Company Name:
BANKERS LIFE AND CASUALTY COMPANYCompany Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Phone:
3178176485Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1946-05-16
| Line |
Authorized Date |
| Accident and Health |
1946-05-16 |
| Life, annuities and endowments |
1946-05-16 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$41 |
$75 |
$0 |
$0 |
$-15 |
-20.00% |
| Missouri Total |
100.00% |
6,402,141 |
$110,230,122 |
$108,042,632 |
$9,062 |
$48,534,065 |
$50,936,723 |
47.15% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.96% |
833 |
$2,138,476 |
$2,214,337 |
$0 |
$2,145,823 |
$1,975,493 |
89.21% |
| Missouri Total |
100.00% |
92,599 |
$223,765,220 |
$225,116,183 |
$0 |
$172,329,372 |
$172,316,155 |
76.55% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
9 |
$0 |
$0 |
$51,196 |
$0 |
|
| Missouri Total |
100.00% |
312,735 |
$1,502,027,628 |
$9,721,497 |
$755,224,260 |
$0 |
50.28% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$5 |
|
| Missouri Total |
100.00% |
2,262,793 |
$531,820,140 |
$1,417,243 |
$400,585,106 |
$220,311,459 |
75.32% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
66 |
$4,350 |
$4,442 |
$0 |
$0 |
$-27 |
-0.61% |
| Missouri Total |
100.00% |
400,485 |
$63,522,542 |
$63,347,315 |
$0 |
$24,679,353 |
$24,958,520 |
39.40% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
21 |
$40,000 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
34,146 |
$94,538,449 |
$0 |
$73,761,539 |
$0 |
78.02% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
93 |
$61,285 |
$66,211 |
$0 |
$151,966 |
$74,939 |
113.18% |
| Missouri Total |
100.00% |
128,298 |
$111,847,829 |
$113,009,194 |
$9,320,891 |
$67,487,406 |
$55,431,444 |
49.05% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.62% |
1,931 |
$24,744,562 |
$0 |
$8,063,507 |
$0 |
32.59% |
| Missouri Total |
100.00% |
95,477 |
$1,528,721,431 |
$0 |
$635,138,379 |
$0 |
41.55% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.28% |
243 |
$135,335 |
$133,816 |
$2,907 |
$38,335 |
$69,599 |
52.01% |
| Missouri Total |
100.00% |
153,238 |
$48,008,240 |
$47,982,108 |
$5,965 |
$17,684,818 |
$19,177,573 |
39.97% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.05% |
10,892 |
$17,069,090 |
$18,773,545 |
$0 |
$19,901,487 |
$20,145,591 |
107.31% |
| Missouri Total |
100.00% |
116,436 |
$211,978,898 |
$217,655,297 |
$0 |
$197,145,393 |
$230,953,198 |
106.11% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.58% |
1,233 |
$3,278,756 |
$3,440,232 |
$0 |
$2,735,595 |
$2,565,317 |
74.57% |
| Missouri Total |
100.00% |
249,991 |
$564,149,552 |
$566,714,825 |
$0 |
$438,656,592 |
$442,214,536 |
78.03% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
2,167 |
$980,058 |
$0 |
$11,131,899 |
$0 |
1,135.84% |
| Missouri Total |
100.00% |
219,347 |
$966,691,378 |
$38,073,879 |
$1,367,863,486 |
$0 |
141.50% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.64% |
1,319 |
$617,996 |
$618,279 |
$0 |
$355,739 |
$400,230 |
64.73% |
| Missouri Total |
100.00% |
298,345 |
$96,005,643 |
$95,749,270 |
$2,715 |
$44,157,520 |
$46,223,446 |
48.28% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
751 |
$425,207 |
$0 |
$200,000 |
$67,279 |
47.04% |
| Missouri Total |
100.00% |
807,561 |
$545,233,882 |
$8,854,933 |
$312,433,553 |
$209,545,660 |
57.30% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.63% |
3,704 |
$4,304,008 |
$0 |
$3,500,964 |
$257,423 |
81.34% |
| Missouri Total |
100.00% |
392,226 |
$688,580,364 |
$7,899,033 |
$992,234,625 |
$72,910,917 |
144.10% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.91% |
14,070 |
$7,199,268 |
$20,917 |
$4,850,395 |
$143,877 |
67.66% |
| Missouri Total |
100.00% |
1,575,221 |
$790,335,343 |
$271,555,935 |
$883,419,376 |
$54,049,613 |
111.78% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
14,680 |
$23,305,329 |
$25,250,937 |
$2,907 |
$25,328,945 |
$25,231,127 |
99.92% |
| Missouri Total |
100.00% |
17,298,225 |
$10,842,541,096 |
$10,885,784,298 |
$9,791,953 |
$8,529,870,791 |
$8,533,868,614 |
78.39% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
834 |
$2,138,517 |
$2,214,412 |
$0 |
$2,145,823 |
$1,975,478 |
89.21% |
| Missouri Total |
100.00% |
15,026,804 |
$7,368,815,822 |
$7,399,153,912 |
$462,382 |
$5,979,576,202 |
$5,973,336,105 |
80.73% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
10 |
$0 |
$0 |
$51,196 |
$5 |
|
| Missouri Total |
100.00% |
3,308,424 |
$5,362,402,135 |
$11,192,208 |
$3,798,692,641 |
$254,647,163 |
70.84% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.61% |
13,846 |
$21,166,812 |
$23,036,525 |
$2,907 |
$23,183,122 |
$23,255,649 |
100.95% |
| Missouri Total |
100.00% |
2,271,421 |
$3,473,725,274 |
$3,486,630,386 |
$9,329,571 |
$2,550,294,589 |
$2,560,532,509 |
73.44% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.58% |
22,644 |
$37,693,103 |
$20,917 |
$27,746,765 |
$468,579 |
73.67% |
| Missouri Total |
100.00% |
3,602,005 |
$6,532,189,627 |
$332,338,495 |
$8,441,805,341 |
$359,204,011 |
129.23% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
22,654 |
$37,693,103 |
$20,917 |
$27,797,961 |
$468,584 |
73.80% |
| Missouri Total |
100.00% |
6,910,429 |
$11,894,591,762 |
$343,530,703 |
$12,240,497,982 |
$613,851,174 |
102.91% |