$30,663,052 |
$524,833 |
63.61% |
| Missouri Total |
100.00% |
3,493,020 |
$7,861,614,955 |
$324,199,464 |
$9,610,942,390 |
$4,042,006,290 |
122.25% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.39% |
24,065 |
$48,233,320 |
$17,310 |
$30,684,655 |
$524,833 |
63.65% |
| Missouri Total |
100.00% |
7,167,428 |
$12,263,160,569 |
$332,101,370 |
$14,301,540,423 |
$8,495,516,157 |
116.62% |