Company Name:
BANKERS LIFE AND CASUALTY COMPANYCompany Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Phone:
3178176485Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1946-05-16
| Line |
Authorized Date |
| Accident and Health |
1946-05-16 |
| Life, annuities and endowments |
1946-05-16 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$62 |
$62 |
$0 |
$0 |
$1 |
1.61% |
| Missouri Total |
100.00% |
5,469,519 |
$111,786,395 |
$111,483,321 |
$15,119 |
$41,272,752 |
$43,821,626 |
39.31% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.79% |
615 |
$1,693,642 |
$1,729,025 |
$0 |
$1,494,551 |
$1,487,926 |
86.06% |
| Missouri Total |
100.00% |
90,554 |
$215,226,033 |
$197,415,468 |
$0 |
$161,653,115 |
$157,816,630 |
79.94% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
9 |
$0 |
$0 |
$23,205 |
$0 |
|
| Missouri Total |
100.00% |
520,508 |
$1,192,820,226 |
$10,125,528 |
$1,085,261,009 |
$0 |
90.98% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$5 |
|
| Missouri Total |
100.00% |
1,977,306 |
$539,326,139 |
$1,177,480 |
$434,868,809 |
$240,522,779 |
80.63% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
52 |
$3,460 |
$3,669 |
$0 |
$0 |
$-32 |
-0.87% |
| Missouri Total |
100.00% |
361,964 |
$61,570,318 |
$61,286,431 |
$5 |
$22,033,119 |
$22,657,998 |
36.97% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
23 |
$30,000 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
36,757 |
$89,099,206 |
$0 |
$71,401,733 |
$0 |
80.14% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
75 |
$46,171 |
$52,063 |
$0 |
$151,997 |
$-15,323 |
-29.43% |
| Missouri Total |
100.00% |
117,759 |
$110,840,095 |
$113,170,115 |
$10,355,140 |
$65,294,980 |
$58,742,791 |
51.91% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.34% |
2,337 |
$27,032,983 |
$0 |
$8,783,639 |
$0 |
32.49% |
| Missouri Total |
100.00% |
99,399 |
$1,154,178,097 |
$0 |
$769,747,137 |
$0 |
66.69% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
256 |
$138,144 |
$137,373 |
$301 |
$34,525 |
$63,597 |
46.30% |
| Missouri Total |
100.00% |
159,876 |
$62,712,790 |
$62,561,307 |
$3,131 |
$24,412,061 |
$25,278,119 |
40.41% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.85% |
10,728 |
$16,269,838 |
$18,341,283 |
$0 |
$19,199,344 |
$16,927,014 |
92.29% |
| Missouri Total |
100.00% |
104,950 |
$207,337,677 |
$212,352,222 |
$0 |
$209,925,380 |
$185,685,429 |
87.44% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.44% |
910 |
$2,559,668 |
$2,617,360 |
$0 |
$1,959,634 |
$1,921,792 |
73.42% |
| Missouri Total |
100.00% |
235,269 |
$576,421,509 |
$579,130,437 |
$0 |
$420,630,247 |
$419,589,932 |
72.45% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
1,767 |
$949,059 |
$0 |
$7,664,298 |
$0 |
807.57% |
| Missouri Total |
100.00% |
209,776 |
$1,196,697,406 |
$35,086,784 |
$1,128,293,483 |
$0 |
94.28% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.73% |
1,599 |
$753,562 |
$739,297 |
$0 |
$280,345 |
$353,914 |
47.87% |
| Missouri Total |
100.00% |
301,362 |
$102,840,947 |
$102,665,207 |
$3,204 |
$46,290,068 |
$49,280,488 |
48.00% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
648 |
$406,043 |
$0 |
$183,000 |
$62,804 |
45.07% |
| Missouri Total |
100.00% |
838,239 |
$583,114,130 |
$8,601,831 |
$380,741,956 |
$692,128,891 |
65.29% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.58% |
4,163 |
$4,151,937 |
$0 |
$3,001,017 |
$285,223 |
72.28% |
| Missouri Total |
100.00% |
367,639 |
$717,052,897 |
$6,257,842 |
$647,129,980 |
$245,467,544 |
90.25% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.95% |
14,632 |
$7,670,009 |
$18,138 |
$5,903,185 |
$152,658 |
77.20% |
| Missouri Total |
100.00% |
1,532,924 |
$809,875,081 |
$283,399,743 |
$924,943,383 |
$189,097,330 |
114.21% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
14,236 |
$21,464,547 |
$23,620,132 |
$301 |
$23,120,396 |
$20,738,889 |
87.80% |
| Missouri Total |
100.00% |
18,171,889 |
$11,161,724,899 |
$11,180,725,273 |
$10,901,258 |
$8,674,641,000 |
$8,678,005,200 |
77.62% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
616 |
$1,693,704 |
$1,729,087 |
$0 |
$1,494,551 |
$1,487,927 |
86.05% |
| Missouri Total |
100.00% |
15,968,414 |
$7,486,291,962 |
$7,481,394,623 |
$539,778 |
$5,879,810,599 |
$5,912,016,735 |
79.02% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
10 |
$0 |
$0 |
$23,205 |
$5 |
|
| Missouri Total |
100.00% |
3,393,966 |
$4,757,516,863 |
$11,323,927 |
$4,543,143,614 |
$270,854,664 |
95.49% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.54% |
13,620 |
$19,770,843 |
$21,891,045 |
$301 |
$21,625,845 |
$19,250,962 |
87.94% |
| Missouri Total |
100.00% |
2,203,482 |
$3,675,434,192 |
$3,699,331,905 |
$10,361,480 |
$2,794,830,401 |
$2,765,988,465 |
74.77% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.58% |
23,570 |
$40,240,031 |
$18,138 |
$25,535,139 |
$500,685 |
63.50% |
| Missouri Total |
100.00% |
3,538,934 |
$6,894,086,553 |
$337,761,991 |
$8,229,829,165 |
$1,148,757,471 |
119.38% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.35% |
23,580 |
$40,240,031 |
$18,138 |
$25,558,344 |
$500,690 |
63.56% |
| Missouri Total |
100.00% |
6,932,900 |
$11,651,603,416 |
$349,085,918 |
$12,772,972,779 |
$1,419,612,135 |
109.62% |