Company Name:
BANKERS LIFE AND CASUALTY COMPANYCompany Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Phone:
3178176485Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1946-05-16
| Line |
Authorized Date |
| Accident and Health |
1946-05-16 |
| Life, annuities and endowments |
1946-05-16 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$155 |
$153 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
6,067,185 |
$106,534,521 |
$105,209,625 |
$6,428 |
$47,178,677 |
$50,921,510 |
48.40% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.10% |
955 |
$2,377,707 |
$2,473,298 |
$0 |
$2,256,370 |
$2,157,901 |
87.25% |
| Missouri Total |
100.00% |
90,166 |
$216,649,704 |
$217,788,770 |
$0 |
$172,324,426 |
$173,693,968 |
79.75% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
10 |
$0 |
$0 |
$23,738 |
$0 |
|
| Missouri Total |
100.00% |
285,393 |
$1,633,022,630 |
$7,993,216 |
$626,651,426 |
$0 |
38.37% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$5 |
|
| Missouri Total |
100.00% |
2,099,550 |
$507,813,492 |
$1,660,330 |
$385,781,284 |
$204,449,653 |
75.97% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
75 |
$4,834 |
$4,969 |
$0 |
$0 |
$-114 |
-2.29% |
| Missouri Total |
100.00% |
393,021 |
$60,851,889 |
$60,538,383 |
$0 |
$25,153,595 |
$26,631,367 |
43.99% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.15% |
22 |
$128,836 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
35,168 |
$88,322,375 |
$0 |
$67,670,481 |
$0 |
76.62% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
105 |
$64,386 |
$74,128 |
$0 |
$153,084 |
$497,627 |
671.31% |
| Missouri Total |
100.00% |
127,227 |
$110,062,683 |
$108,945,005 |
$8,849,510 |
$68,673,653 |
$85,142,628 |
78.15% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.21% |
1,736 |
$15,004,010 |
$0 |
$6,941,659 |
$0 |
46.27% |
| Missouri Total |
100.00% |
88,409 |
$1,243,055,788 |
$0 |
$508,866,309 |
$0 |
40.94% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
226 |
$128,310 |
$131,534 |
$1,844 |
$55,815 |
$85,424 |
64.94% |
| Missouri Total |
100.00% |
145,191 |
$39,645,578 |
$39,900,226 |
$5,138 |
$15,485,140 |
$15,608,594 |
39.12% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.39% |
11,266 |
$17,897,163 |
$19,906,551 |
$0 |
$18,794,995 |
$25,504,021 |
128.12% |
| Missouri Total |
100.00% |
118,725 |
$213,304,206 |
$211,846,907 |
$15 |
$189,030,224 |
$241,318,507 |
113.91% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.72% |
1,421 |
$3,923,093 |
$4,058,348 |
$0 |
$3,057,056 |
$2,960,441 |
72.95% |
| Missouri Total |
100.00% |
237,947 |
$545,008,656 |
$545,241,327 |
$0 |
$411,859,542 |
$410,582,735 |
75.30% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
2,433 |
$1,148,762 |
$0 |
$12,786,017 |
$0 |
1,113.03% |
| Missouri Total |
100.00% |
205,610 |
$808,264,043 |
$35,759,816 |
$1,135,245,412 |
$0 |
140.45% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.65% |
1,282 |
$584,364 |
$583,423 |
$0 |
$317,373 |
$356,561 |
61.12% |
| Missouri Total |
100.00% |
287,470 |
$89,910,995 |
$90,168,382 |
$3,469 |
$47,598,763 |
$50,559,722 |
56.07% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
757 |
$428,168 |
$0 |
$134,569 |
$62,405 |
31.43% |
| Missouri Total |
100.00% |
795,249 |
$525,385,950 |
$8,845,988 |
$339,675,856 |
$203,596,900 |
64.65% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.56% |
3,409 |
$3,717,002 |
$0 |
$3,108,708 |
$238,558 |
83.63% |
| Missouri Total |
100.00% |
406,253 |
$660,286,496 |
$8,499,156 |
$943,715,575 |
$69,951,763 |
142.93% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.02% |
14,326 |
$7,945,767 |
$23,315 |
$5,181,891 |
$144,758 |
65.51% |
| Missouri Total |
100.00% |
1,592,541 |
$775,630,125 |
$276,746,998 |
$771,374,555 |
$56,539,870 |
99.45% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
15,332 |
$24,980,012 |
$27,232,404 |
$1,844 |
$24,634,693 |
$31,561,861 |
115.90% |
| Missouri Total |
100.00% |
16,482,012 |
$10,499,610,539 |
$10,421,638,811 |
$9,249,439 |
$8,012,819,707 |
$8,027,300,051 |
77.03% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
957 |
$2,377,862 |
$2,473,451 |
$0 |
$2,256,370 |
$2,157,901 |
87.24% |
| Missouri Total |
100.00% |
14,217,095 |
$6,943,037,395 |
$6,881,941,443 |
$389,093 |
$5,393,230,226 |
$5,400,281,309 |
78.47% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
11 |
$0 |
$0 |
$23,738 |
$5 |
|
| Missouri Total |
100.00% |
3,221,793 |
$4,528,316,816 |
$9,988,567 |
$3,617,917,486 |
$238,585,539 |
79.90% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.64% |
14,375 |
$22,602,150 |
$24,758,953 |
$1,844 |
$22,378,323 |
$29,403,960 |
118.76% |
| Missouri Total |
100.00% |
2,264,917 |
$3,556,573,144 |
$3,539,697,368 |
$8,860,346 |
$2,619,589,481 |
$2,627,018,742 |
74.22% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.48% |
22,683 |
$28,372,545 |
$23,315 |
$28,152,844 |
$445,721 |
99.31% |
| Missouri Total |
100.00% |
3,623,481 |
$5,943,949,765 |
$335,416,271 |
$7,663,891,933 |
$351,896,788 |
128.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.27% |
22,694 |
$28,372,545 |
$23,315 |
$28,176,582 |
$445,726 |
99.39% |
| Missouri Total |
100.00% |
6,845,274 |
$10,472,266,581 |
$345,404,838 |
$11,281,809,419 |
$590,482,327 |
107.73% |